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Factors to Consider Before Picking Quick Loans for Bad Credit

Factors to Consider Before Picking Quick Loans for Bad Credit

You’ll Need Money

The first thing you should consider before deciding on an online lending company is how much cash is required. It is contingent on the situation you’re in and the kind of loan you’re receiving. For instance, lenders may be more expensive; consequently, it’s important to make sure you’re able to repay the loan on time prior to receiving it.

The most basic rule is that the larger the amount you require the longer it takes the lender to give it in the shortest amount, but smaller amounts less than $600 can be provided. The interest rate typically is lower for smaller amounts, which means it’s easier to repay, https://www.paydaynow.net/.

The Loan’s Terms and Conditions

When you apply for any type of loan you have the option of choosing the dates for repayment or a schedule. So, it is important to choose the terms and conditions according to your income and your flow of cash.

Lenders provide detailed loan terms and conditions once you are approved to borrow the money. Things like the APR the loan period, loan term, and the total amount are all included in these terms. Consider these terms and ensure you understand what you’re getting into.

APR and Interest Rate

Before choosing a lender, look over the attractive rates available and choose the most suitable one. The APR and the interest rate can be determined by many aspects including your credit rating, the amount required in repayment, repayment duration, income, and more. A bad credit score or a bad credit history generally will result in a higher rate of interest.

Select a lender with an agreed-to interest rate for the entire duration of the repayment term. If you are offered a loan that has different interest rates it could be expensive in the end.

Customer Service

Customer service is an essential factor when selecting the one that provides bad credit loans that are guaranteed approval. While some lenders can provide outstanding customer service, that is available 24/7 every day of the week. However, some firms are unable to respond after the loan is approved. You should instead choose one that can assist in processing, issues, or refunds as well as payments. Utilizing a platform like this can save you lots of time as well as energy if there are any issues.

Payment Time

It is common to bargain with the lender when deciding on a repayment schedule and determine it based on your stability in the financial market as well as income. The lender can provide a variety of repayment plans based on the kind of loan they offer. Furthermore, the borrower can decide to select the type of payment that they prefer, which could be in the form of installments or a complete amount to be paid.


The biggest issue when it comes to getting emergency loans for poor credit is the penalty and charges for late payments deadline. Thus, you should choose a firm with flexible payment options and low penalties in the event that there is a problem. In the end, the process of borrowing will be simple and you can repay the loan without no need to pay any additional charges or fees.

Beyond these be sure that the business you are choosing to partner with is dependable and has worked with similar situations. Consider picking one of these companies since they have a wide variety of loans and other financial tools.

UK to impose tariffs on steel imports for another two years, government says | Exchange policy


Tariffs on steel imports from China and other countries are to be extended for another two years, the UK government has announced, admitting the move risked breaching World Trade Organization rules ( WTO).

Anne-Marie Trevelyan, the international trade secretary, said the government was acting in the “public interest” and to protect “thousands” of jobs. She said Ukrainian steel would be exempt from customs duties.

The decision comes less than two weeks after concerns over the tariffs were raised by Boris Johnson’s former ethics adviser, Lord Geidt.

Plans to protect Britain’s steel industry “deviate from our international legal obligations” but are in the “national interest”, Trevelyan said.

She admitted: “The government wants to impress upon Parliament that the decision to extend guarantees [tariffs] on the five product categories derogates from our international legal obligations under the relevant WTO agreement.

“However, from time to time, problems may arise where the national interest requires action to be taken, which may conflict with normal rules and procedures.”

Many steelworks are in ‘red-walled’ constituencies, such as Scunthorpe and South Wales, which are key to the government’s general election prospects.

Yet the decision was condemned by free-market supporters, Anthony Mangnall, the Tory MP for Totnes, saying he supported the steel industry but ‘not through protective measures’.

“I never would have thought that being a Free Trader in this party would be such a unique and rare position to hold,” he said. “What message does this send to Australia, New Zealand, Singapore, Japan or any other country that we sign a free trade agreement with when we end up invoking national interests on the agreements that we signed?”

The government’s decision will see existing tariffs on five grades of steel extended until June 2024 to match the expiry date of tariffs on 10 other grades of steel, including gas lines and railroad equipment. .

Gareth Stace, the director of trade body UK Steel, welcomed the intervention, saying it showed the government was supporting the industry. The move would protect against surges in imports that would have “risked jobs, investment and our ability to go to net zero,” he said.

Nick Thomas-Symonds, the shadow international trade secretary, said the move would be a “welcome relief” for the steel industry and ensure a level playing field against cheap imports.

But, he said, the tariff extension “does nothing to make up for the shortcomings in support for the steel industry from this government.”

He also said he was surprised that the government was extending tariffs in a way that could put him in breach of WTO rules.

“If there is to be a WTO challenge, it will be a mess entirely by the government itself,” he said.

He called on the government to publish the full Trade Remedies Authority analysis that led to the advice.

Geidt cited plans to expand the tariff regime as a matter of concern in his resignation letter 12 days ago. He wrote: “I have been instructed to offer a view on the government’s intention to consider measures which risk a willful and willful violation of the ministerial code. This request has placed me in an impossible and odious situation…

“The idea that a Prime Minister could, to any degree, be deliberately violating his own code is an affront. A deliberate violation, or even an intention to do so, would be to suspend the provisions of the code to serve a political end. This would not only ridicule compliance with the code, but would authorize the suspension of its provisions governing the conduct of Her Majesty’s Ministers.

Although he later clarified his remarks, saying the issue was a ‘distraction’ from his real reasons for quitting, Geidt told The Daily Telegraph the pricing policy proposal ‘was just one example of what which could still constitute deliberate breaches by the UK of its obligations under international law.”

Trevelyan added that after “further analysis” of the impact of tariffs by the Trade Remedies Authority, the government had “concluded that there would be serious harm or threat of serious harm if the safeguard on five additional grades of steel were to be deleted at this stage”. time”.

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The tariffs were originally imposed as part of an EU ‘safeguard’ measure in 2018 during Donald Trump’s dispute with China and were reimposed last year by the UK after Brexit .

They applied to 15 categories of steel products, including railway equipment and gas pipes, but five of the tariff categories were due to expire on Thursday, with the others due to expire in June 2024.

Somerset Council discusses Rocky Hollow, potential sport tourism | New


Somerset City Council discussed changes to Rocky Hollow Park, potential sports tourism and changes to the current year budget at Monday’s council meeting.

Council member Robin Daughetee told council he received a call from Steve Fischer about the construction of the new playground near the Main Street entrance to Rocky Hollow Park.

The playground will be the second financed by Fischer. The first playground, known as Fischer Fun Park, was installed at SomerSport in 2018.

The play area will have activities that children in wheelchairs can take part in.

No opening date for the new playground has yet been announced, but Daughetee said he was looking forward to having a spot within walking distance for the kids at the south end of downtown.

Mayor Keck came up with an idea he asked members of council to consider – adding a wading pool near this park as well.

“I think it would be really cool for us to have the chance to add a paddling pool there for people who can walk there.” said Keck.

He said the city could use some of its allocated American Rescue Plan Act (ARPA) funds to create it.

If approved, it will join the city’s other wading pools at Bourne Avenue Park and Huffaker Park.

Keck also told council members he spoke with the “sport tourism folks” — a Florida company helping the city with a feasibility study — during a call that lasted an hour and a half.

On that call, the group looked at regional traffic in the city to determine where Somerset sees out-of-town visitors coming from.

“We have people who come from all over America in this community. I mean, dozens from Cleveland,” Keck said.

“I think we’re just getting started to really make this a mecca for tourism. We’ve done a good job, but there’s room to grow,” he said, adding that he wanted Somerset to be able to “push the boundaries as far as possible on what is fiscally responsible and sustainable” in sports tourism.

And speaking of traffic, councilman Jimmy Eastham mentioned that East Mount Vernon and West Mount Vernon streets have a new look, thanks to the Kentucky Transportation Cabinet District 8 office.

These roads, which are state-maintained roads, have recently been paved. Mayor Keck noted that while this was not a street the city had chosen to be paved, “We’ll take whatever the state wants to throw at us.”

Council members also discussed another downtown street – College Street – and the number of complaints they’ve heard about the lighting along it.

Streetlight lights are replaced as needed and with LED lighting available at the time, which means they are not always replaced with the same type of bulbs. Council members pointed out that some lights glowed yellow while others glowed white, meaning the light from lamp to lamp was not uniform.

Keck said something that would help prevent lights from being changed so often – and for that he made a personal appeal to the public – would be for people to “stop knocking on our streetlights”.

Also at Monday’s meeting:

• Council members passed a resolution asking city officials to apply for a loan for a planned upgrade to the city’s water supply infrastructure.

• Enacted a zoning change for 311 Park Avenue from Business-2 to Residence-3 (multi-family dwelling).

• Passed a zoning change for the property on Ky. 914 where it is planned to build a new extension office in the UK. This property has been rezoned from Residential-1 to Business-2.

* Adoption of amendments to the current year’s budget. Changes increase general fund revenue and expenses from $25.9 million to $33.5 million, SomerSplash budget from $1.99 million to $4.23 million, Fuel Center budget from $1.14 million to $1.34 million and Virginia’s budget — a brand new position — from zero dollars to $250,200.

Revealed: How Prince Charles pressured ministers to change the law to benefit his estate | Prince Charles


Prince Charles exploited a controversial procedure to compel government ministers to secretly change a bill to benefit his land estate, according to documents uncovered by the Guardian.

Official documents discovered in the National Archives reveal the ministers of John Major’s government gave in to his demands amid fears that resistance to the heir to the throne could trigger a constitutional crisis.

Ministers backed down to ‘avoid a major row’ with the prince, allowing him to force the hand of the elected government.

The disclosure of the documents provides further evidence of how the Royal Family used the secret procedure known as Queen’s Consent to change legislation to benefit their private interests.

As part of the procedure, the monarch and her eldest son are given copies of bills in advance so they can consider whether the legislation affects their public powers or their private assets, such as her Duchy of Cornwall estate. or the private estate of Sandringham.

Ministers must obtain the consent of the Queen and the Prince before relevant legislation can be approved by parliament. This procedure is different from the more familiar procedure of Royal Assent, a formality by which a bill becomes law.

A Guardian investigation has found the Queen’s consent procedure has been used by the monarch for decades to privately push for change. During his reign, ministers had to obtain the Queen’s or her son’s approval for more than 1,000 Acts of Parliament before they were implemented.

Buckingham Palace and the government say the Queen’s consent is a “purely formal” part of the parliamentary process and is granted by the monarch routinely. The palace said “consent is always granted by the monarch at the request of the government” and that “this process does not change the nature of such a bill.”

But newly revealed documents, relating to a tenancy reform law that came into effect in 1993, provide detailed evidence of Charles’ pressure on elected ministers to secure an exemption to prevent his own tenants from having the right to buy their own house.

The Windsor family used the consent procedure to review at least four bills that have changed tenancy laws since the 1960s. Under these laws, tenants live in properties for a certain number of years on a lease, instead of being the pure and simple owners. The changes gave tenants across the country the legal power, under certain circumstances, to buy their homes from landlords.

Internal letters and memos from September and October 1992 show Charles took a ‘close personal interest’ in Newton St Loe, a small Somerset village that is part of the Duchy of Cornwall’s £1billion estate, and insisted to have his properties there excluded from the project. invoice. His lobbying secured a special exemption for the village which, to date, has left tenants in a more difficult financial situation.

The documents also reveal Charles wrote directly to Major in October 1992, noting that he would shortly receive a request for consent to the lease bill and expressing his “particular concern” about another aspect of the proposed law – which, he feared -it, would allow tenants to buy and redevelop historic properties without preserving their “special character”.

“It is important to avoid a major argument with the Prince of Wales”

Charles, as heir to the throne, receives a private annual income – currently around £20 million – from the profits made by the Duchy of Cornwall, a property estate. The 52,000 hectare estate collects rents from properties in 20 counties across England and Wales. However, in some areas, its tenants are not allowed to buy their homes. These tenants, the number of which is unknown, continue to pay rent to the duchy – money which in turn is paid to the prince.

Last year, after a Guardian investigation revealed that the Windsors had reviewed several tenancy reform laws, the duchy said in a statement that neither he nor the prince had “involved in drafting a legislation relating to part of the tenancy reform”, including the issue of tenants buying their own accommodation.

In September 1992, lawyers representing the Duchy privately told the Government that they were concerned about the proposals contained in a new Tenancy Bill and argued that Newton St Loe tenants should be denied the right to buy their house.

David Landale, Secretary to the Duchy, said the village – one of the Duchy’s principal properties – was “particularly loved and appreciated by His Royal Highness because of its well-balanced mix of farmhouses and woodland”.

On September 30, a Whitehall official, JE Roberts, warned ministers that ‘the difficulty is that the Prince of Wales has a strong personal interest in the development of this village’, adding that Charles saw ‘no reason why he should now relinquish control. It has been made clear to me that if the government wishes to move forward on this matter, the prince would like to discuss it at the highest level.

Roberts stressed: “The Prince of Wales will probably return to Newton St Loe. Ministers will then have to decide whether it is worth fighting him on the issue.

Sir George Young, then Housing Minister, and another minister, Tony Baldry, felt there was no justification for preventing tenants in Newton St Loe from buying their homes when others around the country had this right, according to a letter. It was feared that this would set a precedent for other large landowners.

In an Oct. 9 memo, Roberts noted, “No special case can be made beyond the fact that the prince has taken a special interest.” He warned that the ministers’ most important aim was to ‘ensure that the consent of the Queen and Prince of Wales to the Bill is obtained… their consent is required before the Bill can be present”.

“Ultimately, I suppose the will of ministers may prevail over that of the monarchy, but a constitutional crisis would add an extra dimension of controversy to the bill that would be best avoided,” he wrote..

Roberts warned ministers had to choose between caving in to the prince or standing firm and “seeking some mechanism to break the impasse”. Unfortunately, I am not aware that our constitution has provided for such a mechanism! »

On October 22, Roberts advised: “On the basis that it is important to avoid a major row with the Prince of Wales…it is appropriate to leave things alone…It is open to the Minister to fight if he wishes, recognizing that this is likely to have costs on both sides.

However, Baldry replied, “We’ve probably gone as far as we can with this…we should leave the matter in abeyance.” Young agreed, “I could live with that – reluctantly.” On the same day, the prince gave his consent to the bill.

The special exemption prohibiting Newton St Loe tenants from buying their homes was not made public until subsequent tenancy law was enacted in 2002.

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A Duchy spokesman said: ‘The Duchy of Cornwall Estate is exempt from the Lease Reform Legislation but has agreed to act as if bound except for a very small number specifically identified areas, including Newton St Loe. As you can imagine, we are not discussing individual leases.

Concretely, only a small number of Newton St Loe tenants are affected by the ban. But they say they suffered bitter financial hardship due to the prince’s special rights. One, Jane Giddins, said she and her husband could not borrow against their house to pay for social care themselves in the future. She added that the value of the 99-year lease on their home – their main asset – was steadily decreasing as it neared its end.

“It’s total and feudal injustice,” Giddins said. “Because my full ownership belongs to someone who is immensely wealthy and powerful, I am not protected by the law that applies to everyone in this country. There is nothing I can do about it.

She said that when she and her husband took up the lease in 1996, the Duchy told them about the ban on buying it – but she could not have known the prince had been pushing for the village to be free of lease reform.

“I felt it was so grossly anachronistic and grossly unfair that by the time I needed to fix it the law would have been changed. And I had no idea the Duchy would be able to prevent the law from being put in order.

Did Warren County Ignore Sheriff’s Sexual Abuse? Jury deliberations begin on Tuesday.


After three weeks of testimony, jurors will begin deliberating Tuesday morning over whether Warren County officials ignored warning signs that former county sheriff Ed Bullock was abusing a young boy.

Jurors heard oral arguments at the trial on Monday to determine whether Warren County authorized the alleged sexual abuse of a then 11-year-old boy listed in “WM” court documents. WM said he was now 45 years old.

The charges in the three-week trial have back-and-forth over whether Bullock’s alleged abuse was an open secret among county officials who failed to protect “WM.” Two others also sued the county, claiming they were also abused, although they are not plaintiffs in the case going to trial this month.

Attorney Jeff Horwath said Bullock’s behavior was beyond county oversight, which was never made aware of the abuse allegations. He represents the Warren County Insurance Company. Horwath said “WM” never reported the incident to authorities.

“No one in the county knew or consented to it,” Horwath said. “We didn’t hire him. We can only fire him. He is a chosen one. He had access to children in his home. We don’t give him that access.

Bullock died in 2015 aged 86, after criminal charges relating to one of the boys’ abuse allegations resulted in a mistrial. Bullock died before he could be retried.

As sheriff from 1982 to 1991, Bullock controlled security at the Belvidere Courthouse and oversaw prisoner transfers. When the boys and young teens needed a round trip from the county juvenile detention center or the youth shelter, Bullock allegedly broke protocol by volunteering to drive them alone.

The lawsuits allege those records are where Bullock raped the boys. Some were teenagers, according to the trials. One was 9 years old, according to court documents. Bullock reportedly had a particular preference for young white boys with blue eyes and blond hair.

“We know where he hunted and how he hunted,” said Jeff Russo of Phillipsburg, WM’s attorney. “We heard joke after joke and rumor after rumor. – There [Bullock] goes with another blonde boy with blue eyes.

Somerset County Judge Michael J. Rogers presided over the trial.

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Glenn Epps can be reached at gepps@lehighvalleylive.com Where glenn_epps_ on Twitter.

Nexo responds to allegations of stealing donations and diverting funds from charities


Cryptocurrency lending platform Nexo has hit back at so-called “fake news” and rumors that its founders were part of a charity embezzlement scandal, saying the claims were untrue and defamatory. She has given the originator of the allegations a public cease and desist.

In a blog post about the claims, Nexo explained:

“Multiple anonymous Twitter accounts are using lies and distortions in yet another smear campaign against Nexo, profiting from short positions in a troubled market.”

The pseudonymous Twitter account otteroooo, which calls itself “Otter,” posted a number of tweets on June 25, claiming that Nexo co-founders stole funds from Bulgarian charity HelpKarma to buy properties and fund “lavish private travel”.

The thread found a large audience on Twitter, and Otter shared a screenshot that it had received over 9 million impressions, prompting Nexo to do so reply to what they say are “ridiculous allegations” and enact injunctive relief note.

Otter’s key claim is that HelpKarma founder and Nexo co-founder “Konsta Kanchev” used donation funds to help build a business palace instead of using the money for medical treatment of children.

A response from Nexo notes that a “Konsta Kanchev” does not exist and Otter deliberately used the name “to mimic a typo as an excuse for fact-checkers” by naming two different people, HelpKarma founder Constantine Krastev and Nexo co-founder Kosta Kantchev, as the same person.

Speaking to Cointelegraph about the merger of the two, Otter announced a delisting article by Bulgarian outlet Fakti, who says the two are cousins ​​and that Constantine is spelled “Konstantin” in Bulgarian, but has made no further comment since.

Another key claim Otter makes is that as HelpKarma’s donations increased, payday loan company Credissimo began reporting substantial increases in its capital, citing a November 2020 report by Fakti, implying that the donations were used to fund Credissimo.

Otter points out how this scandal is related to Nexo in the Nexo white paper says it is “powered by Credissimo”. Credissimo was founded by Kantchev and Nexo co-founders Georgi Shulev and Antoni Trenchev were the companies’ business development and innovation officers respectively.

In response to the claims, Nexo said that it and HelpKarma “did not and never had any common operations, common beneficial ownership or common management,” adding:

“‘Why would a company with hundreds of millions in revenue and billions in assets under management audited by Fidelity, Mastercard and dozens of regulators ever resort to petty theft, let alone from children with medical needs?’ is the logical but neglected question.”

Cointelegraph contacted Nexo for comment on the allegations and has not yet received a response.

See also: Don’t Click on Links: Crypto Community Responds to Alleged Telegram Exposé

Nexo’s main motive for Otter publishing the allegations is so that Otter can garner a large following and sell the account.

Nexo shared pictures of a person trying to buy Otter’s account, to which Otter replies that they ask for at least 50,000 USD coin (USDC) to do so.

But in a twitter thread Posted by Otter on June 26, they claim they suspected the messages were a “setup” to buy the account so Nexo could silence them. They instead “hatched a troll plan” to sell the Otter account to collect Nexo’s “hush money” and set up another account to “further embarrass them.”

Nexo says this isn’t the first time they’ve been part of a so-called “coordinated attack,” citing allegations in 2020 that it was behind Zeus Capital, an asset management firm that wanted to short Chainlink (LINK).

Awtey, Fama and Singo reunite with Victory Lane at Jennerstown Speedway


JENNERSTOWN – A huge crowd turned out at Jennerstown Speedway on Saturday for the First Responders Appreciation Night presented by the Somerset Trust Company. The evening kicked off with the biggest on-track autograph session ever seen on the circuit. Fans everywhere had the opportunity to meet and greet their favorite Jennerstown riders.

Recap of last weekTeammates Osborn and Sweeney take wins at Jennerstown Speedway

The first feature of the evening featured Ron’s Collision Center Street Stock division. Angie Kimberly took the lead from pole position and never looked back. It was Kimberly’s second career win and her first of the season. She became the second female driver of the year to visit Stoney’s victory lane at Jennerstown Speedway.

The Farmers Union CO-OP Charger division produced side-by-side competition with riders Steve Singo, Nick Niemiec and last week’s winner Nate Valente. After a fierce battle, Singo returned to Stoney’s Victory Lane for the third time this season.

First priceJennerstown riders, fans and community gather around the speedway to win a $50,000 prize

In the One Stop Auto Sales Pro Stock feature, points leader Jeff Giles took an early lead from his No. 1 spot. It looked like Giles would turn a decisive lead into another win this season. However, Adam Kostelnik would have something to say about it. Kostelnik, who suffered mechanical problems two weeks in a row, would not be denied as he took his first win of the 2022 season after starting sixth.

Not only is Johnathan Haburcsak the current points leader at Jennerstown Speedway in the Somerset Trust Fast N’ Furious 4 Division, but he also leads the NASCAR Northeast Regional points for his division. Haburcsak was seeking his first career visit to Stoney’s Victory Lane and was a man on a mission on Saturday. It was a fierce battle with Caleb Vasos and a late charging Lance Shawley, but when the checkered flag fell it was Haburcsak celebrating a very emotional victory lane.

special placeJennerstown Speedway: Hallowed ground for some of NASCAR’s best

After a caution-filled feature last week, the Stoystown Auto Wrecker Modifieds, they went flag-to-flag with their 20-lap event. John Fama took his third victory of the season. Fama was challenged by Doug Glessner. However, Glessner was unable to mount a charge for the win. Last week’s winner Tom Golik finished third on the line.

The final of the evening belonged to Barry Awtey, the winningest driver of all time at Jennerstown Speedway. In Martella’s Pharmacy Late Model Division, Awtey dominated from pole position, earning his third victory of the season.

Next week there will be two full nights of racing. A full program will begin on July 2, followed by a free concert by the Katelyn Rose Band. On July 3, a second full day of racing will be followed by fireworks presented by JR Tunstall Auto and Truck Repair.

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Prime Minister hints he is ready to break international law to protect British steel


The Prime Minister has hinted that Britain may be prepared to break international law to protect its steel industry.

Boris Johnson argued at the G7 summit in Germany that it was reasonable for British steel to enjoy the “same protections” as other European economies.

The Telegraph has reported that the Prime Minister intends to impose new steel tariffs in a bid to win back support in traditional Labor hearts.

He said ministers also plan to announce a two-year extension of steel tariffs already imposed on developed countries and China.

The newspaper said the changes were the same as those cited by Lord Geidt when he left his post as Mr Johnson’s chief ethics officer, as he claimed he had been placed in an “impossible and impossible” position. odious” by the Prime Minister.

The peer said in his resignation letter that he only credibly clung to his role “by a very small margin” at anti-lockdown parties in Downing Street.

But he said he was forced to resign when asked to advise on “the government‘s intention to consider measures which risk a willful and willful violation of the ministerial code”.

This has been widely interpreted to mean the issue of extending tariffs on steel imports despite the possible violation of World Trade Organization (WTO) commitments.

Asked about reports he was prepared to break WTO rules by imposing new tariffs, Mr Johnson said: ‘I think it’s very important that people understand the context of this, and it is that the UK steel industry is going through a difficult period, partly because of the energy prices that I have spoken about.

“We have a system in the UK where we don’t favor our industry like some other countries do. They pay a very high price for energy, we have to solve this problem.

“We need British Steel to get much cheaper energy and cheap electricity for its blast furnaces, but until we can fix this I think it is reasonable that British steel should benefit the same protections as the other European economies, absolutely all the other European steel economies. .”

Mr Johnson noted that “the proposal would be that we remove these protections, remove these tariffs” unilaterally, adding: “I don’t think that’s the right way to go. I want another way.

Boris Johnson’s former ethics chief Lord Geidt (Dominic Lipinski/PA)

“The difficulty is, is it possible to do this while still remaining within our WTO, our obligations at the World Trade Organization? That’s the problem. But those are tough choices you have to make.

Northern Ireland Secretary Brandon Lewis said it was ‘right’ for the government to seek to strike the right ‘balance’ on trade, insisting it always works ‘within the law international”.

Asked about reports that ministers were considering imposing steel tariffs which could be deemed illegal, he told the BBC’s Sunday morning show: “Well we are still working and trying to respect international law.”

Pressed on whether the government would impose the tariffs even if it threatened some sort of trade war, he said: ‘I’m not saying we’re going to, the chancellor, the business secretary and the prime minister have to look at all these things.

“They need to balance what we do with how we trade internationally with people, and protect and provide a sector of the economy here that is important for jobs.

“I think it’s fair that they look at all of these things so that they can make the right decisions to protect the jobs here, to see our economy grow and to make sure we have the input for steel, for example. . , that we need to develop our infrastructure in the future, which is so important for our future economy.”

Congresswoman Calls Removing Abortion Rights ‘A Victory for White Lives’


A US congresswoman was thanking former President Donald Trump for his Supreme Court role in overturning Roe v. Wade when she said the decision was a “victory for white lives”.

U.S. Representative Mary Miller of Illinois was speaking at a Saturday night rally with the former president when she made the comments. Her spokesperson later said that was a mistake and that she meant “right to life”.

The line as delivered was out of step with the disproportionate impact that repealing abortion rights will have on women of color.

Congresswoman Mary Miller (left) is joined by U.S. Representative Lauren Boebert (right), of Colorado, on stage at a rally in Mendon, Ill., Saturday (Mike Sorensen/Quincy Herald-Whig/AP)

Ms. Miller is running for re-election in the state’s newly redesigned 15th congressional district against Republican Rodney Davis with the former president’s blessing.

She had been invited on stage to speak by Mr. Trump, who organized the rally in Mendon, Illinois, to vote ahead of the state’s primary on Tuesday.

“President Trump, on behalf of all MAGA patriots in America, I want to thank you for the historic victory for white lives in the Supreme Court yesterday,” she said, drawing cheers from the crowd.

Ms Miller’s spokesman, Isaiah Wartman, told The Associated Press it was “a mixture of words”.

“You can clearly see in the video…she’s looking at her papers and watching her speech,” Mr Wartman said.

Abortion rights activists rally at the Indiana Statehouse following the Supreme Court's decision to overturn Roe v. Wade on Saturday, June 25, 2022 in Indianapolis
Abortion rights activists rally at the Indiana Statehouse on Saturday following the Supreme Court’s decision to overturn Roe v Wade (AJ Mast/AP)

Her campaign noted that she is the grandmother of several non-white grandchildren, including one with Down syndrome.

The freshman MP, who was among those who voted to overturn the 2020 election results, had previously come under fire for quoting Adolf Hitler.

“Hitler was right about one thing. He said: ‘He who has the youth has the future,’ Ms Miller said in a speech last year, according to video released by WCIA-TV. She later apologized after Illinois Democrats called for her resignation.

The rally came as some far-right elements pushed the Great Replacement Theory, a racist ideology that claims white people and their influence are being replaced by people of color.

Proponents blame both immigration and demographic changes, including white birth rates.

Former President Donald Trump speaks during a rally at the Adams County Fairgrounds in Mendon, Illinois on Saturday, June 25, 2022
Former President Donald Trump speaks at the rally in Mendon, Illinois on Saturday (Mike Sorensen/Quincy Herald-Whig/AP)

During the rally, Mr. Trump on Friday won the explosive Supreme Court decision ending the constitutional right to abortion. The three Conservative judges he appointed all voted yes.

He noted that in 2016 he promised to appoint judges who would oppose abortion rights.

“Yesterday the court pronounced a victory for the Constitution, a victory for the rule of law and, above all, a victory for life,” he told the crowd, who chanted “Thank you Trump!” .

Mr Trump at the rally also endorsed Republican Darren Bailey, who is running to become the party’s nominee for governor.

Best Site for Payday Loans in June 2022 | Top resource for quick cash advances


If you need something like a hole in the head, then it’s an unexpected bill. Especially if you are not financially prepared for such inconveniences. Maybe you had to pay for medical treatment or an auto repair shop burned a hole in your pocket.

No fear, you are not the only one. Millions of hard-working Americans, just like you, need emergency funds every day. Even though they have bad credit scores, they are still able to get it Payday loans with bad credit to make ends meet. You can do that too!

Our Top Payday Loan Resource:


  1. High credit availability
  2. Easy to use platform
  3. Fast application process

MyUSALoans is the best payday loan broker we have found. They offer a free and transparent service; Applicants with the lowest credit rating have the option to borrow up to $5,000 and receive the money within 24 hours.

Apply here on the MyUSALoans official website


  • Up to $5,000 available
  • decision within minutes
  • Funds already deposited the next day


  • Service is not available to residents of AK, NY, VT, WV
  • Payday loans can have high interest rates

Admission Requirements

MyUSALoans requires that you meet the following criteria:

  • Must be at least 18 years old
  • Have a direct deposit checking account
  • Regular income and payment frequency

How easy is it to get a loan?

You’ll need to provide some basic information about yourself, but filling out the forms won’t take more than a few minutes.

Once you have filled out your application, within seconds your details will be presented to the available lenders who can grant you a payday loan.

When you agree the terms and complete your loan, your lender transfers your money to your bank account, usually within 24 hours.

Benefits of payday loans and how they can help

Payday loans are short-term, high-interest loans that are typically intended to be repaid with the borrower’s next paycheck. They often get a bad rap for their high interest rates and are generally considered a last resort for people who need short-term financial help.

However, the reality is that due to the difficulties many Americans face in obtaining credit with bad credit, payday loans retain their place as a useful resource for covering essential expenses. Significant costs usually include things like:

  • Medical Expenses
  • car repairs
  • Unexpected bills
  • repairs at home


All you need to apply is a phone or a computer. If you can read this article, you can claim up to $5,000 in minutes. No matter what time of day, you can go online and submit your application 24/7.


Along with the benefit of how easy it is to access payday loans, it is also so convenient to apply for.

You can borrow up to $5,000 and have it deposited into your checking account in as little as 24 hours. You will receive your approval decision within minutes of completing the application form and the best part is that MyUSALoans will not charge you for their service.

You can improve your credit score

Timely repayment of the loan can increase your credit rating. Not unlike other loans; You demonstrate the ability to make structured repayments and this can reflect well on your report.

No restrictions on what you use it for

While we advocate using payday loans only to cover unavoidable emergencies, there are no specific rules that state what you must use the loan for.

You may be asked what you’re taking the loan for during your application phase, but if you want to spend it on something else, you can. Just be sensible and make sure you only borrow what you need. More on that in the next section.

What does it cost?

The first cost to consider, of course, is interest. You should note that payday loans have interest rates of up to 841%. In general, the less you borrow, the less interest you pay. However, your credit rating also plays a role.

It is ideal for finding the lowest interest rate possible. You also need to have your wits about you when reviewing your lender’s terms and conditions. It is common to incur processing fees, late repayment fees and other fees related to non-payment.

Processing fees are industry standard and are added to the total cost of the loan, typically around 1-2% of the loan amount.

Late repayment fees are exactly what they say. If you don’t repay on time, you will be charged horrendous fees in addition to repaying the money owed. It is important that you do not allow this. The best way to protect yourself is to always follow the golden rule; Only borrow what you absolutely need and always pay back on time.

What other credit options do I have?

Payday loans are not the only way to get a short term loan. If you are unsure if a payday loan is right for you but need financial help, there may be another solution.

guarantee loan

Guarantee loans are a type of unsecured loan that require a friend or family member to promise to pay the loan if the borrower does not.

They’re a great way to get credit if you have bad credit. Repaying on time will improve your credit score, but make sure you have complete confidence in your ability to repay so as not to jeopardize your trusted friend’s creditworthiness!

Secured Loans

Secured loans require you to designate collateral that will be used to defray the lender’s costs if you fail to repay. As you can probably imagine, secured loans are often about obtaining large amounts of money.

Examples of collateral would be:

  • Home/Mortgages
  • car/vehicles
  • valuables
  • investments

If you default on your loan multiple times, the lender may reclaim your collateral without notice. If the value does not reach the amount owed, you are still responsible for the balance.

Loans for family and friends

This is the end of the list as lending between family and friends can often put a strain on personal relationships. However, if you have people willing to help you with a short-term loan, then you will find that it is a much cheaper payday loan solution.

It’s usually a good idea to create a spreadsheet or document that details the specific loan amount and repayment dates. Just make sure you stick to it or you will jeopardize your relationship.

Our most frequently asked questions

Will my credit report be affected if I apply?

If you apply to MyUSALoans, you will voluntarily provide them with your score during the application phase. Therefore, they have no reason to check your score when you find lenders.

However, some lenders will check your score. Some won’t. The lender will usually make it clear before you apply to them whether or not they will check your score. If they say they will do a “soft search” then don’t worry as it will not show up as a credit request on your report.

Can you be approved if you have bad credit?

These lenders make a living by providing loans to people with bad credit. There is no credit score that will bar you from applying, just know that you may have to pay higher interest if your score is very bad.

Still, if you need the money, having the option on the loan is better than not having it. Just make sure you can afford the repayments, if not then you should look for alternative loans.

Can you borrow twice from the same lender?

Yes. If you have previously repaid a loan successfully and on time, that lender is more likely to offer you favorable repayment terms. This could include lower interest rates or better access to credit.

Our final thoughts on payday loans

Overall, we find that when used responsibly, payday loans are a good resource to get emergency credit in times of need.

By using a reliable broker like MyUSALoans, eliminate the hassle of finding and verifying your own lenders. With their simple and effective application process, they do all the heavy lifting for you and make the whole process feel seamless.

If you’ve been hesitant about getting a payday loan, hopefully this information has given you the confidence to tackle your financial needs head-on. Whether you have excellent or bad credit, apply for a payday loan today!

London, Ont., A family stuck in London, England, after airlines refused to let them board


Two Canadians are stranded in England after being refused entry on a connecting flight which was to take them home and so far no one is able to help them.

Hussein Boroot, 73, and his son, Mustapha, 25, were traveling together in Lebanon to visit family and returning home to London, Ontario, via London, England, via Calgary, Alberta, more earlier this week when they were denied boarding on their WestJet flight.

The two flew with the airline from Calgary to London, England on May 11 without any problems.

“WestJet said it was out of their control,” said Zainab Boroot, Hussein’s daughter, who works from London, Ont., trying to get her family members home.

Airline staff hinted that the problem might be that their return flight might take them over US airspace, but no one has provided a firm answer on why they can’t fly. Neither family member is on any no-fly list that they know of, Zainab Boroot told CBC News.

The family contacted Global Affairs Canada, the Canadian Embassy in England and the Transportation Security Board. They tried to contact Homeland Security in the United States, but could not reach anyone.

Airlines, Ottawa and unions blamed for travel delays

Airlines, unions and the government are blaming each other for delays at Toronto’s Pearson airport with a busy summer season ahead.

“We have been stuck in London, England since June 22, 2022, 3:05 p.m.,” Hussein wrote in an email.

“I am a 73 year old, with two knee replacements and two foot surgeries less than a month ago. I have been at the airport for over 48 hours. I slept on the floor of the airport. airport in an effort to get relief. My health is rapidly declining. I am beyond exhausted and my rheumatoid arthritis is reaching levels of pain that I have never felt before.

In an email to CBC News on Friday, WestJet said they were required to follow safety procedures in the countries they operate in and fly over.

“In the event that we receive notification from a jurisdiction that a guest is not permitted to board one of our aircraft, we are required to follow the process in place as set out by the jurisdiction from which we received it,” the company’s statement read.

4 flights, 4 refusals

A travel agent advised them to book all possible flights that do not cross US airspace. They tried to book four of those flights via Calgary, Toronto, Iceland and Halifax, but were denied boarding each time.

“We communicated this to the Canadian government, but they always come back with the same answer: the Canadian government has no legislative responsibility to help Canadians abroad return home,” Hussein said in his email to CBC. News.

The Boroots were stranded in London, England, after being denied boarding on their flight back to Canada. (Submitted by Zainab Boroot)

His daughter is distraught and worried about her father, but also angry that no one can help the family.

“They’re just trying to get home. My father has been a Canadian citizen since 1965,” she said.

Liberal MP Peter Fragiskatos helped the family return home, although he warned that the Canadian government could not interfere in decisions made by US authorities.

“We continue to do our best to help this family,” Fragiskatos said. “It is a very difficult situation. They are not allowed to board because of an American decision which, it seems, prevents them from entering American airspace. many flights, the United States is chosen by airlines to land in an emergency.”

The family is considering another flight through Iceland that could avoid US airspace.

“This situation is something we are aware of, and we care about it as an office,” Fragiskatos said. “My responsibility is to exhaust all options as to what Canada can do to help recover them.”

Senator Girdler recovers from heart attack | New


As a Kentucky state senator, Rick Girdler of Somerset had many stressful times. Few, however, were like the experience he had in May.

“It was a tough situation,” Girdler said.

On May 9, Girdler had what he described as a “massive” heart attack.

“I’m fine,” Girdler said. “I came back 100 percent.”

Unfortunately, that ‘100%’ figure factored into the coronary incident, as Girdler said he had 100% blockage in his right artery – “If it had been the left artery, I wouldn’t couldn’t have talked to you”. Girdler told a reporter.

“I woke up that morning around 5 a.m. and I mean, it was pressure galore on my chest,” he recalled. “I woke up my wife and said, ‘You’re going to have to take me to the hospital, something’s going on.’ … It was very painful, down to the pressure in my chest.

Girdler said he went to Lake Cumberland Regional Hospital and 38 minutes after walking through the door, Girdler had a stent placed in his body to help support his artery and he “felt much, much better”.

After the taping, an electrocardiogram, or electrocardiogram, was performed to check Girdler’s heart.

“I started hearing the codes saying ‘cath lab,’ and then they put me through there,” Girdler said, noting that Dr. Michael McKinney attended to him then.

Girdler stayed at LCRH for a few more days before leaving and said he would undergo cardiac rehab at the local hospital in July.

“They did a wonderful job,” he said of LCRH. “I can’t do anything but sing the praises of the hospital here, I really can’t.”

He said he was never afraid during the heart attack because of his faith in Christ.

Girdler said he felt better now than he had in years. Now retired from the insurance industry, Girdler is still in the Kentucky Senate, but says it won’t affect his political duties — in fact, it might make him more effective.

“Back in this (past legislative) session, I would wear myself out pretty quickly,” he noted. “I just thought it was my age, really. I would come home and sleep three or four hours on weekends. … I just attributed it to going back and forth.

Unfortunately, he was also advised to change his lifestyle.

“I haven’t eaten steak or anything fried for six weeks,” Girdler said.

At least, though, those efforts have paid off so far.

“I’m as good as gold,” Girdler said. “I’m better than I was. I have more energy, so we’ll get through this.

The government suffers its first double defeat in a by-election since 1991


The Conservatives’ defeat at the polls in Tiverton & Honiton and Wakefield is the first time in more than 30 years that a government has lost two by-elections on the same day. The previous occasion was on November 7, 1991, when the Conservative government of John Major lost the seat of Langbaurgh in Cleveland to Labour, as well as that of Kincardine & Deeside in the east of Scotland to the Liberal Democrats .

A double defeat of a government in a by-election is so rare in British politics that it has happened only seven times since the Second World War. The Liberal Democrats needed a swing of at least 22.8 percentage points to win Tiverton & Honiton – in other words, 23 out of 100 people in the constituency who voted Conservative in the 2019 general election had to go straight to the Lib Dems.

In the event, they pulled off a swing of 29.9 points: big enough to rank sixth against a government since 1945 in a by-election that saw a change of party and MP. The biggest such swing came in July 1993 in the Christchurch by-election, which was won by the Lib Dems on a swing of 35.4 points over the Tories.

Close behind is the 34.1 point swing the Lib Dems achieved against the Tories in the North Shropshire by-election in December last year. All of these six major changes were made by either the Liberal Democrats or its predecessor, the Liberal Party.

If the swing at Tiverton & Honiton were repeated evenly in the next general election, based on current parliamentary boundaries, the outcome would see many Tories lose their seats, including Deputy Prime Minister Dominic Raab (at Esher & Walton), former Health Secretary Jeremy Hunt (South West Surrey) and former Prime Minister Theresa May (Maidenhead).

Labor needed a much weaker swing of just 3.8 percentage points to take Wakefield from the Tories. They won the seat on a swing of 12.7 points – coincidentally, exactly the same size swing as Labor made the last time it won a Tory seat in a by-election, in Corby in 2012.

A swing of this magnitude is the kind Labor needs at the next general election to have a chance of securing an overall majority of seats in the House of Commons. It is also the scale of the swing which, if repeated evenly in the general election on the current parliamentary boundaries, would result in the defeat of people like former Tory leader Iain Duncan Smith (in Chingford & Woodford Green), Secretary Environment George Eustice (Camborne & Redruth), Transport Secretary Grant Shapps (Welwyn Hatfield) and the Prime Minister himself, Boris Johnson (Uxbridge & South Ruislip).

The next general election is set to take place on new constituency boundaries, though these won’t be finalized until the summer of 2023. History suggests that voter behavior in by-elections isn’t always a reliable guide. what will happen in the next general election. .

Labor’s victory in Corby in 2012 was overturned in 2015 when the Conservatives won the seat. And the last time the Tories suffered a double partial electoral defeat while in power – in November 1991 – the party won back both constituencies just five months later in the 1992 general election.

PM warns against forcing Ukraine to accept ‘bad peace deal’


Boris Johnson has warned NATO allies it would be a “disaster” to pressure Ukraine into agreeing to a “bad peace” deal that would see swaths of territory ceded to Vladimir Putin.

The prime minister said there was little hope of sending the navy to save grain from the Russian president’s blockade as he considered talks with Turkey to prevent starvation from being a consequence of the invasion.

There are fears in Kyiv that Germany and France could push President Volodymyr Zelensky to agree to a ceasefire deal that would see him hand over land to Moscow.

Mr Johnson, who is attending a Commonwealth leaders’ summit in Rwanda ahead of talks with G7 and NATO allies in Europe in the coming days, warned there is ‘no doubt that there is a lot of Ukrainian fatigue in the world”.

“But I think they will win. I know they will win. This is their country. They are desperately fighting for this,” he told reporters traveling with him in Kigali.

“But they need to be properly supported. So my message to colleagues in the G7 and in NATO in particular is going to be that now is not the time to be satisfied and to encourage the Ukrainians to be satisfied with a bad peace, a peace by which they are asked to give up parts of their territory in exchange for a ceasefire.

“I think it would be a disaster. It would be a trigger for further escalation by Putin whenever he wants. It would cause much more economic damage to the world.

One of the key elements of the NATO talks in Madrid will be freeing Ukraine’s more than 20 tonnes of grain before it rots, a crisis that takes on added importance as farmers harvest their 2022 crops with a lack of storage space.

Foreign Minister Liz Truss will use talks in Turkey on Thursday to raise the possibility of safe passage of ships to save grain.

Mr Johnson said there is a ‘strong moral case’ for getting the grain out of Odessa and across the Black Sea, a perilous task thanks to Russian ships and mines.

He was focused on Turkish talks to find a way to get the grain safely through, but conceded “we are a long way” from sending British boats on a recovery mission.

Foreign Secretary Liz Truss is due for talks in Turkey (Victoria Jones/PA)

“A lot of countries that we are going to see depend on this type of grain. Some of the poorest countries in the world are absolutely dependent on Ukrainian grain,” the prime minister said.

“What is happening now in Ukraine is not solely responsible for soaring food prices around the world. It would be a gross exaggeration to think so. But it is a factor.

“We have to do everything we can to get him out.

“Under the Montreux Convention we cannot, no navy can now enter the Black Sea, the Turks will not allow that to happen.

“But we definitely have to find a way to get the grain out that is not under Putin’s control.

“It takes a lot of care and thought, and we are working with the Turks and other European partners to see what we can do.

“But we are far from trying to send the navy across the Bosphorus and into the Black Sea. But I see why you think like that.

The UK Government’s new law aimed at undermining strikes will also be applied in Wales

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The new Stadler FLIRT. Picture by Transport for Wales.

A new UK government law that will try to reduce the effectiveness of strikes will also apply in Wales, it has been announced.

Although the Welsh Government has said it supports unions, striking workers in Wales will also be affected by a new bill that will allow companies to supply agency workers during industrial action.

Subject to the approval of Parliament, the changes are being made through a statutory instrument and are expected to come into force over the next few weeks and will apply across England, Scotland and Wales.

The move comes as tens of thousands of railway workers stage a second strike in a bitter dispute over jobs, wages and conditions.

The Welsh government, which privatized Transport for Wales, is not in conflict with the railway workers in Wales, but Network Rail, which runs most of the infrastructure, is not devolved.

UK government ministers have pointed out that under current trade union laws placement firms are not allowed to provide agency workers to cover strikers, saying it can have a “disproportionate impact”.

The legislation will repeal ‘onerous’ legal restrictions, giving businesses affected by a strike the freedom to use the services of employment firms that can provide skilled short-term agency staff, the UK government has said.

It would also help mitigate the impact of future strikes, such as those seen on the railways this week, by allowing trained temporary workers to take on crucial roles in keeping trains moving, ministers said.

They gave examples of qualified temporary workers able to fill vacancies such as train dispatchers.

Business Secretary Kwasi Kwarteng said: “Once again the unions are holding the country hostage by crippling crucial public services and businesses. The situation in which we find ourselves is not tenable.

“Repealing these 1970s restrictions will give businesses the freedom to quickly access fully qualified staff, while allowing people to carry on with their lives uninterrupted to help keep the economy going.”


Transport Secretary Grant Shapps said: ‘Despite the best efforts of militant union leaders to bring our country to a standstill, it is clear that this week’s strikes have not had the desired impact as more people can work at residence.

“However, far too many hard-working families and businesses have been unfairly affected by the union’s refusal to modernize.

“Reforms such as this legislation are vital and will ensure that any future strikes cause even less disruption and allow adaptable, flexible and fully qualified staff to continue to work.”

The government has also announced that it is increasing the maximum damages that the courts can award to a union, when the strike has been found illegal by the court.

For larger unions, the maximum compensation will increase from £250,000 to £1million.

A Network Rail spokesperson said: “This is good news and could help us provide better service to our passengers during the strike days if this dispute drags on.

“While key security roles require several months of training, there are many other roles where they could be used, such as in security operations, which would make a real difference.”


TUC General Secretary Frances O’Grady said: “The government should bring people to the table to find a fair solution to this rail dispute.

“But ministers are more interested in fighting cynically with the unions than in reaching a negotiated settlement.

“After criticizing P&O for replacing experienced workers with agency staff, Grant Shapps is using the same playbook.

“These plans are a deliberate attempt to undermine the right to strike and reduce the bargaining power of workers.

“Using less qualified agency personnel to provide important services will endanger public safety, escalate conflict and poison industrial relations.

‘Both trade unions and the agency recruitment industry have warned ministers that these plans are unworkable.’

Angela Rayner, Labour’s deputy leader and shadow secretary of state for the future of work, said: ‘This is a recipe for disaster, not only undermining wages and working conditions, but endangering public safety and tearing up the ministers’ own words.

“The government appears to have learned nothing from the P&O scandal, which led to multiple safety issues and the grounding of ships.

“The idea that this could solve the travel chaos they have created is just more conservative fantasy instead of real solutions.

“It’s no wonder business leaders oppose it as much as unions. It’s just another tactic by the conservatives to inflame more conflict in the country they should be leading, not dividing.


Gary Smith, General Secretary of the GMB, said: “It is shameful that instead of helping to find sensible, negotiated solutions to legitimate disputes, this government has pressed the P&O button.

“Working people across the country are hurting and taking action to feed their families and pay their bills during this cost of living crisis, but Boris Johnson and his team just don’t want to know about it.

“In fact, they want to make it harder for people to defend their standard of living.

“With each passing day, we see how out of touch this government is.”

Unison deputy general secretary Jon Richards said: ‘A plan to tackle the cost of living crisis should be the government’s goal, not a fight with key workers and their unions.

“The use of temporary staff creates security problems and risks damaging the relationship between employers and their employees.

“Ministers’ time would be much better spent listening to the concerns of public sector workers and investing in them with the decent pay rises needed to protect essential services.”

“Different Context”

During today’s Prime Minister’s Questions on Tuesday, Adam Price asked Mark Drakeford if he supports the strikes. The Prime Minister said he supported the trade union movement but said Labor leader Keir Starmer was in a “very different position”.

Adam Price had asked: “When it comes to the decentralization of the railways, it is important that we have a clear position on this here in Wales. Plaid Cymru is clear – the infrastructure should be devolved to Wales in the same way as the franchise. However, the position of the British Labor Party has been ambiguous at best.

“Now in the Westminster rail crisis there seems to be a competition between politicians to see who can be more invisible. Is it Grant Shapps refusing to sit down with the railroad unions, or is it Keir Starmer banning his shadow cabinet from the picket lines and chastising them for not speaking out their favor?

“While Johnson attacks workers and Starmer ignores them, Plaid Cymru will always stand with workers to defend their wages and job security. I was at an RMT picket this morning, proud to be there to express my solidarity. At a time when trade unionists and workers are being demonized, scapegoated, vilified to distract from Boris Johnson’s many failures, isn’t it even more important that we show them our support?

“If England is to have its Summer of Discontent, can we compare here – in the areas we control – having a Summer of Solidarity and taking into account, for example, the unions’ call for pay agreements which follow in the minus the pace of inflation? ”

The Prime Minister replied: “Well, Llywydd, there are no inhibitions about members of my group who show their support for the trade union movement.

“Keir Starmer is in a very different position. He knows perfectly well that if he were to sanction that, history would never speak, would it, of support for the trade union movement; it would be for the Conservatives to succeed in their wish to portray this as an example of the country returning to days that were left far behind.

“So in our context, where we have a partnership approach with our unions, where we don’t have a dispute with our unions, of course the members of the Labor Party here in Wales are able to demonstrate their support to our trade union colleagues, but we operate in a different context and we come to different conclusions for very good reasons.

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Somerset County Treasurer’s Office loses $11,000 in email scam, troopers say | New


SOMERSET, Pa. — The Somerset County Treasurer’s Office was defrauded of more than $11,000 earlier this month when office staff responded to a fraudulent email requesting a wire transfer, police said Wednesday of Somerset State.

The office, located at 300 North Center St., Somerset, received an email on June 8 claiming to be from the Somerset County Chairman-Commissioner requesting a wire transfer of $11,295 for goods and supplies to a “business known,” the soldiers said.

That wire transfer was made the same day, according to state police.

The office received a second email on June 13 requesting an additional wire transfer of $23,470. That request was denied after it was discovered that the email address the requests came from was fraudulent, soldiers said.

The investigation into the incident is ongoing, the soldiers said.

Somerset County Treasurer Anthony DeLuca and District Attorney Molly Metzgar said Wednesday they could not comment on the investigation.

“It’s a clear reminder that scammers are preying on everyone across the county,” Metzgar said.

It is unclear if other county offices have received similar emails.

Patrick Buchnowski is a reporter for The Tribune-Democrat. He can be reached at 532-5061. Follow him on Twitter @PatBuchnowskiTD.

Rogue Somerset landlord fined £5,500 by council


A rogue Somerset landlord has been fined £5,500 following a successful prosecution by Mendip District Council.

The council’s private sector housing team have brought a civil action against the landlord – whose name has not been released to the press – after he was found guilty of operating a multi-occupancy house (HMO) without permit.

The property in question – whose location has not been disclosed – was found during an official investigation to “lack adequate fire detection”, which puts residents at undue risk.

Councilor Richard Pinnock said: ‘While we always prefer to work with owners and help them achieve the required standards and meet their legal obligations, we will not hesitate to take strict enforcement action and apply penalties. where they are needed.

“We are pleased with this result and hope it sends a strong message to deter other owners from neglecting their duties.

“We have a responsibility to protect tenants and keep homes safe, and our legal obligations allow us to take strong action when landlords fail to follow the law.”

The board said it hoped the lawsuits would deter other homeowners, adding that advice and support was available for other HMO operators.

An HMO is housing that has been subdivided to allow multiple people or families to rent rooms while sharing common facilities, such as kitchen, bathroom, and garden.

All HMOs must meet government standards under the Housing Act 2004, with those containing more than five households requiring a license from the local council to operate.

The council’s investigation found the property had been without proper permits for 22 months, during which time up to six people had been living there.

After extensive inquiries, the council have fined the landlord £5,500 – with a warning he could be banned from letting properties if further breaches come to light in the future.

Rilee inspires Somerset to big win over Essex


Rilee inspires Somerset to big win over Essex


Rilee Rossouw climbed to the top of the Vitality Blast scoring charts as Somerset stayed on course for a home knockout tie, beating Essex by eight wickets at Chelmsford.

Rossouw plundered 85 not with seven sixes and five fours to edge Northamptonshire’s Chris Lynn in the standings as the visitors did light work to hunt 189 to win, although the Eagles were left on the street giving him a life, knocking down a regulation chance when the match winner had only made it four. Tom Abell (62 not out) provided excellent support to reach his own half-century on 39 balls.

It all came after Michael Pepper (86 not out) and Paul Walter (58) were mainstays on the host’s tally of 188 for five, Jack Brooks the Somerset attacking pick with two for 23.

On the same ground that yielded 477 points in Friday’s encounter with Sussex, the hosts initially struggled to master the flow after being set up.

Adam Rossington passed one from Peter Siddle to Tom Banton and Feroze Khushi flowered briefly before passing Ben Green to mid-wicket.

Pepper spiced things up, sweeping Roelof Van Der Merwe to the back square for six, but when in-form Matt Critchley missed the Eagles it was 78 for three.

It was Walter who changed the complexion of the sleeves, clearing his front leg and hitting the ball cleanly in all parts, one of his five sixes threatening the residents of the apartments at the old hospital site.

The all-rounder ran 50 from 26 balls and the stand hit 87 from 47 before drilling deep, one of two wickets in as many balls for Brooks.

Pepper however, 50 of which came in 31 balls, dicked Siddle for six on the third man as 20 came from the final.

Even so, 188 looked light, especially as Will Smeed plundered three sixes from the opener, but after running to 22 he edged Daniel Sams all the way to Rossington.

Banton briefly took over, only for Pepper to send him on his way with a stunning hold, running from the fence and diving his full length to cling inches above the turf.

If that was mind-blowing, Sams dropped a babysitter in comparison to give Rossouw a reprieve later in the same Ben Allison.

Groans from a large crowd suggested it was a pivotal moment and Rossouw bolstered the view by tossing the ill-fated Allison for successive sixes in his next over, before looting another maximum from spinner Simon Harmer .

Two more power shots from Aron Nijjar took him to 50 from 19 balls with five sixes and three fours, and with Tom Abell providing some wrist smarts on the other side, the 100 stand took just 52 balls as the Cider-men returned home.

At the end of the game, Somerset skipper Tom Abell said: “Rilee is just a freak! He takes so much pressure off everyone. I love him, he’s a legend.

“It was a huge moment when it was dropped, but in T20 sometimes you need things to go your way and we said in the middle ‘let’s make them pay’. Games can swing on those little moments and this was one.

“For the most part I found our bowling to be very good and Brooksy did it brilliantly. They probably got 10 more than we would have liked, but it was a very fast outfield and a short boundary on one side, so we were relatively happy halfway through. We hunted a lot in this competition so we felt it was in us to have them.

“It’s a brilliant win and a huge game in the context of the group with us second and them third.”

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Thousands of people in England and Wales have lost their jobs due to childhood mistakes, campaigners say | British criminal justice


Thousands of people are at risk of being unfairly barred from their jobs because of mistakes in their youth, campaigners have said, as new data shows childhood offenses were disclosed in more than 11,000 checks criminal records last year.

Politicians and justice activists are calling for reform of the criminal record check system. They say the widespread dissemination of minor historical offenses does not protect the public and leaves no room for people to wipe the slate clean.

More than a third of childhood offenses listed in Disclosure and Barring Service (DBS) certificates in England and Wales in 2021 happened more than 40 years ago. The oldest was a 74-year-old man convicted of larceny (petty larceny without violence).

Thousands of people are also required to disclose decades-old adult warnings and irrelevant historical offenses in routine criminal record checks each year. Caveats were issued in more than 23,000 DBS certificates last year, more than 8,000 of which were a decade or more old.

The government data was released under the Freedom of Information regime at FairChecks, a campaign backed by legal charities calling for reform of the system. It calls for an end to automatically revealed warnings during checks; to wipe the slate clean of childhood crimes and stop forever forcing people to reveal short prison sentences.

Penelope Gibbs of FairChecks said: “For too long criminal record check reform has languished in the ‘too difficult’ box. Of course we need some checks. But our disproportionate system is ruining lives by forcing people to disclose relatively minor crimes to their employers decades later.

“Rehabilitation is about enabling people to move on with their lives. The government could facilitate this by making forensic audits fairer.

A Supreme Court ruling meant the rules were changed in November 2020 so that warnings for under-18s were no longer automatically issued – although adults still were. But youth convictions, including those so minor that they result in a community or suspended sentence, are still automatically released in DBS certificates. These should stop appearing in the most basic checks after five and a half years, but continue to be issued on enhanced certificates.

Shami Chakrabarti, the former shadow attorney general for England and Wales, said disclosing childhood offenses and historical warnings hurts people’s life chances and is a cause for concern for the Lords.

“There has been a huge push to encourage people to accept police warnings over the past few decades without proper legal advice. And those caveats then lead to greater legal and practical consequences for their lives in the years to come,” she said.

“It does not help us to rehabilitate people. It’s all part of turning more and more citizens into suspects. »

The criminal record check system was tightened after the Soham murders in 2002. Ian Huntley, who murdered schoolgirls Holly Wells and Jessica Chapman, had been reported to police six times for sexually assaulting underage girls, but was still allowed to be a school custodian.

The reforms were designed to make it easier to identify potential predators and prevent them from working or volunteering with vulnerable people. But there are fears that the wide dissemination of irrelevant historical convictions, especially in the tighter checks, will prevent people from rebuilding their lives.

Those who work with young or vulnerable people are subject to heightened vetting, which means police can disclose even minor, decades-old interactions that have not resulted in any charges.

Wera Hobhouse MP, Liberal Democrat justice spokesperson, said: ‘The government must commit to reforming the rules on disclosing criminal records so people don’t have to report old and minor convictions not relevant that could have an impact on their future.

“These figures prove that the government’s ‘get tough’ approach to crime simply does not work.

“If the Conservatives really wanted to reduce crime rates, they should put dignity and respect at the heart of our criminal justice system.

When crimes are “past” they no longer have to be automatically disclosed, but many employers, such as schools, nursing homes and hospitals, require more extensive background checks.

Any offense resulting in a prison sentence, even if suspended or committed in childhood, will be disclosed for life under all but the most basic controls.

This means that thousands of people must report very short sentences, for example for petty theft or drug possession, for life. In 2020, 6,500 people were sentenced to less than a month in prison.

More than 31,000 reports detailed prison sentences last year, more than a quarter of them suspended.

The Department of Justice said: “Protecting the public is our number one priority and those convicted of the most serious crimes will have life sentences.

“At the same time, low-level reformed offenders shouldn’t be held back by their criminal records, which is why we’ve already reduced the time it takes for their sentences to be served.”

Business leaders predict ‘incredible’ damage from disrupted rail strike


Business leaders have warned that continued strikes will cause ‘incredible’ damage to the UK in the short and long term as businesses brace for severe disruption.

Economists at the Center for Economics and Business Research (CEBR) have warned that the three strikes on Tuesday, Thursday and Saturday will have a spillover effect of at least £91million on the UK economy.

Industry leaders have warned that costs could be even higher as travelers and commuters decide to stay home.

Richard Burge, chief executive of the London Chamber of Commerce and Industry, warned that the capital ‘cannot afford a summer of chaos on the railways and Tube lines’.

The entrepreneur has called on the RMT union, Network Rail and the government to resume negotiations, fearing this week’s action could be repeated later this year.

“While this strike is damaging, a recession seems likely regardless; as such, I would not attribute any possible recession to this strike,” he said.

“However, what is very worrying is the possibility that this dispute will continue throughout the year and that we will see multiple strikes in the future.

“A lost week every month for the foreseeable future is going to cause incredible short and long term damage to the UK’s economy and reputation as an attractive destination for investment.”

CEBR has predicted that almost 50% of the impact of the strikes will be felt on Tuesday, when metro and railway workers will be involved in strike action.

Hospitality and retail businesses are expected to be particularly vulnerable to the financial consequences of lost business.

Kate Nicholls, chief executive of UKHospitality, has warned the railway strike could cost the sector up to £540million.

She said: “Fragile consumer confidence will be further impacted, thousands of people able and willing to spend money in hospitality venues across the country will be prevented from doing so, while staff will have no no doubt struggling to get to work.

“We should all be pulling in the same direction if we are to get the UK economy back on track and to see urgent and productive talks to avoid widespread disruption next week.”

Meanwhile, James Hardiman, senior analyst at the British Retail Consortium (BRC), said: “Unsurprisingly, the upcoming rail strikes will be damaging to retail as the strikes limit commuter and customer traffic.

“Traffic in the UK is already down from pre-pandemic levels, and this will only slow the progress made by retailers in bringing people back to the store.”

Lord Coe hints athletics could follow swimming in banning transgender women


World Athletics chairman Lord Coe has hinted that athletics could follow swimming in banning transgender athletes from elite competition.

Swimming’s world governing body FINA has voted to bar transgender female competitors from competing in women’s races if they have gone through part of male puberty.

US college swimmer Lia Thomas had previously suggested she wanted to compete for the US Olympic team, but the new rules mean she would be banned.

Sebastian Coe has suggested Athletics could change its rules regarding transgender athletes (Mike Egerton/PA)

Coe was in Budapest over the weekend for the world swimming championships and suggested the athletics might change its rules regarding transgender athletes.

“My responsibility is to protect the integrity of women’s sport and we take that very seriously, and if that means we need to make adjustments to protocols in the future, we will,” he said.

“I have always been clear: if ever we are pushed into a corner to the point where we pass judgment on fairness or inclusion, I will always fall on the side of fairness.

“We see an international federation asserting its primacy in establishing rules, regulations and policies that are in the best interests of its sport.

“It is as it should be. We have always believed, and constantly repeated, that biology trumps gender and we will continue to review our regulations accordingly.

When asked if World Athletics would consider adopting the same policy as FINA, Coe added: “We have always said that our regulations in this area are a living document, specific to our sport and we will follow the science.

“We continue to study, research and contribute to the growing body of evidence that testosterone is a key determinant of performance and have scheduled a discussion of our DSD and transgender regulations with our board later this year.”

Health centers for farmers in Frome, Exmoor and Bridgwater


AGRICULTURAL workers, farmers and their families can now get specialist advice from NHS professionals at Exmoor Farmers Livestock Auction, as well as Frome Market and Derek Mead Health Hall in Bridgwater.

The health centers are run by NHS nurses supported by charities and agricultural businesses.

The Exmoor and Frome hubs follow the success of the Derek Mead Health Room, which has operated at the Sedgemoor Auction Center since 2018.

Exmoor Rural Health Hub chairman Richard Webber said: “Farmers are under considerable pressure from a variety of sources and are often unaware of their own physical and mental well-being, to the detriment of their own health.

“The Exmoor Rural Health Center…makes access to health services more accessible.

“We hope this will encourage farmers and those who live and work in this rural area to seek out health interventions earlier, as the center can be visited after a trip to the cattle market, with no appointment necessary.”

Nurses are recruited from agricultural backgrounds and Hub volunteers come from agricultural and community charities.

Jane Fitzgerald, director of the Somerset NHS Foundation Trust responsible for the centres, said: “Many people who work in the farming community often put the health and welfare of their livestock above their own welfare and delay the looking for help.

“Farmers often live and work in isolated communities and we are proud that our teams offer services in places that are easy to reach and where there is no need to make an appointment.

“Sometimes we see farmers looking for reassurance and other times we’ve noticed signs of something that could be more important. In these cases, a referral letter to the patient’s GP has, on occasion, provided early intervention in treatable conditions.

Olivia Winterton, Administrator of the Exmoor Rural Health Hub, said: “Rural communities are among the hardest to reach with mainstream health services.

“The nurses selected to run this service are very responsive to the needs of the farming communities they serve, particularly to recognize signs of physical or mental health issues and provide support before conditions worsen. ”

Frome Market Health Hub holds regular NHS clinics on the second and fourth Wednesday mornings of each month.

Podiatrist Kate Woollett hosts sessions every first and third Wednesday, available free to farmers.

She said: “Podiatrists can detect a number of underlying and potentially undiagnosed or untreated health conditions. During my short time at the FMHH, I identified a number of issues that needed further investigation.

UK government needs long-term plan for higher wages, not a fight with workers | Richard Partington


EEverywhere we look, the fabric of Britain is fraying to the seams. Railroad strikes, crumbling airports, severe staff shortages, soaring gas and food prices, the biggest drop in living standards since the 1950s.

As the biggest industrial dispute on the rail network in three decades is due to begin this week, the battle lines are being drawn. Alongside the succession of shocks wrought by the Covid pandemic and Russia’s war in Ukraine, Boris Johnson’s government will add another culprit to our palpable sense of national decline: the working people.

The tone could hardly be more different from last October, when the Prime Minister told the Conservative Party conference that Britain was on course to become a high-wage economy under his leadership. Business leaders have been warned to stop complaining about Brexit and staff shortages and instead told to raise wages.

Now the government is warning conditions are ripe for a dangerous ‘wage and price spiral’ that would force the Bank of England to raise interest rates even further to stifle inflation from the system – raising the specter of years 1970, when powerful unions raise wages, and with it inflation.

In the marked change, Treasury Chief Secretary Simon Clarke warned public sector workers in particular that they should not have “unrealistic expectations” about their pay, as the increases would only “prolong and intensify the cost of living crisis.

It was a revealing intervention, expressing a point of view held by high-ranking members of the cabinet. Although the public sector represents only 15% of the workforce, the Treasury believes that keeping wages in the sector can send a powerful message to the economy as a whole, helping to keep wage expectations at a low level. low level.

Over the next few weeks, annual pay plans for NHS staff, prison officers, teachers and civil servants will be revealed by the government. With all this talk of restraint, the signs are that a miserly settlement awaits. Bad luck for the heroes cheered in the coronavirus pandemic, now the villains of the play; cast as catalysts for our cost of living crisis.

None of this sits well with the promise of a high-wage economy. Nor to rebuild better or level up. “We’re not going back to the same old broken model,” Johnson told the Conservative Party conference last October. Has the Prime Minister changed his mind? If now is not a good time to abandon the low-wage economy that his party has presided over for 12 years, while working people are suffering the worst loss of living standards on record, when will it be?

Despite warnings about wages fueling the inflationary fire, there are few signs of a wage-price spiral taking hold.

The Bank of England estimates average wage growth across the economy, excluding bonuses, to be between 4% and 6%. Although well above pre-Covid rates, this hardly pulls the lights. With record vacancies and unemployment at a five-decade low – as well as the highest inflation in 40 years, which is already at 9% and heading towards 11%, according to the Bank – it may be more surprising that wages have not increased significantly. higher already.

There are sectors where wage increases are higher. Official figures show average wage growth, including bonuses, soared to 8% in the private sector due to windfall payments for city bankers and IT professionals. However, wage increases in the public sector languish at just 1.5%.

Last October, Boris Johnson told the Conservative Party conference that Britain was on course to become a high-wage economy under his leadership. Photography: Tayfun Salci/Zuma Press Wire/Rex/Shutterstock

All of this comes after the worst decade of real wage growth since the Napoleonic wars. Under the austerity measures the government now seems keen to recreate, public sector workers have been particularly hard hit.

Unions are bracing for a 3% pay rise for the NHS in England this year. While matching the wage deal agreed in 2021, this would mean a significant reduction in wages in real terms when adjusted for inflation, and would fall well short of income growth for the economy as a whole.

If ministers were to push through a 3 per cent settlement for NHS workers, the TUC estimates nurses and paramedics would face a £2,000 reduction in the inflation-adjusted value of their pay. For childminders this would represent a reduction in real terms of £1,200 and for hospital porters a reduction of £1,000.

Given weak wage growth and rising costs of living since 2010 after years of austerity, nurses are worse off by £5,200 a year. It’s no surprise that Britain’s public sector is fraying to the max. As wages rise at markedly faster rates in the private sector, the only spiral Johnson should worry about is the lengthening queue of health care workers leaving for better-paying jobs elsewhere.

Labor shortages are the biggest challenge facing the UK‘s health and social care system. The non-partisan Health Foundation think tank estimates that England’s NHS trusts alone face a staff shortage of 110,000. With Covid backlogs to deal with and an aging population, this will only grow. With new records for hospital waiting times revealed last week, the charity King’s Fund warned: ‘Until the government seizes the nettle on these staffing challenges, the NHS will not will not have the capacity it needs to provide the care patients need and deserve.

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So far, however, the government seems more eager to play politics than to come up with viable solutions. After Partygate, the Prime Minister fears giving in to the unions and setting a precedent, preferring to blame the strikes on Labor rather than his own shortcomings.

However, an action plan is urgently needed. To avoid a bleak future for jobs, the government must set out a roadmap to sustainably grow wages by boosting the productivity of the UK economy. Such conditions can allow wages to rise without fueling inflation. But where is the plan?

If the prime minister wants to build a high-wage economy, a good start would be to abandon the divide-and-rule tactic and get back to the table with unions and employers. Such coordination is common in European countries but seems anathema to a government more focused on ideological disputes.

Without a long-term plan and permanently stuck in campaign mode, Johnson chose to fight with the workers instead. This will only serve to fan the flames of a summer of discontent.

More and more students are receiving personal finance education. But is it enough?


Image source: Getty Images

One in four high school students has to take a course on personal finance.

Important points

  • Almost a quarter (22.7%) of high school students today must take a personal finance course to graduate.
  • Legislators in 26 states are introducing 60 separate bills to expand access to personal finance education.
  • People who are more financially literate are less likely to experience financial difficulties.

According to the S&P Global Financial Literacy Survey, 43% of Americans are financially illiterate — and gaps in financial literacy can lead to chronic money problems. In 2018, only 16.4% of US graduating high school students received a personal finance education. In the meantime, the number has risen to about every fourth high school student (22.7%).

As more states mandate financial literacy as part of the high school curriculum, Next Gen Personal Finance estimates that at least one-third (35.1%) of high school students have taken a standalone personal finance course. That still leaves two out of three high school students without the education they need to be financially capable.

More and more states are implementing personal finance requirements

Currently, only eight states require high school students to take a personal finance course: Alabama, Iowa, Mississippi, Missouri, North Carolina, Tennessee, Utah and Virginia.

Five more states are beginning to implement personal finance education at the high school level. Personal Finance Education is defined as a self-contained Personal Finance course lasting at least one semester or 60 consecutive hours of instruction.

Michigan recently passed legislation that would make it the 14th state to guarantee high school students a personal finance course before they graduate. Momentum has increased this year as 26 state legislatures introduced 60 separate bills to expand access to personal finance education.

The Importance of Personal Financial Education

Personal Finance Education helps people directly with their financial well-being. People with higher financial literacy are less likely to experience financial difficulties. People with low financial literacy are:

  • Six times more likely to have trouble making ends meet.
  • Five times more likely to not be able to cover living expenses for a month.
  • They are four times more likely to spend more than 10 hours a week thinking about or dealing with personal financial problems.
  • They are four times more likely to be dissatisfied with their current financial situation.

Studies also show that personal financial literacy reduces the likelihood of young adults taking advantage of payday loans and is positively correlated with wealth accumulation and net worth by age 25. States with mandatory personal finance courses saw lower delinquency rates and better credit scores.

Next Gen Personal Finance’s annual report found that access to personal finance education is still divided by location, race and socioeconomic status. Students across the country do not have equal access to personal finance education. Extending personal finance education to all segments of society can help bridge the socioeconomic gap and help more people build their savings accounts.

The vast majority of millionaires have not inherited their money or made a six-figure income. Financial success is often based on applying basic personal finance principles like investing regularly and consistently over a long period of time, being debt-free, and sticking to a budget. Financial literacy is key to financial success and can help build good habits for the future.

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David Hebert, Party Dress Express, Somerset Trustee


As we prepare to kick off a new week, let’s look back on the week that has been.

It was a week full of celebrations – from graduations to the exciting countdown to summer vacation for fellow area students to the Case softball team earning a berth in the state finals.

In other news, the former Brockton High and Boston College football star and Troy City Titans coach helps the Fall River stabbing victim recover from a near-fatal attack. Also, a trio of churches in Somerset and Swansea are drawing up a merger plan.

But the most read stories of the week on heraldnews.com were:

Working in the bakery program at Diman Regional Technical School Kitchen on Friday are from left, junior Zabdiel Montanez, senior Nina Faucci and Maximilian Acevedo.

“They want someone yesterday”

Looking for a job? You’re in luck, with experts saying the current job market offers historic levels of vacancies across a wide range of industries.

“This is the first time that the leverage is really in the hands of employees,” said Kevin Lazaro, director of cooperative education at Diman Regional Vocational Technical High School.

“I’ve seen a lot of change, but I’ve never seen so many job opportunities across so many industries.”

In the culinary industry, which was hit hard at the start of the pandemic and is now rebounding, Lazaro said it’s been “astronomical in terms of the number of jobs they’re looking for.” The construction industry also sees a massive amount of job vacancies.

Find out which industries and fields are seeing the most new hires.

Booming labor market:Employers desperately need workers in these fields

Fall River businessman David Hebert leaves the John Joseph Moakley Federal Courthouse in Boston following his sentencing hearing on Wednesday, June 15, 2022, after pleading guilty to multiple corruption charges and extortion.

Correia’s co-conspirator has no jail time

David Hebert, the remaining co-defendant to be convicted in the fraud, extortion and government corruption case against former Fall River Mayor Jasiel Correia II, apologized before being sentenced to three years probation and to a total of $86,000 in fines and forfeiture in a Boston federal court on Wednesday.

Walking with a cane and wearing a dark blue blazer, Hébert, a local landlord and former friend and owner of Correia, apologized to the judge and his family, who he said had no knowledge of his connections , helping Correia extort money from one of four marijuana business owners looking to do business in the city.

Hebert, a Westport resident and owner of Hanover Properties, also expressed remorse to the “people of Fall River.”

Closing the book on the scandal:David Hébert sentenced for his role in the Jasiel Correia affair

Owner of Party Dress Express Jessica Cordeiro.

Evening dress boutique finds a new home

“Everything happens for a reason.” That’s the mantra that Jessica Cordeiro lives by, and one that has held true in recent weeks for the Fall River clothing store owner and her sister, Adrianna Cordeiro.

The siblings own Party Dress Express, a 36-year-old Fall River date that has become part of the defining moments of countless brides and proms over the years.

After nearly 13 years in the Tower Mill, Party Dress Express were forced out of their Quarry Street home and the couple worried about what would happen to their store. But when one door closed, another opened.

Later this month they will say goodbye to the factory site and move within minutes of their new home. Find out where they’re headed and how to participate in their moving sale.

To relocate:New home for Party Dress Express, a perfect fit for the Cordeiro sisters

Somerset Town Hall

Third time is a charm?

The Board of Selectmen’s first two choices to be the next Somerset Town Trustee have now both turned down the job.

The city has not had a permanent city administrator since November 2021, when former city administrator Richard Brown retired.

In May, the council voted to extend a job offer to current Uxbridge Town Administrator Steven Sette to fill the vacancy in Somerset. But that fell through when Uxbridge offered to raise his salary to $175,000.

Next, the selectors opted to hire former Bourne town administrator Thomas Guerino, who was their second favorite during the interview process. But on June 8, President Allen Smith told a selection meeting that Guerino was no longer interested either.

Back to the drawing board:Two candidates passed up the post of administrator of the city of Somerset

This 3,500 square foot home on Cherry and Webb Beach in Westport sold for $2.6 million on May 24.

A house with a view

Westport summer dreams must include beaches, sand dunes, waves and a beach house with views and decks galore.

A three-story, 3,500-square-foot pillared home with four bedrooms and three bathrooms sold on May 24, according to real estate and mortgage data firm The Warren Group.

The house has a rooftop terrace that overlooks Westport Harbor, Gooseberry Island and beyond. On the first floor there is a partially covered terrace, a hot tub and an outdoor shower. The second floor has bedrooms with mezzanines. The third floor has an open floor plan with a living room, dining room and large kitchen, and a recreation area with access to the roof terrace.

Get out and walk on a path over the dunes to the ocean and a sandy beach, between Horseneck Point and Horseneck Beach.

See what this house and others will do in your area.

Real estate report:This private $2.6 million beach house in Westport features sand dunes

Government responds to Jade Law petition and admits current guidelines are ‘onerous’


The government has acknowledged the issues surrounding the ‘Jade’s Law’ petition, which was started by the family of murdered mother Jade Ward. The 27-year-old was brutally killed by her ex-partner James Marsh, who was sentenced to life for his crime.

Jade, from Shotton, was stabbed and strangled to death last August. Despite being locked up, Russell still has parental responsibility for the four sons he shared with Jade. This caused fury among those close to Jade and was at the heart of a petition which garnered over 120,000 signatures opposing Russell’s right to have power over the children.

He retains control over medical needs and whether the children can leave the country, which means that if the family were to dispute this, they would have to go through a lengthy family court hearing. The government has now “acknowledged” this problem.

Read more:Racist bullies beat 12-year-old boy, pour him water and try to take his shoes

They said: “The government recognizes that in situations where one parent is found guilty of murdering the other parent, the process of restricting parental responsibility for an imprisoned parent can take time, and what to do or responding to court requests, and attending multiple hearings on related parental responsibility issues can often be onerous for those involved.

“Under the Children’s Act 1989, the exercise of parental responsibility held by one or more persons may already be limited by the court, where this is considered to be in the best interests of the child. The law also allows the court to restrain people who make multiple wrongful claims in court, which can be burdensome and burdensome for family members.

“Where a child does not have a parent to care for them on a day-to-day basis, family members can apply for court orders in private law proceedings, or a local authority can initiate public law custody in view When making such orders, the welfare of the child is always the primary consideration of the court.

Russell Norman James Marsh was jailed at Mold Crown Court for at least 25 years after murdering his ex-wife Jade Ward.

“In cases where one parent has been found guilty of murdering the other, the responsible local authority will have a duty to protect that child and ensure that he or she is protected from harm. This may include the initiation of care proceedings to provide the child with permanent or temporary care arrangement.

“A custody arrangement may include family members, such as grandparents, aunts or uncles, who are granted parental responsibility for the child. Alternatively, a local authority will acquire parental responsibility for the child. child where the court considers it to be in the best interests of the child.

“The court can already exercise powers to effectively remove all parental powers and authority in appropriate cases. The extent to which, and the period during which, these parental rights and powers are limited, are matters for the judge to decide. based on the facts of the case.

“The court may also exercise powers to prevent an individual from repeatedly attempting to bring matters before the court. Section 91(14) of the Children Act 1989 allows family courts to prohibit individuals to make other specific requests under the Children Act 1989 without the permission of These orders are known as section 91(14) orders.

“The court may make such an order ex officio or at the request of one of the parties involved in the private law case.

“Once an order under section 91(14) is in place, if a claimant subsequently seeks leave to make a relevant claim under the Children’s Act, the court will generally consider whether the circumstances that gave rise to the restraining order have changed.This provides protection to those caring for the child, removing the burden and distress associated with family members having to appear in court several times.

If a petition reaches 100,000 signatures, then it is considered for debate. The petition, which you can still sign here, says she is waiting 44 days for a debate date.

Cold-blooded killer Russell Marsh has been sentenced to life for the heinous attack which saw his estranged wife, Jade Marsh, 27, also known as Jade Ward, die at his hands. You can read our coverage of the entire trial HERE.

For more stories of where you live, visit InYourArea

King’s Hall U13 cricketers claim County Cup success


The KING’S Hall Girls and Boys Under-13 cricket teams both took part in the semi-finals of their respective Somerset County Cup competitions at Millfield last week.

In their match, the King’s Daughters fielded Millfield first and limited to 95 runs, thanks to an early wicket from Olivia H and a number of impressive performances, including Faith H who landed a stumping, catch and a run-out.

In response, Lulu R scored 20 outs, after which Emmanuella came in and hit 17 useful runs, but in the end the King’s Daughters finished 10 runs down.

In the boys’ game, King was first to field and thanks to an extremely tight bowling and fielding performance that included three-for-10 figures for Theo L and Nick W, Millfield was fired for 88.

When King’s responded, they battled patiently and scored their points in sensible fashion, with skipper Noah J leading the way by scoring 50 points and leading the team to victory.

Ali Halls, King’s Hall Sporting Director, said: “It was great that our U13 boys and our U13 girls were playing so well. At King’s we have enormous respect for Millfield and I think both results were fair. Millfield’s U13 girls had outstanding bowlers and didn’t give us easy courses.

He continued: “The boys game was hugely exciting and I’m delighted that Paul Thomas’ side qualified for the County Cup in their final season. In his 33 years at King’s Hall, Paul gave so much to cricket during that time.

What are other names for Juneteenth? US betrays ‘Jubilee Day’ spirit


This story was supported by the Project to report on cases of economic hardship a non-profit journalism.

Dating back thousands of years, the anniversary was a momentous celebration, a year to give back lands, forgive debts, and free enslaved people. Announced by the loud bang from a ram’s horn, Bible Scholars’ Notethe jubilee year was founded on the idea of ​​freedom and orchestrated an economic, cultural and moral reorganization of society. So it’s fitting that there’s often Juneteenth referred to as anniversary day.

In January 1863, the Emancipation Proclamation abolished body slavery. to explain “all persons kept as slaves” to be “free forever”. But it wasn’t until two years later, on June 19, 1865, that news of liberation finally reached the enslaved people of Galveston, Texas. June 16, sometimes called Black Independence Day or Freedom Day, honors this indeed end of slavery.

In a way, the Emancipation Proclamation functioned as Black Americans’ first and only jubilee — in fact, “jubilee” is what used to enslave people called phase that followed the civil war. Abolition essentially ended an entire economy of exploited labor built the modern capitalist world. But the Emancipation Proclamation went further than simply acknowledging the abolition of slavery by the Confederate States—they did, too reliant the United States government to “preserve” the liberty of formerly enslaved people and “to take no action or actions to oppress such persons” or “to make such efforts as they may make for their actual liberty.” Today, in stark contradiction to the instructions of President Abraham Lincoln, the government continues to sanction and facilitate black oppression.

Stock tenure, convict leasing, medical racism, mass incarceration, police, and other racist institutions locked Black Americans in cycles of debt bondage, forced labor, and suffering. Forced to fund public goods and their own incarceration through debt, blacks bear the brunt of students, medical, and criminal liability. For-profit colleges, hospitals, police departments, and the industrial prison complex are all (literally) banking on their plans to indebted black communities. Just a decade ago, in the wake of the 2008 financial crisis, racist housing construction practices methods exercises and job loss wiped out more than the half of black wealth.

As a result, today’s black and white homeownership gap is wider than over 50 years ago. From the Three-Fifths Compromise to jail and racist maneuvering, politicians have repeatedly stripped black political power and given them voting rights weaker for black Americans than 1965 when the Voting Rights Act was first passed. The scourge of gun violence and the school-to-jail pipeline have stolen the future of black children. Black girls are disappear at an unscrupulous price and black trans women have a Life expectancy approximate age required to become president: 35. Being black increases your chances of being imprisoned almost fivefold. If you are a black woman in New York City, your odds of dying in childbirth increase eightfold. Unfortunately, Black Americans make up 13% of the US population and 40% of the general population death row.

British government approves extradition of Julian Assange to US for espionage


LONDON — The British government has approved the extradition of Wikileaks founder Julian Assange to the United States to face espionage charges.

Assange now has 14 days to appeal the district judge’s decision and the Secretary of State’s decision to order the extradition.

Assange has consistently denied any wrongdoing and an appeal is likely.

“Under the Extradition Act 2003, the Secretary of State must sign an extradition order if there are no grounds for barring the order,” the Home Office said. UK in a statement following the decision. “Extradition requests are only sent to the Home Office Secretary once a judge decides they can proceed after considering various aspects of the case. On June 17, after review by the Magistrates Court and the High Court, the extradition of Mr. Julian Assange to the United States has been ordered. Mr. Assange retains the normal 14-day right of appeal.”

According to the UK Home Office, all extradition requests from countries outside Europe are sent to Westminster Magistrates’ Court. The court then hears the arguments of both parties before making a decision on extradition.

“In this case, the UK courts have not found that it would be oppressive, unfair or an abuse of process to extradite Mr. Assange,” the UK Home Office continued. “Nor have they concluded that extradition would be inconsistent with his human rights, including his right to a fair trial and freedom of expression, and that while he is in the United States he will be treated as appropriate manner, including with regard to his health.

This is a developing story. Please check for updates.

Plans for new homes in the tiny Somerset village have been rejected following ‘woefully inadequate’ motorway advice


Plans for new homes in a small Somerset village have been rejected following ‘woefully inadequate’ advice from motorway experts.

Persimmon Homes South West and Johnstone Land Company (Bristol) Ltd. jointly requested the construction of 26 houses at the western end of Chapelfield in the village of Oakhill, near Shepton Mallet. The Somerset County Council Highways Department advised that the development would not cause significant damage to the village.

But Mendip District Council’s planning board voted unanimously to refuse the plans at its meeting on Wednesday evening (June 15), citing concerns about overdevelopment, road safety and the impact on the character of the town. Rob Westell, who lives near the site, said he and more than 100 local residents were “fiercely opposed” to the development, arguing the village could no longer cope with new housing.

READ MORE: Two men admit to killing Wiveliscombe man Jason Lock

He compared the plans to Gladman Developments’ proposals for 95 homes in the nearby village of Chilcompton – which were canceled by the Planning Inspectorate in February following a public inquiry. He told council: “As a secondary village, Oakhill is expected to be one of the last places to see new housing developments of this scale.

“Twenty-six new homes in Oakhill represents 9.4 per increase in the size of the village – the village which, according to Part II of the local plan, has already exceeded its fair share of new development.” Part II of the local plan – which was ratified by councilors in December 2021 – notes that Oakhill has already delivered 49 new homes since the initial local plan was approved in 2014, compared to a minimum of 40 properties until 2029.

Mr Westell continued that Somerset County Council‘s Highways Department had made no robust assessment of the existing road safety issues in the village, which could be exacerbated by the additional houses. He said: “The issues surrounding the narrow High Street with its lack of pavements, the dangerous junctions with the A37 and A367, or the existing blind 90 degree bend in Chapelfield have not been assessed, although these issues are repeatedly raised by residents.

“Between the center of the village and the application site, pedestrian access is downright dangerous. With no commerce, limited bus services and no employment opportunities, Oakhill residents are forced to use the car for almost all trips.

“The density is far higher than the surrounding existing development. The result is a development that will result in a permanent loss of privacy and loss of light for existing properties.”

Oakhill is in the ward of Ashwick, Chilcompton and Stratton – represented by Councilors Joshua Burr and Sam Phripp. In a joint statement, read aloud on their behalf, they said: “We stand with the vast majority of local residents in stressing how inappropriate this home construction would be.

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“Oakhill has a village which has grown in recent years and has contributed its fair share to the overall housing objectives of the district. The site and its access are at the end of a quiet and relatively narrow cul-de-sac, and is currently a lot – loved green spaces.

“Frankly, we shouldn’t add extra traffic on roads that can’t take it.” Councilor Tom Killen – who represents the neighboring wards of Chewton Mendip and Ston Easton – said the council and village had been “abandoned by Somerset County Council” and the inaction of its highway department.

He said: “Anyone who knows Oakhill will know you have bad junctions on the A37 where visibility is non-existent and then at the other end near the war memorial you have a pinch point where you have to clear a way in traffic, putting a big development in the middle of it just doesn’t seem realistic without some improvements or without these issues being addressed.

Councilor Tom Killen, Leader of the Conservative Group
Councilor Tom Killen, Leader of the Conservative Group

“It’s just not realistic to walk to the Gurney Slade store without putting yourself in danger.” These views were shared by Councilor Edric Hobbs, who was recently elected to represent the Mendip Hills division (including Oakhill) on county council.

He said: “The road network in the area is appalling. If you go up the main road I have blind junctions where we need to improve the mowing of the grass.

“Truck movements are going to go into this area – it’s horribly dangerous. If they’re coming the other way, I’d like to see them try to drive down the main street, with all the parking.

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“One of the first things I did after becoming county councilor was to visit the village, and a bit further down towards the junction near the school, raw sewage was in the road. The system sewer can’t take it.”

Councilor Alan Townsend – who represents the neighboring borough of Coleford and Holcombe – added: “I have been driving in Oakhill for over 45 years. When you arrive on the A37, you are blind on the right and semi-blind on the left. , so most of us do a dog leg and walk out through The Mendip Inn.

“How many accidents have there been in the past 20 years? County council safety records show that no one has died within 500 yards of the site in the last five years – so they don’t care.”

Councilor Damon Hooton (Liberal Democrat, Frome Park)
Councilor Damon Hooton (Liberal Democrat, Frome Park)

Councilor Damon Hooton, who chairs the planning board, said the county council’s advice on highways was “woefully inadequate”. He ranted: “I’ve been sitting around this table in one form or another for almost 19 years – and nothing’s changed. We’re still getting useless advice.

“So at some point, before I stop being an adviser, I want to put my foot down and challenge him – and I think I’ve reached that point.” Mr Hooton stood for the Liberal Democrats in the Frome West division in the recent local elections, but finished four of seven candidates.

After about an hour of debate, the board voted unanimously to decline the plans – a decision that was cheered by other members of the public.

Struggling cosmetics company Revlon seeks bankruptcy protection


Cosmetics company Revlon has filed for Chapter 11 bankruptcy – weighed down by rising debts, global supply chain disruptions and new rivals. The company has been in the beauty business for 90 years, but has struggled in recent years with mounting debt, growing competition and a failure to keep pace with changing beauty standards.

The company said that following court approval, it expects to receive US$575m (£467m) in funding from its existing lenders, which will allow it to continue operations daily. The company avoided bankruptcy at the end of 2020 by persuading enough bondholders to extend its maturing debt.

Debra Perelman, who was named President and Chief Executive Officer of Revlon in 2018, said, “Today’s filing will allow Revlon to bring our consumers the iconic products we have offered for decades, while providing a clearer path for our future growth. products remain strong, but its “challenging capital structure” provided limited ability to navigate macro issues.

His father, billionaire Ron Perelman, backs the company through MacAndrews & Forbes, which acquired the company through a hostile takeover in the late 1980s. Revlon went public in 1996 .

Over the past few months, Revlon has experienced industry-wide supply chain challenges and higher costs that are challenging businesses around the world. It said in March that logistical problems were affecting its ability to meet customer orders and that it was being held back by rising prices for key ingredients and continued labor shortages.

None of Revlon’s international operating subsidiaries are included in the proceedings, with the exception of Canada and the United Kingdom. The filing was made in the United States Bankruptcy Court for the Southern District of New York.

The company has listed assets and liabilities between US$1bn (£810m) and US$10bn (£8.1bn), according to its bankruptcy filing.

Chapter 11 bankruptcy protection offers a company a way to reshape the business by reorganizing debt and assets, including real estate. The company generally continues to do business, with Chapter 11 effectively giving it a fresh start after restructuring its debt and other legal obligations.

Why Revlon is in trouble – and hopes for the future

Revlon has some household names, including Almay and Elizabeth Arden. The company also broke down racial barriers and brought models like Iman, Claudia Schiffer, Cindy Crawford and Christy Turlington to the fore.

In 1970, Revlon became the first beauty company to feature a black model, Naomi Sims, in its advertising. In the 1980s, she caused a stir with her modeling campaign featuring diverse, famous and new models, including Iman, Claudia Schiffer, Cindy Crawford and Christy Turlington, when she promised to make women “unforgettable”.

However, the New York company was slow to catch up with most women who ditched flashy cosmetics like red lipstick for more subdued tones from the 1990s onwards. In addition to rivals like Procter & Gamble, it faced increased competition from celebrity cosmetic lines like Kylie Jenner’s Kylie, which capitalized on their huge social media following.

Revlon’s problems only intensified with the pandemic as lipstick sales plummeted, with face masks all the rage at the time. Sales fell 21% in 2020 at the start of the pandemic, although those sales rebounded 9.2% in its last reporting year as vaccines became widespread.

At its height in the 20th century, Revlon trailed only Avon in terms of sales. It now ranks 22nd among cosmetics manufacturers, according to a recent ranking by fashion magazine WWD.

As women venture out after the pandemic, Revlon’s makeup sales are rebounding, according to Ms. Perelman. She said the company has also used the health crisis as an opportunity to double down on its online investments. During the pandemic, Elizabeth Arden has launched individual virtual consultations.

Ms Perelman also said the company was learning from celebrity launches like Kylie to be more nimble and had cut months of new product development. She said she also sees Revlon regaining market share. In the last quarter that ended in March, sales increased by almost 8%.

Ex-soldier who killed ‘not mentally ill’ neighbors


A former soldier who stabbed his neighbors to death as their children slept upstairs was not mentally ill at the time, two psychiatrists have said.

Collin Reeves, 35, is on trial for murder at Bristol Crown Court after killing Jennifer and Stephen Chapple on November 21 in Norton Fitzwarren, near Taunton in Somerset.

Reeves and his family lived next door to the Chapples in Dragon Rise in the new development and had an argument in a parking lot in May 2021.

There had been several angry exchanges between them, including an incident in which Reeves called Ms Chapple a ‘f****** c***’ and a ‘fat bitch’.

Reeves admits he stabbed Mr and Mrs Chapple, but denies murder and has pleaded guilty to a lesser charge of manslaughter on the grounds of diminished responsibility.

Read more: Ex-soldier tells court he doesn’t remember killing neighbors

The Afghan veteran, who served with the Royal Engineers and underwent grueling commando training, used the ceremonial dagger given to him when he left the army.

The jury heard he had problems in his own marriage and about 40 minutes before the attack his wife, Kayley, filed for legal separation.

After the murders, Reeves was recorded in the background of the 999 call telling someone, believed to be his mother Lynn, “I couldn’t let her (or them) torment Kayley any longer.”

Forensic psychiatrist Dr Lucy Bacon, who assessed Reeves on behalf of the defense team, concluded that he was suffering from moderate depression at the time.

She said Reeves did not have symptoms consistent with acute post-traumatic stress disorder (PTSD).

The accused said he was anxious in crowds but was not “hyper-vigilant” – a symptom of PTSD often seen in soldiers where they feel a constant sense of threat.

Reeves said his life “felt dark all the time,” the witness said.

Dr Bacon said: “To me that’s quite an evocative description of low mood, there’s no brightness, no pleasure or happiness, things are pretty miserable.”

She diagnosed his depression as moderate because he was still able to function in some aspects of his life, such as going to work or going for runs, and worried about providing for his family.

Read more: Ex-soldier who killed neighbors tells 999: ‘I stabbed them’

Dr Bacon said: ‘I would certainly say depression is a relevant factor in Mr Reeves’ actions; I wouldn’t say depression caused him to do what he did, but I think if you look at the totality, depression played a part in it.

She added: “From my perspective, I don’t think this meets the criteria for mitigated liability, but that is my perspective, and it is a jury decision.”

While at the police station, Reeves gave his name “Lance Corporal Collin Reeves” and gave his service number, and seemed confused as to why he was there.

Dr Bacon said it appeared the defendant had “regressed” in his training.

“He spent many years as a soldier and he went back to that way of answering questions with his service number, that sort of thing,” she said.

“I think it was caused by the shock of killing the Chapples.”

Dr Bacon added: ‘It’s possible he’s already regressed somewhat and gone into armed mode during the kills.’

She said that, when talking to Reeves, he said “he didn’t feel that the depth of his feelings for the neighbors accounted for the fact that he killed them.”

Dr. John Sandford, a forensic psychiatrist for the prosecution, said Reeves’ memory loss regarding the murders was consistent with “dissociative amnesia” and was not a contributing factor to the incident.

He said it’s common in domestic violence homicide cases, where the perpetrator may call the police immediately afterwards but quickly lose all memory of the incident.

“It has nothing to do with depression – it’s a reaction to a traumatic act, something that’s usually a reaction to something you did rather than something that was done to you,” he said. said Dr. Sandford.

The witness diagnosed Reeves with mild depression, adding that it was a normal response for someone who was unhappy in his job and unhappy in his marriage.

Dr Sandford said Reeves described a pattern of “subtle bullying and social cruelty” by Ms Chapple towards his wife.

He said that, in his opinion, “the main factor in the commission of this offense is the dispute between the two families”.

The trial, which is due to be completed by the end of the week, is continuing.

New funding for local authorities to prepare for the tariff reform

  • £15.5m will help local authorities prepare for adult social care pricing reform in October 2023
  • Adult social care reforms will change the way social care is paid for and protect people from unpredictable care costs across England
  • Pricing reform is part of wider welfare reform which will reduce pressure on the NHS, helping the government continue to tackle Covid backlogs

More than £15million will be paid to local authorities across England today (Wednesday June 15) to help them implement new social care pricing reforms to end the unpredictable cost of care for the public.

The introduction of the tariff reform, which will include a cap on the cost of care and a more generous means test, will lead to an increase in the demand for additional assessments and will force local authorities to upgrade IT systems to record and maintain care accounts.

The £15.5m will be shared by local authorities to hire additional staff, prepare their workforce and recruit dedicated IT staff to oversee the implementation of care accounts.

This is the first part of the funding for local authorities, and further support will be made available later to build capacity and support the implementation of technology that can support pricing reform.

Additional funding of £2.9 million will also be distributed to pioneer local authorities to cover the costs of implementing pricing reform early. Pioneer Authorities are areas that have been selected to ensure that all of the information, evidence and lessons learned from this initiative will be useful to providers and authorities to support roll-out in all parts of England.

Social care staff have worked incredibly hard during the pandemic and wider social care reforms will strengthen the workforce, enabling them to provide greater support in the community – keeping people out of hospitals and reducing pressure on the NHS.

Wider social care reforms will better integrate health and care systems, support earlier discharge from hospitals in the community and free up hospital beds to increase NHS capacity and tackle Covid backlogs.

Minister of Care, Gillian Keegan said:

Our pricing reforms will mean that no one will have to face unpredictable and often catastrophic care costs and this new funding will help local authorities implement these vital changes.

We are committed to providing equitable, high-quality care, and this is the start of our journey of reform, creating the next step to realize our ambitious plans.

We are working closely with local authorities, providers and care recipients to ensure a smooth transition to the new system to end the unpredictable cost of care for the public.

The Health and Social Care Levy will raise more than £5.4billion for adult social care reforms, including £3.6billion to reform the way people pay for their health care pricing reform social care to ensure the new system is fair and accountable, balancing government support with the need for people to be responsible for their future care needs.

It’s part of wider reforms backed by £39billion to eliminate Covid backlogs and reform social care, helping people access care when they need it in the community and reducing pressure on the NHS.

Adult social care pricing reform includes a new lifetime cap of £86,000 on how much anyone in England will have to spend on personal care, as well as a more generous means test for financial support from authorities local.

The transformed social care pricing system, which includes a significant increase in state support, will apply to people in residential and home care. This will ensure that adult social care is fair and accessible to all who need it, and will protect people from unpredictable care costs.

From October 2023, no one will start receiving care will pay more than £86,000 in their lifetime, and no one with assets of less than £20,000 will have to contribute from their savings or of his property assets – to £14,250. Anyone with assets between £20,000 and £100,000 will be eligible for means-tested support with an upper limit greater than four times the current limit.

Lloyd & Whyte acquires Naturesave Policies Ltd


A TAUNTON-based specialist financial planning and insurance firm has purchased a Devon business.

Lloyd & Whyte’s takeover of Totnes-based Naturesave Policies Ltd was announced this week.

National law firm Foot Anstey LLP advised the shareholders of Naturesave Policies, a leading provider of green and ethical insurance.

Founded 28 years ago, Naturesave Policies has won awards for best ethical insurance from the Good Shopping Guide and the Queen’s Award for Enterprise for Sustainable development.

In 1995, Naturesave Policies established the Naturesave Trust, its own registered charity.

Naturesave Insurance has donated over £1million to the trust. The donations are mainly used to fund grants for environmental projects.

Matthew Criddle, the founder of Naturesave Policies Ltd, said: “Foot Anstey handled the legal side of the sale of our business. They provided a task-related price for doing this, even though they committed a few more hours to the job in question. They were helpful. , clear and favorable to personal circumstances. I wouldn’t hesitate to recommend them to anyone looking to sell their business. A nice group of people to deal with.”

The Foot Anstey team was led by partner James Crotty. He said: “It was a pleasure advising the shareholders on their sale to Lloyd & Whyte Ltd. We were able to achieve a successful outcome which worked for all parties involved. It was fascinating to work so closely with a company with such fantastic green credentials, in line with the founder’s vision.”

Trainer scammers ‘get by’ with victims’ money


According to a major bank, reports of purchase scams involving sneakers and shoes have more than doubled so far this year compared to the previous year. Lloyds Bank said the volume of such customer reports soared 112% this year on the previous year, with victims losing an average of £152.

The figures are based on analysis of shopping scams reported by Lloyds Banking Group customers between January 2022 and April 2022, with comparisons made to data from the same period last year. Purchasing scams involve people being tricked into transferring money for goods or services, often advertised online or through social media, which may not exist or are of poor quality or fake.

Sneaker and shoe scams are the most commonly reported type of shopping scam that Lloyds said it has seen. While scammers will advertise any brand they believe could trick an unsuspecting victim, Lloyds said analysis of reported cases has shown Nike to be among the popular brands that merchandise scammers can falsely claim sale.

Ticket scams had also exploded this year as people were eager to attend events following the easing of Covid-19 restrictions. While the total number of reported ticket scams was lower than some other items, the number of reported cases had already soared 603% this year, Lloyds said. The average amount lost was £251, with football matches and concerts being the events most likely to appear in fake adverts.

The number of purchase scams involving electrical appliances has also risen by more than a third so far this year, with an average loss of £174. Lloyds said the Dyson Airwrap styling tool was among the most common items reported in this category at the moment.

Football tickets were most likely to appear in fake ads

Some other purchase scams that rose earlier in the pandemic, such as puppies and game consoles, have declined this year, the bank said. This could reflect a change in tactics by fraudsters, as with the readjustment of people’s post-lockdown lifestyles and routines, demand could now drop.

Liz Ziegler, director of retail fraud and financial crime, Lloyds Bank, said: “Fraudsters are always looking for new ways to cheat victims with their hard-earned money, and with designer trainers among the latest must-have items targeted, criminals are ready to get away as soon as they get their hands on your money. Shopping scams come in all shapes and sizes, but the vast majority start with items advertised on social media, where it’s too easy for scammers to use fake profiles and advertise items that do not exist.

“When shopping online, the best way to stay safe is to buy from a trusted retailer whenever possible and always pay by card for the best protection. If you are unable to doing these things should be a big red flag that you are about to get scammed.

Here are the most common purchase scams reported to Lloyds Banking Group this year so far, the increase or decrease in the volume of reports compared to the previous year and the average amount lost:

1. Trainers and Shoes, 112%, £152

2. Vehicles and parts, 31%, £1,506

3. Phones and accessories, 23% off, £229

4. Clothes and fashion, 35%, £166

5. Game consoles, 64% off, £192

6. Event tickets, 603%, £251

7. Holidays and travel, 15%, £798

8. Puppies and dogs, 64% off, £312

9. Electronics, 37%, £174

10. Household furniture, 14%, £344

Here are Lloyds’ tips for staying safe from shopping scams:

– Using your debit or credit card when shopping online can help protect your money in case something goes wrong.

– Fraudsters often use social networks to post fraudulent offers. They can even send them straight to your inbox. Always search for offers yourself.

– Check any offer sent by SMS or email to make sure it is genuine. Call the sender to find out using a trusted number, not necessarily the one in the message, or visit the website to verify. Never click on a link without checking first.

– Low prices and bargains can hide scams. See if you can find them elsewhere. And remember, if an item sells, scammers may charge more to fool desperate buyers.

– Make sure a seller or website is genuine. Look for good reviews from different buyers. Beware of mixed, bad or non-existent reviews.

– Ask questions before buying. If an item is expensive, offer to pay a deposit. If a seller can’t provide details about an item or tries to rush you to pay, it could be a scam.

For more stories of where you live, visit InYourArea.

Governor Larry Hogan – Official Website of the Governor of Maryland


ANNAPOLIS, MD—On the fifth day of his East Coast tour, Governor Larry Hogan today toured publicly funded academic buildings on the University of Maryland Eastern Shore (UMES) campus in Somerset County, as well as the new ECI gas pipeline, which is the first of its kind in the region.

UMES School of Pharmacy and Health Professions. When completed in the coming weeks, the UMES School of Pharmacy and Health Professions will allow the university to consolidate its pharmacy and health programs into one building, where previously it was spread on campus in six different buildings. The state has committed more than $96 million to the project, which is the school’s newest building.


Building UMES Engineering & Aeronautical Sciences. Completed in 2016, the largely state-funded UMES Engineering & Aviation Sciences Building complex enables students to pursue careers in aviation and engineering. The school is nationally recognized for its work promoting diversity in the aviation and engineering industries. The state has also committed approximately $96 million to this project.


ECI pipeline. The ECI pipeline, the first of its kind on the Lower Coast, provides Somerset County with direct access to natural gas for the first time. This major state project will help reduce annual fuel costs, reduce emissions, and save UMES nearly $700,000 annually, allowing the university to reinvest more in students.


Squeaky Cafe. Governor Hogan stopped for lunch at Squeaky’s Cafe at Princess Anne.


The key to reducing child poverty? Monthly child allowances


With the extraordinary of the last month inflation rate of 8.3 percent that is dragging Americans down, the rapidly rising costs of food, fuel, shelter and childcare are putting countless families at financial risk.

Knowing that the nation would continue to face economic strains from the pandemic, the US government approved and implemented an ambitious policy agenda last year that included the expanded Child Tax Credit (CTC) program. In just six months, this historic initiative was significantly reduced child poverty and infused local economies with about 19 billion dollars per month in additional expenses.

A key reason for the success of the child allowance? Checks go to parents’ bank accounts once a month.

This idea is not new. Just look at the nation most effective Anti-poverty program – Social Security – which distributes benefits to recipients throughout the year. We know that Social Security keeps older Americans out of poverty, but—as columnist Bryce Covert recently pointed out in the New York Times — America has chosen not to give children the same priority.

The fact that CTC payments under the American Rescue Plan were paid on a monthly basis goes a long way in understanding why this direct payments program worked so well and why 3.7 million other children live in poverty after congress let the program expire At the end of last year.

New analysis from the Columbia University Center on Poverty and Social Policy proves this point head on by breaking down the anti-poverty benefits of the monthly CTC and showing that monthly payments are more effective than an annual flat rate.

If CTC payments are made once a year at tax time, child poverty falls significantly by about 11 percentage points, or from 22.4 percent to 11 percent. However, anti-poverty benefits often tail off by May. Compare that to monthly payments, which, according to Columbia findings, keep nearly a third more children out of poverty each month.

According to that report, monthly child tax credit payments at any time during the year could save about one in 10 children from falling into poverty, compared to annual payments that often only alleviate poverty for a month or two during tax season.

Monthly checks reduce year-round child poverty by reducing income volatility – thereby destabilizing month-to-month income swings that hit low-income families the most. Monthly payments not only reduce the risk of children being persistently poor, but also the risk of children becoming poor year-round.

The data from Colombia shows what we actually saw in real life when the child tax credit was in place.

When CTC checks began hitting bank accounts in July 2021, the life-changing impact of the loan was immediately clear. In six weeks, the lack of food decreased by about a quarter. The improvements were significant in Black and Hispanic families, who experience the highest rates of food deprivation.

As we navigate this “new normal,” let’s not forget this important lesson from the American Rescue Plan: Monthly cash payments keep children out of poverty. These payments also help families in other valuable ways. Bills come every month, and monthly CTC checks ensure grocery shopping, bills are paid, and rent or mortgage payments are made on time. In a survey of low-income families three quarters of SNAP recipients used their CTC payments for bills, including to prevent shutdowns, evictions, and foreclosures. Families across the country could get one breath of fresh air and reported feeling less financial stress because of CTC.

Economists are still learning about the long-term impact of the Child Tax Credit on the financial health of American families. However, the preliminary data – as well as the real-life experiences of millions of families – show that not only monthly CTC payments played a role no discernible negative impact on employmentyou supported labor and entrepreneurship among some parents. In addition, monthly CTC payments helped parents lose weight credit card debt and reduce reliance on payday loans, pawn shops, and even selling blood plasma.

Monthly payments have been a key component of the CTC’s success, and this model must be maintained if – and if – Congress brings the program back to life.

Christal Hamilton is a postdoctoral fellow at the Center on Poverty and Social Policy at Columbia University School of Social Work.

Natalie Foster is President and co-founder of the Economic Security Project, a network dedicated to advancing the conversation about cash benefits and basic income in the United States.

UK Government Consults on Handling Systemic Failures of Stablecoin Firms | Shearman & Sterling LLP


HM Treasury has opened a consultation on dealing with the failure of systemic digital settlement asset companies, including stablecoin companies. In April 2022, the UK government confirmed that it would bring the issuance or facilitation of the use of stablecoins used as means of payment into the UK regulatory scope. Issuers of stablecoins for payments as well as other entities providing related services, including wallet providers and companies providing custody services, will be subject to regulation by the Financial Conduct Authority. The government also noted that, to manage the failure of systemic stablecoin firms, it would consider expanding the definition of a payment system to include arrangements that facilitate or control the transfer of “digital settlement assets” (DSA ). Those companies deemed to be systemically important will also be subject to the supervision of the Bank of England, which means that they will be authorized by the FCA and recognized by the Bank of England, and the Bank will be the main prudential regulator.

The recent turmoil in the crypto market has prompted the UK Treasury to consider how to appropriately regulate certain types of stablecoins to mitigate risk to consumers, market integrity, and financial stability. In this new consultation, which closes on 2 August 2022, HM Treasury uses the term “digital settlement asset” to refer to stablecoins used as a means of payment as well as other digital assets used for payments or settlement.

HM Treasury is proposing to make changes to the legislation to apply the existing Financial Market Infrastructure Special Administration (FMI SAR) scheme to systemic digital settlement asset businesses. This regime would take precedence over the special regime for the administration of payments and electronic money in cases where the IMF SAR and the PESAR apply to a company. However, the government is of the view that the existing IMF SAR will need to be amended, as it applies to systemic digital settlement asset businesses, to ensure that the regime addresses all financial stability risks posed by such businesses. . This would be done by adding an additional purpose for the return or transfer of funds and safekeeping of assets when the IMF SAR applies to systemic digital settlement asset businesses. In addition, the Bank of England would be granted the power to direct administrators and introduce new rules and regulations to support the additional objective. The application of the IMF SAR to companies already covered would not change.

The government confirms that it will consult in the coming months on the regulatory scope for all systemic payment companies.

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Friday’s credit card outage shows just how vulnerable NJ is


Have you ever felt that we sometimes depend too much on technology? I’m sure many in New Jersey did Friday afternoon. It didn’t get much mainstream media attention, but it was all over social media.

Indeed, not only were people making purchases scrambling to pay with checks, but there was an above-normal run on ATMs for cash withdrawals.

It’s called a major credit and debit card outage, Visa and Mastercard. Chase Bank runs the network that runs them and had major issues.

This has bothered customers not only in New Jersey, but also in Pennsylvania, Maryland, Connecticut, Kentucky and beyond.

I remember the Northeast blackout of 2003 that affected not only that part of the country, but spread all the way to Michigan where I was living at the time. I was trying to buy bags of ice at a 7-Eleven, just like everyone was trying to store food in their now useless refrigerators.

Of course, the store couldn’t process anything electronically. It was a cash situation that most people weren’t prepared for. Customers were yelling at the workers for not having the old-fashioned carbon paper machines. It was heckling.

A major technology failure recently affected my boys’ eye doctor’s office. They were so dependent on technology with no back-up system that when it broke down and burned out, they couldn’t book new appointments, couldn’t access patient records, couldn’t view a past prescription or make any business function. It literally shut them down for weeks.

We have become so used to technology always being there for us that society can come to a screeching halt if it fails. And that’s when we see how enslaved we have become to technology.

The opinions expressed in the above post are those of New Jersey 101.5 talk show host Jeff Deminski only.

You can now listen to Deminski & Doyle — On demand! Listen to New Jersey’s favorite radio show every day of the week. Download the Deminski & Doyle show wherever you get podcasts, on our free app, or listen now.

Click here to contact an editor about a comment or correction for this story.

WATCH: States with the most new small businesses per capita

Municipal tax bill for every city and town in NJ, filed

Just under 30 cents of every $1 of property taxes collected in New Jersey supports municipal services provided by cities, townships, boroughs, and villages. Statewide, the average municipal tax bill alone in 2021 was $2,725, but that varied widely from over $13,000 in Tavistock to nothing in three townships. In addition to the $9.22 billion in taxes for municipal purposes, special tax districts that in some locations provide municipal services such as fire protection, garbage collection or economic development collected 323, $8 million in 2021.

New Jersey license plate designs over the years

A judge will rule on a boy’s future in a fight against life-saving treatment


A judge is set to rule on the future of a 12-year-old boy at the center of a life-sustaining treatment dispute in the High Court after suffering brain damage.

Doctors treating Archie Battersbee at the Royal London Hospital in Whitechapel, east London, believe the youngster is ‘brain stem dead’.

They say life-saving treatment should end and Archie should be taken off a ventilator.

Archie’s parents, Hollie Dance and Paul Battersbee, from Southend, Essex, say the youngster’s heart is still beating and want treatment to continue.

Lawyers representing the Royal London Hospital’s governing trust, Barts Health NHS Trust, have asked Mrs Justice Arbuthnot to decide which measures are in Archie’s best interests.

Madam Justice Arbuthnot is due to render a decision on Monday.

She recently finished overseeing a hearing in the Family Division of the High Court in London.

Hollie Dance, mother of Archie Battersbee, outside the High Court (James Manning/PA)

The judge heard that Archie suffered brain damage in an incident at home in early April.

Ms Dance told how she found him unconscious with a ligature on his head on April 7 and thought he might have taken part in an online challenge.

The young man did not regain consciousness.

Archie Battersbee case
Archie Battersbee’s father, Paul Battersbee, outside the High Court in central London (James Manning/PA)

Lawyers representing Archie’s family told the judge his heart was still beating.

His mother also said he shook her hand.

A campaign organization called Christian Legal Center supports Archie’s family.

“This case raises the important moral, legal and medical question of when a person died,” said the center’s chief executive, Andrea Williams.

“Archie’s parents are not accepting that he is dead and are fighting for his life.

“There is no clear definition of death in English law, and a case like this has never been brought before an English court before.

“The outcome is crucial for Archie and his family and anyone who cares about the value of life in this country.

“The medical expert’s opinion presented to the court is clear in that the whole concept of ‘brain death’ is now discredited and, in any event, Archie cannot be reliably diagnosed as being in good condition. of brain death.”

She added: “We pray that the judge will be given the wisdom to make the right decision.”

Taunton School leaders discover lost relics on school grounds


TWO heads from the Taunton School have uncovered a series of historic finds, including a Victorian Jubilee Medal, after they started metal detecting during the pandemic.

Neil McKellar and Peter Council, who between them have worked in the school kitchens for over 30 years, were delighted to discover their own memories of the Jubilee.

Neil McKellar said: “Metal detecting is such an interesting hobby, and we feel lucky to work for a place that is so happy for us to explore our passion and learn more about the history of our county and school.

“Finding these lost relics is so exciting; it makes you wonder who or what happened when this object was dropped into the earth.”

Since 2020, the two chiefs have uncovered a number of fascinating finds this year, including a farmer’s token from 1649 and the Golden Jubilee token from 1887, which was given to local residents by the town’s mayor at the ‘era.

After their dig, they made sure to replace the earth and shared their find with the school’s history department so students can experience what life was like at Taunton school hundreds of years ago. ‘years.

The couple are looking for new places to dig in the county and hope their story will help inspire others to get “beep” in the future.

Taunton School Areas Manager Terry Harris said: “Any opportunity to be curious is encouraged here at Taunton School, and we are delighted that Neil and Peter have been able to find some fascinating pieces of our history on the campus of our school.”

Payday loan ads on social media


Those were tough years for many Americans. Unfortunately, it has become the norm to gamble every dollar to buy essentials. Some may be looking for a second or third job to help pay the bills.

This is exactly the type of person that payday loans are aimed at. These ads, which promise a quick buck without telling the full story of the cost of borrowing, have popped up on social media platforms like TikTok.

Read on to find out how these companies are getting around the rules and why taking out a payday loan is a bad thing.

Here’s the backstory

All social media platforms have advertisements as it is a primary way to generate profits. But some websites are not as strict as others when it comes to ad content. For example, TikTok claims to have a policy against “overachievement or promises.”

Still, there are many payday loan sites that target at-risk users. According to Media Matters for AmericaThree companies are consistently violating TikTok’s advertising policies by promoting payday loans.

By promising instant cash, Earnin, Brigit and Albert’s posts target those in a hurry with phrases like “living from paycheck to paycheck” or “always broke.” It is unclear how the advertising may be on the platform.

TikTok payday loan
Credit: Media Affairs for America

But Earnin is no stranger to controversy. The company settled a $12.5 million lawsuit three years ago alleging fraudulent lending practices. Brigit and Albert aren’t registered with the Better Business Bureau (BBB) ​​either, as some users have claimed unexpected charges or missing deposits.

What you can do about it

It might seem like a lucrative opportunity to quickly get some cash in your wallet, but there’s always going to be a catch. The interest rate will be exorbitant, and they don’t mention it that often. Some ads use words like “fee” or “tip” without mentioning the interest rate.

According to the Consumer Financial Protection Bureau, a two-week payday loan with a $15 fee for borrowing $100 earns you an APR of 400%. That’s far more than the typical 30% on a high-yield credit card.

However, this can lead you into a cycle of debt according to BBBThere are safer alternatives to payday loans:

  • Develop a budget with an emergency fund. Create a budget so you know how much money you’re taking in and how much you need to pay bills. In this way you avoid a loan from the outset. Then set aside cash each month to build an emergency fund. You are also covered when unexpected expenses or emergencies arise.
  • Get credit advice. Get credit counseling if you can’t pay your bills or find yourself stuck in debt on a high-interest loan. That US Department of Justice has a list of agencies for people looking for debt reduction help. Check out BBB’s tip too Credit advice for more resources.
  • Look for credit. Compare interest rates, fees, and late fees by reading the fine print before choosing a lender. Pay close attention to interest rates and loan renewal fees. Credit unions are an excellent place to go for a small loan with low interest rates. Even credit card cash advances, which typically have interest rates in the double digits, are likely to have lower interest rates than what a payday lender will offer.
  • Contact creditors if you cannot pay on time. If you find you can’t make a payment on time, don’t panic. Contact the creditor directly. Many creditors are willing to work with you to develop a payment plan that you can afford.

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Check if you have any of those obsolete devices that sell for big bucks on eBay

Prince Charles Rwanda: Clarence House does not deny comments on report that Prince of Wales finds UK plan to send migrants to Rwanda ‘appalling’


“He said he was more than disappointed with politics,” The Times reported, citing an unnamed source. “He said he thought the government’s whole approach was appalling.”

CNN has not independently verified the Times report.

Clarence House told CNN in a statement that the Prince of Wales remains politically neutral.

“We will not comment on purported anonymous private conversations with the Prince of Wales except to reaffirm that he remains politically neutral. Matters of policy are government decisions,” Clarence House said.

The Times reported that the Prince of Wales fears the controversial policy could hover over the Commonwealth Heads of Government Summit to be held later this month in Kigali, Rwanda, where he is expected to represent Queen Elizabeth II.

In response to the Times report, a UK government spokesperson told CNN in a statement: “Our world-leading partnership with Rwanda will see those who make dangerous, unnecessary and illegal journeys to the UK be there. relocated to have their grievances addressed and rebuild their lives There is no one size fits all solution to the global migration crisis, but doing nothing is not an option and this partnership will help break the business model of criminal gangs and prevent loss of life.”

“Rwanda is a fundamentally safe and secure country with a proven track record of supporting asylum seekers and we are confident that the agreement is in full compliance with all national and international laws,” the statement added.

The British government announced in April that it had reached a deal to send asylum seekers to the East African country, in a move it said was aimed at disrupting smuggling networks and deterring migrants to cross the dangerous English Channel to England from Europe. .

The UK‘s plan to send asylum seekers to Rwanda as early as next week was approved on Friday, after the High Court in London rejected an injunction brought by campaigners to block the first flight due to leave on Tuesday .

The Home Office scheme is under judicial review by the Royal Courts, where a ruling on its legality is expected in late July.

Human rights groups said they would appeal the decision. Care4Calais, one of the rights groups that launched the initial challenge to block the evictions, said it was granted permission to appeal the decision on Monday.

Maryland shoots suspect charged with murdering co-workers


A man has been charged with the murder of three co-workers at a machine shop in Maryland.

The alleged shooter, Joe Louis Esquivel, 23, of Hedgesville, West Virginia, was treated in hospital following a shootout with police and is currently being held at the Washington County Detention Center.

Authorities say Esquivel arrived Thursday morning for his normal shift at Columbia Machine in the small rural community of Smithsburg in western Maryland.

He reportedly worked until he left the building to retrieve a weapon, went back inside, and shot employees in the area of ​​a break room.

Police responded to a 911 call around 2:30 p.m.

It is not known what the motive for the attack was.

Tactical police are working at the scene of the shooting (Steve Ruark/AP)

The police who arrived first on the scene found an injured person outside the establishment. As more police arrived, three bodies were found inside.

Esquivel, who is also charged with attempted murder and other offences, reportedly left the scene in a car but was soon met by Maryland State Police.

A Maryland State Trooper who was injured in a shootout with the suspect was treated in hospital and discharged Thursday evening.

The 25-year veteran of the Maryland State Police was shot when police say Esquivel fired multiple shots at soldiers. At least one soldier returned fire, striking the suspect, state police said.

A search warrant was executed at the suspect’s residence in West Virginia and additional firearms were located, the sheriff’s office said.

Washington County Sheriff Doug Mullendore identified those killed in the shooting as Mark Alan Frey, 50, of Hagerstown, Maryland; Charles Edward Minnick Jr, 31, of Smithsburg, Maryland; and Joshua Robert Wallace, 30, of Hagerstown.

Maryland filming scene
Officers remove evidence from one of the two cars involved in the shooting with police (Timothy Jacobsen/AP)

Nelson Michael, the father of Brandon Michael, 42, who was injured in the machine shop shooting, said his son was still hospitalized on Friday but was unaware of his condition.

“He survives,” he says. “I’m glad he’s alive, but it’s going to get on his nerves. I know that.”

Mr Michael said he did not know why the shooter shot the victims.

He added: “I’m just glad my son is alive and I feel so bad for other people’s families.”

Authorities said the investigation was ongoing.

Mr Mullendore said the suspect used a semi-automatic handgun, which was recovered after the shooting.

Smithsburg, a community of nearly 3,000 people, is just west of the Camp David presidential retreat and about 75 miles northwest of Baltimore.

Teenager forces 10-year-old autistic boy to lick his shoes


A mother has revealed the bullying suffered by her ten-year-old autistic son, including making him lick his bullies’ shoes. Devastated April England, 30, says her vulnerable boy Logan doesn’t want to go out and play because of the abuse he’s been suffering.

She says this resulted in five teenagers chasing and cornering the young schoolboy as he played outside. They forced him to “lick their shoes” on pain of beating him, “starting with a kick in the face”.

The incident took place in Chestnut Park near their home in Wonford, Devon on Monday while he was with his brother ‘Jack-Jack’. April, a single mother of five, said: “Logan was in the park in a part where you can’t really be seen.

“Then a bunch of guys and maybe a girl started chasing them and cursing them Jack-Jack and their friend. It’s not the first time they’ve had a problem with someone or they’ve had to hide.

“For some reason Logan just couldn’t get away and was surrounded by the group – they made him lick his shoes or they beat him up starting with a kick in the face. Logan told me that he licked a shoe and ran away and ran home.

Avril England with Eve, Jack-Jack and Logan

“I didn’t report it to the police because they won’t do anything and part of Logan’s autism means he wouldn’t be able to describe or recognize who they were.”

Logan, who his mother says ‘doesn’t quite understand what he did wrong’, was unable to remember what the brutal bullies looked like, but had reason to believe they were around 15 to 16 years old . April hopes to make residents of all ages aware of the increasing incidents of bullying and threats of violence in the area – and even claims that she is still being bullied.

She admitted: “I just don’t feel safe allowing the kids to have a bit of freedom with friends. It would be just awful if they were beaten up and it would be so dangerous for my daughter to get hurt. struggling because she has a heart condition.

“These teenagers need a curfew and there needs to be more police in the parks and CCTV. The teenagers think and know they can get away with this. I’m so scared to let out my children in case something happens to them.”

Briton’s death sentence will ‘invigorate’ Russia’s fellow fighters, friend says


The friend of a British soldier captured by Russian forces while fighting for Ukraine says his death sentence will “invigorate” those still resisting Russia’s advances.

Aiden Aslin, 28, was found guilty of taking steps towards a violent power grab in a court in the self-declared Donetsk People’s Republic.

Another Briton, Shaun Pinner, 48, and Moroccan national Saaudun Brahim, were also convicted alongside Mr Aslin after the three were accused of being “mercenaries” fighting with Ukrainian troops.

Russian state media RIA Novosti reported that the three men faced a firing squad.

Brennan Phillips, a former US soldier who met Mr Aslin in Syria and worked alongside him in Ukraine, said the judgment was a “provocation”.

Speaking to BBC Newsnight, Mr Phillips said: ‘I think it will invigorate people more than anything.

“Whatever effect they thought they had in this provocation, I don’t think it’s going to be well received. And they did it as a provocation.

Mr Phillips, from Tennessee, added that “many people expected ‘Russia to choose’ the most provocative stance it can take” – namely the death penalty.

“I don’t believe Sean or Aiden will face the death penalty or anything like that,” he said.

“I believe their captivity under the Russians will be extended a bit, but I wholeheartedly believe and am very confident that they will be released safely to their families.”

The British government insisted that the sentences had no legitimacy and that the two men should be treated as prisoners of war.

Mr Aslin is from Newark-on-Trent in Nottinghamshire (Mike Egerton/PA)

Russia’s Interfax news agency said the men could appeal their convictions.

Howard Morrison QC, the UK‘s independent adviser on war crimes in Ukraine, told the broadcaster the sentence was likely used for “negotiation purposes”.

He said: ‘I would hesitate to call it a legal process, frankly.

“Judges must be fully independent and must act within due process and the requirements of international and national law and the International Covenant on Civil and Political Rights, as well as the Geneva Conventions.

“I see very few signs of any of this happening.”

Asked if the penalty was a bargaining ploy, Mr Morrison replied: ”Well, it could well be. I mean, the problem is, we’re not sure.

“It is very unlikely to be simple. There will almost certainly be some subtext somewhere and it’s likely to be for negotiation purposes.

“In a way, I hope so, because these men are under the death penalty, and the last thing you want is for that to be implemented.

“But if it’s for negotiation, it’s hard to see exactly what the subtext is – because the UK government doesn’t hold any prisoners, it’s the Ukrainians who hold the prisoners.”

Mr Morrison said the government’s complaint that the men are prisoners of war who should be treated in accordance with the Geneva Conventions is “fair”.

“There shouldn’t have been a show trial and there certainly shouldn’t have been a death penalty,” he said.

Mr Aslin, from Newark-on-Trent in Nottinghamshire, and Mr Pinner were both members of regular Ukrainian military units fighting in Mariupol, the southern port city that has been the scene of some of the most violent conflicts since the invasion of Ukraine by Vladimir Putin.

Mr Phillips said Mr Aslin had an established life in Ukraine after arriving in 2017 and did not go there to fight as a “thrill seeker”.

He said: “He has a Ukrainian fiancée. They have or had a house outside of Mariupol and he was part of the 36th Marine Brigade.

“So, yes, he had a well-established life in Ukraine, Ukrainian citizenship.”

Cost of Living Crisis: Glasgow is the fourth most affected city in the UK

People in Glasgow are among the hardest hit by the cost of living crisis in the UK, research has found.

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Food, energy and fuel prices have all skyrocketed in recent months, leaving people struggling with rising bills and looking for cost-cutting measures.

Using search engine data from the last three months of search engine tools Ahrefs, Google Keyword Planner and KWFinder, a study was conducted examining key terms such as energy cap, payday loan, save money and cheapest energy supplier.

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This data was then analyzed and ranked by the combined number of searches for all keywords. This data was then sorted.

Most popular

How well do you know Glasgow?

Glasgow was the fourth most searched area in the UK, with same-day loan searches being the third most searched term across the UK. Other Scottish cities that felt the impact of the cost of living were Aberdeen 7th and Edinburgh 22nd.

Analysis of the data has shown that people from Manchester are struggling with the cost of living more than anyone else in the UK. With 2200 people searching for payday loans monthly, 210 searching for energy price caps and 310 people searching for cheapest energy suppliers, Manchester was the hardest hit area in the UK by population.

Newcastle was the second most targeted city and, with its small population, had one of the highest number of payday loan searches compared to the other cities and towns in the study. With 1000 people a month looking for quick ways to make money and cover unexpected expenses.

People from Leeds were the third most affected place in the UK when it came to the cost of living crisis. Leeds had one of the highest numbers of people looking for information about the energy price cap, along with people wanting to switch energy providers for the cheapest service.

Newport, Cardiff and the London Borough of Brent were the least affected areas, with the fewest people searching online for information on energy caps, quick loans, savings and information on the cheapest energy suppliers.

A spokesman for Pink storage Commenting on the results, “The cost of living is a concern for most of us. By analyzing online search behavior, we can see how people are trying to make ends meet.

“If wholesale energy prices remain high, we can expect further increases in energy prices, and as a result, that will be reflected in people’s online search behavior.”

COVID-19 surveillance and immunity studies through March 2022

Since the start of 2020, the government has funded a number of large-scale surveillance and immunity studies (SIS) via NHS Test and Trace, which has since become part of the UK Health Security Agency (UKHSA). This page briefly presents these studies and their findings where government support was completed in fiscal years 2021 and 2022.

Read about ongoing studies under the Living with COVID-19 plan throughout 2022 and 2023.

This coronavirus (COVID-19) surveillance program was led by a team of scientists, clinicians and researchers from Imperial College London, alongside colleagues from Imperial College Healthcare NHS Trust, Ipsos MORI and other partners.

REACT protocol

REACT study information

REACT study announcements



April 2020 to March 2022

The REACT-1 study was launched in April 2020 and ended 2 years later. This was a large population-based study that measured the prevalence of SARS-CoV-2 in the general population and estimated how quickly the virus spread between people (R-value) over a 2-week period. every month while the survey was active.

Up to 125,000 unique participants participated each month and the results provided information on SARS-CoV-2 and COVID-19, in addition to the prevalence of emerging variants.

REACT-1 monthly search results


May 2020 to March 2022

The REACT-2 was launched in May 2020 to estimate how many people had already had SARS-CoV-2 in England.

More than 150,000 participants took a finger-prick antibody test at home to provide useful information about changes in antibody levels in the general population.

The study also helped scientists learn more about the ease of use and accuracy of different antibody tests, as well as how vaccines affect antibody levels in people.

Press Releases:

REACT-2 search results

ZOE Health Study

March 2020 – ongoing

It is a not-for-profit initiative launched by health sciences company ZOE in collaboration with King’s College London in March 2020. It supports vital research into COVID-19, is one of the world’s largest ongoing studies of COVID-19 symptoms and makes it easier to spot hotspots. .

The ZOE app provides unique insight into asymptomatic and symptomatic information across the UK with up to a million users logging in each week. It was supported by a grant from UKHSA until March 2022 and continues its activities with regular updates provided on its website.

Protocol and methodology

Press release: August 2020

search results

COVID-19 Symptom Study App FAQs

March 2020 to March 2022

CoMix was a unique social contact survey launched in March 2020 by the London School of Hygiene and Tropical Medicine (LSHTM), with data collected by Ipsos MORI.

The study was funded by several organizations, including the National Institute for Health Research (NHRI), the Medical Research Council (MRC) and the UK Health Security Agency (UKHSA).

Participants indicated the total number and nature of direct contacts they had the day before the survey: people with whom they had at least a brief face-to-face conversation or with whom they had skin contact to skin.

Additional questions were also asked of participants, such as whether they were wearing a face mask on the day of the reported contacts.

The data was analyzed to produce a bi-monthly report for the Pandemic Influenza Scientific Group on Modelling, Operational Subgroup (SPI-MO) and Scientific Advisory Group for Emergencies (SAGE) that tracked replication counts, average participant contacts over time, and explored differences across regions.

Protocol and research results

SKID surveillance study

June 2020 to September 2020

In early June 2020, the study was launched through a partnership between Public Health England (now UKHSA) and the Ministry of Education (DfE), with funding from DHSC.

The study focused on providing a better understanding of the prevalence in nursery and primary schools during the last half of the summer term 2020 after national lockdown measures began to ease. It was designed to provide government with information to inform the response to SARS-CoV-2 and the management of educational institutions in a safe and secure manner.

This study focused on blood tests and swabs of nursery, primary and staff from 130 schools across England to better understand transmission rates of COVID-19.

Following the completion of SKIDthe study became the sKIDsPLUS study (September 2020 to June 2021), which examined enhanced surveillance for COVID-19 in 20 high schools and colleges and the development of 2 surveillance, immunity and health studies and welfare on a larger scale in primary and secondary schools, SIS1 and SIS2.

Protocol and methodology

Press release: June 2020

search results

Additional information on pediatric COVID-19 surveillance

SKIDsPlus Protocol

UK Biobank SARS-CoV-2 serology study

May 2020 to December 2020

This study was set up in May 2020 by UK Biobank, in collaboration with the University of Oxford. It was designed to establish the proportion of biobank participants who had previously been infected with SARS-CoV-2, the strength of antibody responses from different groups, and their variation over time.

It used a fixed cohort of 20,000 people registered with UK Biobank and their families who self-administered finger prick blood samples once a month for 6 months.

Press release: May 2020

search results

Final results

UK Biobank SARS-CoV-2 Serology Study FAQs

PHE serological study

March 2020 – ongoing

NHS Test and Trace funding for this study was provided between March and November 2020. This was a weekly serological test of blood samples obtained from existing sources which provided baseline population data showing antibodies.

Blood samples from the NHS Blood and Transplant Service, Great Ormond Street Hospital and other pediatric hospitals were analysed. Data collection continues on a small scale.

Protocol and methodology

Press release: August 2020

COVID-19 Surveillance and Immunity Studies

Sportsmanship is not dead in New Jersey


Sports at all levels tend to bring out the most competitive instincts in people, but sometimes that competitive fire is tempered by sportsmanship. This was the case recently during an important baseball game in high school.

According to the Daily Journal, Pitman High School was playing Schalick for the right to go to the South Jersey Group 1 Semifinals. NJSIAA rules state that a pitcher can only throw 150 pitches in a five days, obviously trying to preserve young arms.

Schalick pitcher Luke Pokrovsky had pitched Wednesday and Saturday in their previous wins and was pitching again on Monday. Coach Pitman and Coach Schalick kept track of the number of pitches (as they always do), but they had different numbers regarding the number of pitches thrown.

Pitman’s coach John Hopely had Pokrovsky at 151 pitches when Schalick’s coach Sean O’Brien pulled him out of the game, thinking he had just thrown his 150th pitch.

There were back and forths and consultations with the NJSIAA to clarify the rule, but ultimately it was determined that Pitman had the basis for a protest, which if upheld would result in Schalick dropping out of the game. they had won 5-4.

So what did Pitman’s trainer Hopely do? Nothing. He didn’t protest, he didn’t push for the forfeit, he took the loss rather than try to move forward on a clerical error. He had compiled all the necessary documentation but had not sent it. He told the Daily Journal: “I don’t feel well,” he said. “It didn’t affect the game.”

He said not all of his players (and their parents) agreed with his decision, but he said if the tables were turned he would hate to see his players lose a playoff game over a technicality. .

Thus, Schalick progresses, but Pitman High School is also a winner.

The views expressed in the above post are those of New Jersey 101.5 talk show host Bill Doyle only.

You can now listen to Deminski & Doyle — On demand! Listen to New Jersey’s favorite radio show every day of the week. Download the Deminski & Doyle show wherever you get podcasts, on our free app, or listen now.

Click here to contact an editor about a comment or correction for this story.

WATCH: States with the most new small businesses per capita

These are the best hiking spots in New Jersey

A trip to New Jersey doesn’t have to be just the beach. Our state has incredible trails, waterfalls and lakes to enjoy.

From the Pine Barrens to the Appalachian Trail to New Jersey’s hidden gems, you have plenty of options for a great hike. Hiking is a great way to spend time outdoors and enjoy nature, plus it’s a great workout.

Before you hit the trails and explore some of our listeners’ suggestions, I have some tips on hiking etiquette from the American Hiking Society.

If you descend and encounter an uphill hiker, pull to the side and give the uphill hiker some space. An uphill hiker has the right of way unless they stop to catch their breath.

Always stay on the trail, you may see side paths, unless marked as an official trail, avoid them. Going off the trail, you risk damaging the ecosystems around the trail, the plants and wildlife that live there.

You also don’t want to disturb any wildlife you encounter, just keep your distance from the wildlife and continue hiking.

Cyclists must yield to hikers and horses. Hikers should also give in to horses, but I’m not sure how many horses you’ll encounter on New Jersey trails.

If you plan to take your dog on your hike, they must be on a leash and be sure to clean up all pet waste.

Finally, pay attention to the weather, if the trail is too muddy, it’s probably best to save your hike for another day.

I asked our listeners for their suggestions on the best hiking spots in New Jersey, check out their suggestions:

Municipal tax bill for every town and city in NJ, filed

Just under 30 cents of every $1 of property taxes collected in New Jersey supports municipal services provided by cities, townships, boroughs, and villages. Statewide, the average municipal tax bill alone in 2021 was $2,725, but that varied widely from over $13,000 in Tavistock to nothing in three townships. In addition to the $9.22 billion in taxes for municipal purposes, special tax districts that in some locations provide municipal services such as fire protection, garbage collection or economic development collected 323, $8 million in 2021.

TUI forced to hijack two planes after issuing ’emergency code’


Two TUI flights sent emergency alerts this morning as they were diverted over UK airspace. The diversions were picked up by live flight tracker Flightrader24 and both planes were diverted to Birmingham.

The flight tracking site detected two hijackings which began after pilots indicated a ‘general emergency’, reports Yorkshire Live. It is not yet clear why the planes diverted, or what the emergency was and TUI has been contacted for further information.

TUI flight BY245 was returning to Bristol, from Espargos, Sal, Cape Verde, when it was diverted to Birmingham. The pilot had transmitted an emergency code 7700 while flying northwest of Gloucester.

TUI Airways flight BY255, also from Espargos and bound for East Midlands Airport, was also diverted to Birmingham after transmitting the same emergency code.

British travelers faced more delays today following a strike by Italian aviation workers which is causing more hardship for British travellers. Dozens of flights between the UK and Italy were canceled on Wednesday, with easyJet, Ryanair and British Airways among the airlines affected.

EasyJet has cut 20 Gatwick flights, including departures to Bologna, Milan, Naples, Rome and Venice. Some 14 flights between London airports and Milan have been canceled by British Airways, while Ryanair has cut a handful of flights between Italy and Stansted.

Pilots and flight attendants who are members of two Italian unions are on strike from 10 a.m. to 2 p.m. over various issues, including wages, sick pay, holidays and refreshments.

One of the unions, the Italian Union of Transport Workers (UILT), warned that if an agreement is not reached, “it will only be the first in a series of protest actions”.

EasyJet and British Airways continued to cancel flights to and from destinations other than Italy due to staff shortages. In recent months, many passengers whose flights have taken place have reported being stuck in airport queues for several hours.

NJ 2022 Live Primary Election Results: Somerset County


Voters in Somerset County cast their ballots in the 2022 primary election on Tuesday.

Check back here for unofficial contested race results. Vote totals will only be displayed for contested races. The winning candidates will have an X in front of their name.

Ballots mailed in and postmarked before June 7 can be accepted until June 13, so results will continue to change after polls close on election night. Provisional ballots are not counted until all absentee ballots have been counted. Detailed information and results for each race are available on the county‘s website.

For all our election coverage, go to nj.com/elections.

Vote for one


Melonie Marano


Amber Murad

Vote for one


Darrin Russo


John Sheridan

Vote for one


Steve Stone


Suzanne Maeder

Vote for two


Uttara Patla

Giuseppe Zaccagnini


Douglas A. Stevinson

Gina Lisa Fernandez

Vote for one


Jessica Simpson Cook


Janice M. Fields

Vote for one


Mary Jane Canose

Vote for two


Jena McCredie

Chad McQueen

Vote for two


Lise Brandi —

Susan Taper—

Linda Brnicevic —

Vote for two


Thomas L. Young

David S. Owens

Vote for one

No request filed

Vote for two


David Karner

Vote for one


Jennifer Dawson


Gerard Searfoss

Vote for one


John Ciccarelli


Ronald Yoder

Vote for two


Ashley Neumann

Jessica Nichols


Joseph M. Devito III—216

Ronald Skirkanish—186

Jeoffrey Puia — 99

Jade Puia — 134

Vote for one


Raymond Heck

Vote for two


Mandy Coppola

Vote for two


Devra Keenan

Vincent P. Barragan


Ayush Nallapally

Vote for four


Given Suezette

Steven McIntyre

Everett Merrill

Wendy Schaefer


Francine Gargano

Christine Holman

Robert Fisher

Richard S. Blundin

Vote for one


Marc Corigliano

Vote for two


Jill Weible

Eric Quartello

Vote for two


Adam Armahizer

Joe Kempe


Nicolas Carra

Frank Del Rocco

Vote for one


Robert Uhrik

Vote for two


Jonathan Lee

Catherine Plunkett

Vote for one

No request filed

Vote for two


Gina M. Stravic

Roger A. Vroom III


mario hadad

Christopher Petrosini

Vote for two


Anne Dedousis

Christopher “Chris” Prozor

Vote for one


John “Tony” Gordon

Vote for one


Kimberly Dunn-Meynell


Lisa Lontai —

Jolanta Maziarz —

Vote for one


Pietro “Pete” Martino


Ronald Jubin

Vote for two


wendy robinson

ray barratt


Paul Marano

Paul Fisher

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Nova Scotia UARB cuts interest rates on payday loans

A payday lender on Wyse Road in Dartmouth on Tuesday. Photo: Zane Woodford

Payday lenders will receive a smaller portion of checks from Nova Scotians later this year.

In a decision released Tuesday, the province’s Utility and Review Board (UARB) lowered the maximum interest these lenders can charge from $19 on a $100 loan to $17 starting September 1 . From January 1, 2024, this number will drop back to $15.

Currently, Nova Scotia’s maximum is the second highest in Canada, with Newfoundland and Labrador capping interest at $21 on a $100 loan. Saskatchewan and Manitoba allow $17 per $100. At $15, Nova Scotia would rival British Columbia, Alberta, Ontario, Prince Edward Island and New Brunswick.

The change to $15 per $100 brings the annual interest rate Low to approx. 390% (with a two-week term). If that phrase sounds criminal, that’s because it is, but payday lenders in Canada are exempt Provision of the Criminal Code Interest capped at 60% annually.

Nova Scotia was the first province to regulate payday loans, and the UARB first held a public hearing on the loans in 2008 and opted to set the interest rate at $31 per $100 (about 800% annually). Since then, the regulations have been regularly revised and interest rates have been reduced each time. Most recently, she held a hearing in 2018 and lowered interest rates to currently $19 per $100.

In his decisiona three-member board of directors — vice chairman Roland Deveau and members Richard Melanson and Jennifer Nicholson — summarized a hearing that took place in March 2022 when the board listened to members of the public, consumer advocates and representatives of the payday loan industry.

These proponents argued lower interest rates would wipe out the payday loan business. Canadian Consumer Finance Association (CCFA, formerly known as the Canadian Payday Loan Association) attorney Patty Ko argued that the pandemic was already having a significant impact on the industry.

“Given the significant negative impact of the COVID-19 pandemic, she cautioned that it was not the time to make any significant changes and urged that the maximum borrowing cost of $19 per $100 be maintained,” the board wrote .

Patrick Mohan, president of the Independent Payday Loan Association of Canada, argued that rates should rise.

“Mr. Mohan suggested that instead of lowering or maintaining the current maximum borrowing costs, they should be increased to allow smaller operators to offer their product,” the board wrote.

“While his presentation provided anecdotal evidence, there was no verifiable data or expert opinion to support the suggestion that the cap should be increased. The board rejects this proposal.”

The pandemic has led to a decline in payday loan origination and repeat customers, but the board noted that the default percentage has increased.

“The data shows a decline of about 8% in the number of loans from 2015 to 2019 for the pre-COVID period, although the decrease in the total value of loans was only about 3%,” the board wrote. “The data also shows that the number of diverse businesses offering payday loans in Nova Scotia and the number of retail stores have remained stable from 2017 to 2021, despite a reduction in maximum borrowing costs and a pandemic.”

The board decided that there was no reason why lenders in Nova Scotia couldn’t make a living at the same interest rates as the rest of the country.

“The CCFA has not provided any evidence or satisfactory explanation as to why this would not be the case,” the board wrote. “While there are undoubtedly regional differences in overall population, demographics, income and other financial measures, given the nature of the product, the profile of the product’s consumers should be relatively similar across the country. The industry as a whole should be able to serve this demographic on a relatively equal footing with the rest of the country.”

Although it did not side with the industry, the board wrote that it had taken into account the pandemic-related impact on the business.

“Except for the impact of the COVID-19 pandemic, the board would have been inclined to move immediately to the maximum borrowing cost of $15 per $100,” the board wrote. “The Board believes that a phased approach to lowering the maximum cost of borrowing is appropriate to reach a level where consumers in Nova Scotia receive the same interest protection as is available in most of the rest of the country under the circumstances.” “

The Board also lowered the maximum default interest rate from 60% to 30% and left the default penalty at $40, the highest in the country.

The board noted that many members of the public were asking for payday loans to be abolished altogether or for similar regulations to be adopted as in Quebec, where a 35% cap on annual interest has effectively ended the practice.

The board accepted the provincial government‘s position on the issue, arguing, “The elimination of the regulated payday loan industry in Nova Scotia would reduce the short-term borrowing options available to consumers.

“It would also increase the presence of unscrupulous and unregulated lenders, particularly unlicensed online lenders, potentially leading to the unfortunate consequences of innocent borrowers accessing such unregulated loans via the internet,” the board wrote.

The board will next review payday loan rates in three years unless “a critical issue is brought to the attention of the board in the meantime.”

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UK government presents ambitious plans for electric vehicles

(Image by (Joenomias) Menno de Jong from Pixabay)

The UK Government’s commitment to green transport has accelerated after announcing plans to invest £1.6 billion to boost the UK’s electric vehicle (EV) charging network as part of its infrastructure strategy for electric vehicles.

The proposals – announced in March – are designed to support the UK’s ambition to reach 300,000 public electric vehicle (EV) charging stations by 2030, equivalent to nearly five times the number of pumps fuel today and a tenfold increase in the number of EV charging stations. currently available.

The plans are part of the government’s strategy to expand the UK‘s charging network, so that it is ‘robust, fair and covers the whole country’, as well as to ‘improve the consumer experience at all charging points”.

Speaking in March, Prime Minister Boris Johnson said: “We are moving forward with plans to help Britons go electric, with our expanding charging network making it easier to get around the country. “

The announcement was welcomed by industry group Logistics UK, which said in a statement that it would “help make the transition to zero-emission fleets a reality for logistics companies”.

It continued:

The plan, which aims to ensure commercial vehicles have access to public charging stations, will require these stations to have high reliability standards and tackle current barriers, including network capacity, charging costs and access to a sufficiently wide charging network on the strategic road. network – to help the road transport sector decarbonise with confidence.

Harnessing technology for greener transportation

For those of us with an interest in the future of electric vehicles, the news is another milestone as the UK continues its transition to Net Zero. But while large-scale investment in grid infrastructure grabs the headlines, the transition to commercial electric vehicles isn’t just about charging stations and the latest developments in battery technology.

Tech companies in this space are also working alongside transportation companies as they begin their journey toward fleet electrification. More than ever, managers need comprehensive fleet monitoring – down to the number of miles an individual vehicle has left before its next charge.

This is where cloud-based connected systems – which are already used for traditional ICE (internal combustion engine) vehicles in the logistics industry – are being developed specifically for electric vehicle fleets.

While EV and ICE fleets share the need for similar fleet management tools – such as GPS tracking, route planning, driver safety and operational monitoring – EV fleet managers have a priority to which they must respond. Load anxiety.

What is the load of each vehicle? What is the range? How far will it go until it needs to be recharged? Where is the next charging station if needed? Where is the nearest mobile load recovery vehicle in case of an emergency?

IoT data is fueling the transition to electric vehicles

By harnessing the Internet of Things (IoT), the technology industry is able to provide the tools needed to give fleet operators the confidence to go electric. And it can’t happen soon enough.

A combination of push and pull factors – including the high cost of fuel and the ever-increasing availability of commercial electric vehicles and an ever-expanding charging network – means that logistics companies are accelerating their transition to electric vehicles.

A straw poll at a recent meeting of UK-based fleet operators – held under Chatham House rules – found companies were at different stages of vehicle and infrastructure testing.

As one delegate explained:

The EV infrastructure isn’t there yet, but there is definite pressure on ESG executives and managers to demonstrate their commitment to the EV transition as 2030 approaches.

Access to IoT-enabled data was highlighted as important as it helps shape management decisions, especially in areas such as fuel savings, measurable carbon emission reductions and return on overall investment.

While another pointed out that it won’t be long before companies start appointing an “electric vehicle transition manager”, someone dedicated to supporting the shift to electric vehicle fleets.

Real-world data is critical as the evolution of electric vehicles evolves

As individual carriers and economies embark on a path to broader electrification, it’s clear that the tech industry has a role to play in ensuring businesses can navigate this change. By collecting and analyzing meaningful data, stakeholders will be able to make informed decisions about progress.

For electric vehicle manufacturers, access to real-world data once their trucks have rolled off the production line could prove critical in the further development of their vehicles.

For fleet managers, driving conditions, driver characteristics, traffic, payloads, charging and maintenance schedules could all feed into the real-world information needed to operate a fleet of vehicles. electrical.

The same goes for charging station operators who are building a network to cater to the growing number of electric vehicles on the roads.

And with such political will driving change, having the data will also be an important source of real data for the government as it continues to create a regulatory framework to encourage the switch from diesel and petrol vehicles to cleaner and cleaner alternatives. greener.

By providing real data – not modeling or survey sampling – the information provided by IoT systems could be used to help shape government policy. If nothing else, it can be used to keep tabs on progress and highlight areas that need more investment.

And, ultimately, this connected farm data can be used to ensure the UK maximizes the environmental and economic benefits of switching to electric vehicles.

NJ Gas Hits $5: 3 Reasons Prices Keep Rising


NEW JERSEY – With most of the pandemic restrictions in the back, more and more people are getting behind the wheel to enjoy the summer. But those trips come at a steep price, as gas prices in New Jersey average nearly $5 a gallon.

Turmoil in the global oil trade, increased demand for summer travel and oil and gas companies continuing to make strong profits have contributed to record gas prices across the country.

The average cost of a gallon of regular gasoline in New Jersey was $4.99 on Monday, according to AAA. Five counties average over $5 – Somerset ($5.08), Essex ($5.04), Cape May ($5.03), Morris and Mercer (both $5.02).

Diesel prices averaged $6.12 a gallon in New Jersey on Monday.

AAA predicted 35 million travelers would hit the road on Memorial Day weekend — the highest weekend number since 2019. The auto club also expected 860,330 in New Jersey to travel by car for Memorial Day weekend getaways.

“So far, pent-up wanderlust caused by the pandemic has outweighed high prices at the pump for many consumers,” said AAA spokesman Andrew Gross. “But 67% of drivers surveyed recently told us they would change their driving habits if gas reached $4.50 a gallon. That number jumps to 75% at $5 a gallon. If pump prices continue increase, will people change their summer travel plans? That remains to be seen.”

On Memorial Day in the United States, European Union leaders agreed to cut Russian oil imports by about 90% by the end of the year. Since Russia’s invasion of Ukraine on February 24, the EU has debated how to sanction Moscow despite the bloc’s dependence on Russian oil. The EU decision has a major impact on global oil trade, which saw oil prices surge above $120 a barrel on Monday.

Meanwhile, 28 of the world’s leading oil and gas companies made $93.3 billion in combined profits in the first quarter of the year, according to The Guardian. Shell made $9.1 billion in profits from January to March, while Exxon made $8.8 billion, about triple what the companies made in this period last year.

Last week, New York suspended its gasoline tax until the end of the year, becoming the fourth state to do so after Connecticut, Georgia and Maryland. New Jersey lawmakers introduced several bills aimed at easing the burden at the pump, but none became law.

State Assemblyman Raj Mukherji (D-33) has sponsored a bill that would give drivers of New Jersey-licensed vehicles a $400 to $800 rebate and a three-month user rate holiday of NJ Transit. A bill by state Sen. Edward Durr (R-3) would provide a tax refund of up to $500 per taxpayer to offset gas prices and inflationary costs.

Aquarian to Acquire Majority Stake in Somerset Re and Provide Additional Equity to Support Growth


NEW YORK–(BUSINESS WIRE)–Aquarian Holdings (“Aquarian”) and Somerset Reinsurance Ltd (“Somerset Re”) today announced that they have entered into a definitive agreement allowing Aquarian to acquire a majority stake in Somerset Re, a leading providers of reinsurance solutions for the US life insurance market. and the annuity market. In addition, the transaction will provide Somerset Re with a substantial amount of immediate and committed new capital to further drive growth, strengthen Somerset Re’s strong market position and provide additional resources to support its strong pipeline of opportunities.

The transaction joins Aquarian with existing strategic investors Hannover Re, the world’s third-largest reinsurer, and Weiss Family Interests, which includes George Weiss, CEO of Weiss Multi-Strategy Advisors LLC and founder of Somerset Re, who will each retain a stake and stake to Somerset Re. Atlas Merchant Capital and several other existing shareholders have agreed to sell their interests to Aquarian. The transaction is expected to close in the third quarter of 2022 and is subject to customary regulatory closing conditions. Additional terms of the transaction were not disclosed.

Somerset Re was founded in 2014 to provide insurers with tailored solutions to help mitigate risk and improve capital efficiency. The reinsurer, which has been backed by strategic investors with extensive experience in the insurance industry since its launch, is rated A- by AM Best and BBB+ by S&P Global. The company, which has grown 93% annually to $5 billion in assets under management as of December 31, 2021, intends to continue its liability-driven approach to provide a strong professional reinsurance option to the market .

“We are delighted to have Somerset Re join the Aquarian platform,” said Rudy Sahay, Founder and Managing Partner of Aquarian. “Since our launch, we have successfully partnered with leading insurers and asset managers to support their strategic growth. We look forward to continuing to grow and scale Somerset Re alongside CEO Jeff Burt and the management team, in partnership with their strong strategic shareholders.

Mr. Burt added, “I am delighted to partner with Aquarian and welcome their strategic investment in our platform as we continue to build on our well-established successes, alongside the continued support of our founder George Weiss and Hannover Re. Aquarian brings highly differentiated asset management capabilities focused on the insurance market that will complement our long-term partnership and solution-focused approach to serving our clients.

Mr. Weiss said: “As CEO of Weiss Multi Strategy Advisers I have been in this industry for 43 years and as Founder of Somerset Re I am absolutely delighted to be partnering with Rudy Sahay and the team. Aquarian. I see great things to come for this combined organization.

Dr. Klaus Miller, Board Member of Hannover Re, added: “We are delighted with the recognition of the success of our current investment and look forward to continuing our successful relationship and growing our collective business in the future. .

Colin Savage, Managing Director and Head of North American Investments for Atlas Merchant Capital, said: “We are very proud to have been part of Somerset’s growth story with Jeff and the team in building a leading life reinsurance franchise over the past six years and wish them every success in the future.

Citi and RBC Capital Markets acted as financial advisors to Aquarian Holdings, with Skadden, Arps, Slate, Meagher & Flom LLP, Walkers (Bermuda) Limited and Arthur Cox LLP acting as legal advisors. Barclays Capital, Inc. acted as lead financial advisor and Crédit Agricole CIB also acted as financial advisor to Somerset Re, Mayer Brown LLP and Conyers Dill & Pearman Limited acting as legal advisors.

About Somerset Re

Somerset Reinsurance Ltd. is a leading provider of reinsurance solutions for the asset-intensive life insurance and annuity business, helping clients manage capital efficiency and improve financial results. Somerset Re’s solutions include programs for new business flows and the management of legacy blocks of life insurance and annuities. For more information, please visit SomersetRe.com.

About Aquarian Holdings

Aquarian Holdings is a diversified holding company with interests in businesses including insurance, asset management, real estate and technology. We draw on our decades of collective experience to deliver debt and equity capital solutions that meet the objectives of our partners and our portfolio companies. For more information, visit www.aquarianlp.com.

The reopening of the British Embassy in Tripoli

Excellencies, distinguished guests and colleagues, ladies and gentlemen.

Thank you all for taking part in our Queen’s birthday party tonight – our first in Tripoli for eight years. And a special thank you to our sponsors: UK Solar Power, Velichor Risk, A1 Security Print, BACB and Petrofac.

We are gathered today to celebrate a historic event. On February 6, 2022, Her Majesty The Queen became the first British monarch to celebrate a Platinum Jubilee, marking seventy years of service to the people of the United Kingdom and her Commonwealth. His remarkable reign began in 1952, just a year and two months after the formation of the United Kingdom of Libya.

Since then, she has made more than 260 official visits abroad. Her second state visit was to Tobruk, where she met King Idris, who entrusted her with the Order of Idris I. Truly, throughout her reign, the Queen has testified to the dynamic and enduring relationship between our two countries.

The relationship is deep and lasting. Our armed forces fought together – in World War II and more recently against Daesh in Sirte. Since 2000, 166 Libyans have won Chevening scholarships to study in the UK. Our cultural ties are strong and continue to grow.

It’s the past. In the present, it is my job – our job – to strengthen bilateral relations between the UK and Libya, and to support the Libyan people.

That is why I am delighted to announce tonight that the UK is today officially reopening our British Embassy here in Libya.

Although the embassy is based in Tripoli, it is a demonstration of our commitment to the whole of Libya. I am proud that our work is already touching the lives of Libyans across the country. For instance:

  • Training of law enforcement agencies in Benghazi, Sabha, Misrata and Tripoli;
  • Mine action projects in Sirte;
  • Helping English teachers in Libya through the British Council,
  • Peacebuilding programs in Ajdibaya, Tobruk and Zliten; and
  • Our support for the High National Electoral Commission throughout the country.

I am particularly proud that British companies are working with Libyan companies and having a significant impact on Libya’s economic development. Many of these companies are represented here tonight, including UK Solar Power represented by Serag Elalam, which is leading the charge to increase solar power in Libya.

But I want to acknowledge that many friends and colleagues from across the country cannot be here with us tonight, due to the political and security challenges facing Libya. I ask you to keep our absent friends from all over Libya in your thoughts tonight.

If Libya is to realize its political and economic potential, Libyan leaders must continue to implement the October ceasefire agreement, work together and seek compromise, cooperation and concord.

The Libyan people deserve it.

The Queen is our best example of such leadership. Throughout her 70-year reign, the Queen has dedicated her life to public service, transcended politics and geography, and been a source of continuity and strength.

So please would you all raise a glass to Her Majesty The Queen on her Platinum Jubilee. Your Excellencies, Ladies and Gentlemen. The Queen.

And now I am delighted to officially reopen the British Embassy in Libya thanks to the raising of our Union Flag.

Best stories in Fall River, Somerset, Swansea, Westport, Tiverton


As we prepare to kick off a new week, let’s look back on the week that has been.

A major bust led to arrests in Fall River, Taunton and Lawrence and the seizure of approximately $350,000 worth of illegal drugs. Find out how the police dismantled this drug network.

In other news, Fall River area movie theater owners talk about the plight of the industry after the challenges faced during the pandemic.

Also, after 11 years, it looks like the Fall River Biopark is about to be filled. The Redevelopment Authority has entered into three agreements for the sale of land in the SouthCoast Life Science & Technology Park. Find out how many jobs this will mean for the city.

But the most read stories of the week on heraldnews.com were:

Go, go, already gone

This week Swansea’s famous Pleasure Island, long abandoned, was sold.

People gathered on Pleasure Island hoping to see the place auctioned off on Thursday were disappointed as the owner struck a deal with a buyer before the scheduled auction could take place.

Sometimes referred to as Shady Isle, Pleasure Island is a 4.25 acre island just off the mainland near Ocean Grove Avenue, has been a longtime popular event location for local weddings, corporate picnics and family celebrations. It sat unused for about 10 years. Edward Costa and Costa Management LLC have owned it since 2005.

Island with a complicated past: Swansea’s Pleasure Island will be auctioned on Thursday

Off-market : Swansea’s Pleasure Island sold ahead of scheduled auction

Fall River foodies take note

There’s a party at the gates of town and you’ll want to arrive hungry.

Fall River Food Trucks at the Gates kicked off this weekend at the water’s edge, welcoming an enthusiastic crowd who enjoyed a diverse range of food, musical performances and more.

The city has partnered with PVD Food Truck Events for a series of similar parties on Ponta Delgada Boulevard throughout the summer.

Food Trucks at the gates: The Fall River event kicks off with a dozen trucks and live music

MIAA power rating

The Massachusetts Interscholastic Athletic Association recently released its final tournament softball power rankings for the spring season.

Teams finishing in the top 32 of these rankings qualify for the state tournament.

Find out where softball teams in the Greater Fall River area compare to teams across Massachusetts.

Softball Stars: See where your Grand Fall River teams are located

New sworn advisor

There was an upheaval in city government last week after Councilman Trott Lee announced on Tuesday that he would be resigning from council.

In a brief public Facebook post, Lee wrote that he had sent his resignation letter to the board. The letter says he was resigning “for family reasons.”

Two days later, Laura Washington, who came in 11th place in last November’s city council election, was sworn in as the newest member of city council. She is a lifelong resident of Fall River and works as a psychotherapist for Steppingstone.

The councilor resigns: Trott Lee has resigned from his post. Here’s what happens next.

“I have a lot to bring to the table”: Washington sworn in as new Fall River councilman

Restoration of Saint Mary’s Cathedral

A Fall River icon needs restoration work, and it’s going to need some help doing it.

It’s been a little over 20 years since the Cathedral of Sainte-Marie de l’Assomption has not been renovated. Now, the structure will undergo more critical repairs in several areas, including the roof, bell tower and its historic stained glass windows.

A gala is scheduled for Wednesday to help fund the cost of repairs.

Preserve a city icon: St. Mary’s Cathedral needs major repairs. Here’s how the diocese plans to fix it.

The Weekly Authority: 📱 Pixel Prototype

⚡ Welcome to The weekly authoritythe Android authority Newsletter that breaks down the top Android and tech news of the week. The 197th edition here, with this Pixel 7 prototype, foldable Galaxy specs, Final Fantasy 16 updates and some good news for coffee drinkers.

🎉This week marked the Queen’s Platinum Jubilee celebrations here in the UK (the first British monarch to celebrate 70 years of service!) so I enjoyed the two day National Day and we had a street party here in town!

Popular news this week

Google Pixel 7 prototype below









Top Gun Maverick

To play:

Diablo Immortal Demon Hunter Splash


Vivo X80 Pro reclined

Hadlee Simons / Android Authority

  • Vivo X80 Pro review: The best of Vivo, (mostly) refined – “It doesn’t reinvent the wheel, but it’s still a welcome upgrade over its already great predecessor.”
  • Samsung Galaxy A52s review: Jack of all trades – A high-end build, an excellent display, long battery life and long-term software support make this easy to recommend.
  • Huawei Watch GT 3 Pro review: Titanium, ceramic, and compromises – “Lots to offer, but hampered by too many software bugs, lack of features at launch, and an extremely limited third-party app ecosystem unless you’re planning on investing at a Huawei phone to stay. ”
  • Fossil Gen 5 smartwatch review: An oldie but a goodie – The best Wear OS 2 watch you can buy.
  • Samsung Galaxy S22 Ultra Review: The power user’s best friend – “In addition to top specs and fully supported, feature-rich software, the Galaxy S22 Ultra offers the S Pen and a wealth of productivity tools unmatched by the competition.”


Android Open Source Project AOSP mashup logo

Gary Sims / Android Authority

stray ps5

This week brought us PlayStation’s latest State of Play many Stay tuned, including Final Fantasy 16 news:

If you missed it, you can do it catch up herebut otherwise read on for anything you missed:

  • Things started with a new one Trailer for Resident Evil 4 Remake, which we expected but were still excited about. Coming March 24, 2023, it will be in development for PSVR2 and will be released for PC and Xbox Series X/S.
  • PSVR2 news continued with a look at Resident Evil Village – It looks a bit scary to me to be honest, but kudos to anyone brave enough to play it! The horror was followed by another spooky title, The Walking Dead: Saints and Sinners Ch2, and we also got a glimpse of a VR version of No Man’s Sky.
  • But the PSVR2 trailer everyone wanted to see was a first look horizon call of the mountainwith amazing looking gameplay – plus news of a new patch for Horizon Forbidden West that landed on Thursday.

Everything you need to know about PlayStation Plus

  • Now for the news I’m most looking forward to: We have a Stray release date! It’s coming on July 19th! We also have another follower that showed some gameplay. Oh, and it will be included as part of higher PlayStation Plus tiers.
  • What else? Spider-Man is coming to PC on August 12, Miles Morales to follow soon.
  • We saw a trailer for Survival Horror The Callisto Protocolwhich is giving us some serious Dead Space vibes and is out on December 2nd.
  • plus rollerdromComing August 16th: The sci-fi roller derby game looks pretty fun – and anime action/dating sim ages lands in early 2023.
  • In case you missed it: street fighter 6 Take a look inside and see new character Jamie coming along in 2023 alongside Luke, Chun-Li and Ryu Xbox Series X/S and PC versions also on the go.
  • The critically acclaimed tunic Coming to PS4 and PS5 on September 27th Season: A Letter to the Future looks incredibly intriguing and coming this fall.
  • But the biggest update everyone has been waiting for was the news of Final Fantasy XVI. We have a short film, next to a Summer 2023 release window. I can’t. Waiting.

tech calendar

  • June 6th to 10th: Apple WWDC 2022
  • June 9-12: Summer Game Festival
  • June 10th: The Quarry releases on PC, PS5, PS4, Xbox Series X, Xbox One
  • June 10th: Jurassic World Dominion in theaters
  • 12th of June: Xbox and Bethesda Games Showcase @ 12 p.m. CT
  • 20-23 June: Collision (Toronto)
  • June 26 – July 3: Summer games done quickly
  • July 5 at 8:00 p.m. ET: Introducing the Asus ROG Phone 6
  • July 19: Stray lands on PS5, PS4, PC

Tech tweet of the week

Some DALL-E 2 Kermit The Frog-inspired goodness – The Sopranos is pretty awesome:

Paula Beaton, Editor.


Read the original article here

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Energy naps recommended for doctors and night nurses


According to a new study, doctors and nurses should take power naps when working at night.

In a presentation at the Euroanaesthesia Congress in Milan, Nancy Redfern of Newcastle Hospitals NHS Foundation Trust argued that “health care should have formal risk management systems like those required by law in all other safety-critical industries. “. She said doctors and nurses should take 20-minute naps during night shifts to ensure patient safety, adding that no doctor or nurse should work more than three night shifts in a row to ensure the safety of patients and themselves.

Dr Redfern said she and her colleagues realized more action was needed on the issue when a trainee anesthetist crashed on his way home from work in 2015. He and his wife were expecting their first child.

“If you take a nap early in the night, which is equivalent to 20 minutes of rest, you’re much less likely to have a microsleep where you shut down for a few seconds,” she explained. She said fatigue guidelines already exist for healthcare professionals, but “we’re not putting them into practice.”

Good fatigue risk management should be “the norm”, she added, and that if airlines were to have fatigue management as part of health and safety procedures, “we don’t ‘have nothing in the health service’. She said healthcare workers were no different from any worker in any other sector and “it’s about being a human being”.

She said a national fatigue task force has been established. She also hopes that the legal guidelines for rest in hospitals will be changed in the future.

“Over the past 30 or 40 years, this discipline…has grown massively,” she said, adding that senior consultants trained many years ago would not have learned the importance of circadian rhythms. . She said the same guidelines as in airlines or traffic control could not be implemented in hospitals because “compulsory breaks” or more staff would be too difficult, but that other measures, such as ensuring that teamwork was used and that there were experienced personnel on the night shifts. to help.

After the pandemic, she said, “people suddenly realized that you actually have to look after the human if you’re going to get good quality care for patients.” Younger Generation Y and Z employees would also be less likely to admire senior executives telling them they hadn’t slept and would simply choose to work elsewhere.

During his speech, Dr Redfern discussed evidence from a variety of sources revealing that around half of trainee doctors, consultants and nurses suffered either an accident or a ‘near miss’ on their way home after a shift. by night. Research has shown that driving after being awake for 20 hours or more and at the body’s circadian low point (at night or very early in the morning, when it needs sleep the most) is as risky as drink-driving.

Workers who drive home after 12-hour shifts are also twice as likely to have an accident as those who work eight-hour shifts. Studies show that “sleep debt” begins to develop after two or more nights of restricted sleep, and it takes at least two nights of good sleep to recover.

After being awake for 16-18 hours, cognitive function is impaired. This leads to medical staff finding it harder to interact effectively with patients and colleagues.

“When fatigue sets in, we in the medical and care team are less empathetic with patients and colleagues, alertness becomes more variable, and logical reasoning is affected, making it difficult to calculate, for example, correct doses of medications a patient needs,” said Dr. Redfern. “We have difficulty thinking flexibly or retaining new information, which makes it difficult to manage rapidly changing emergency situations.

“Our mood deteriorates, so our teamwork suffers. As a result, everything that keeps us and our patients safe is affected.

For more stories of where you live, visit In your region.

Greenslade Taylor Hunt Collectors Sale


THOSE who love their larger scale model locomotives will be delighted at Greenslade Taylor Hunt’s upcoming specialist collectors sale.

The various bundles on offer at the Friday, June 10 sale include a 3½-inch live steam engine.

This impressive and well-crafted piece is 70cm long and carries an estimate of £600-700.

In the ready-to-use line there are many ‘O’ and ‘OO’ gauge entries, including those of interest SR, LSWR and SE & CR.

Continuing the theme is a historically significant photograph album chronicling the construction of the Lower Shire & Shire Highland Railways in Nyasaland (now Malawi), between 1902 and 1909 with a £400-£500 pre-sale guide) .

From the same period, but closer to home, is a locally published postcard of a train crash in Highbridge in 1909 – one of 18 bundled lots of postcards in the sale.

If you were planning a long trip at the time, you would have been delighted with the Louis Vuitton brown leather case that features in the same Taunton auction. Guided at £150 to £200, this combines quality and style with practicality.

Time travel fans, however, will be drawn to a collection of autographs in which William Hartnell, television’s first Dr Who, makes an appearance.

He is joined by a number of the Doctor’s first assistants; and a host of others – from Dudley Moore and Sid James to the Somerset, Surrey and Yorkshire cricket teams of the early 1970s.

Among a fine selection of coins are numerous gold sovereigns and guineas, as well as a Mary I Scottish ryal (1565), a William III silver liard (1698), a George I crown (1720) and a Victoria Maundy silver set (1895).

As usual, the full catalog is available online and in print, and there will be opportunities to bid in the hall, by phone or via the live web link.

For details contact the auction house on 01823 332525 or antiques.saleroom@gth.net or visit the Octagon, East Reach, Taunton auction houses for a friendly chat.

The Web 3.0 Future Reviews (ASK Method Company) Ryan Levesque Quiz Funnel

The Ask Method Company has launched an online event called The Web 3.0 future.

During the 5-day free symposium, June 6-10, 2022, The Ask Method Company will explain how your digital business can prepare for Web 3.0.

What is the Web 3.0 future? Should You Attend The Web 3.0 Future Webinar? Read on to find out everything you need to know about this online event.

What is the Web 3.0 future?

The Web 3.0 Future is a 5-day free online event scheduled for June 6-11, 2022 at 4:00 p.m. EST.

Each day of the event, The Ask Method Company will cover a new aspect of Web 3.0 and how Web 3.0 can apply to your business.

The Ask Method Company shares actionable tips to help you prepare your digital business for Web 3.0.

Web 3.0 is here, and companies that don’t act today risk falling behind. Your competitors are already taking advantage of Web 3.0 technologies. During The Web 3.0 Future, you can discover some of the best practices to prepare your digital business for Web 3.0.

Topics covered during the Web 3.0 future

The five-day event covers different topics every day. Every day a new expert explains a new aspect of Web 3.0. By the end of the 5 days, you should have a better understanding of how Web 3.0 works, how it affects your business, and how your business can adapt to Web 3.0 by making specific changes today.

Here are the topics covered on each of the five days of the online event:

Day 1 (Monday, June 6, 2022): Web 3.0 Traffic: Effective lead generation in the world without cookies: iOS 14 changed the game for online advertisers as it includes native cookieless technology by default, making it harder for advertisers to track users across the web. In this webinar, Trey Sheneman (CMO of Ask Method Company) explains techniques you can use in your organization today.

Day 2 (Tuesday, June 7, 2022): Web 3.0 Product: How Blockchain Will Disrupt More Than Money: Blockchain technology is about more than just cryptocurrencies. In this webinar, Lee Richter (CEO of the Global Leaders Collective) simplifies blockchain technology and how it can power your business. Companies that use crypto, NFTs and tokens the right way today can be ahead of the curve.

Day 3 (Wednesday, June 8, 2022): Web 3.0 Email & Tracking: How Marketing Must Evolve to Keep Up: In this webinar, Landon Ray (Founder and CEO of ONTRAPORT) explains why open rates are no longer the standard success metric for an email campaign. iOS 15 targeted email performance, and email marketers need to change their game. Landon explains how to create a successful game plan for the future.

Day 4 (Thursday, June 9, 2022): The changing laws and how to use privacy as a strategic advantage: The United States lags behind most of the world in data protection. However, things are changing. In this webinar, Jodi Daniels (Founder and CEO of Red Clover Advisors) explains how changes in data protection laws will affect your business. More than half of all US states are planning privacy laws, and today smart businesses need to adapt.

Day 5 (Friday, June 10, 2022): Why Standard Marketing Funnels Won’t Work in the Web 3.0 Era: Marketing funnels have been a mainstay of digital marketing for decades. However, they will not work in the Web 3.0 space. One-size-fits-all funnels are a thing of the past. In this webinar, Ryan Levesque (Founder and CEO of Ask Method Company and Bucket.io) explains how to use a personalized approach to funnels powered by zero-party data to ensure your marketing campaigns remain successful.

After the five-day event, marketers will have a better idea of ​​how Web 3.0 will impact their business, how to act today and how to ensure they remain a successful marketer as technology and privacy laws continue to change.

The pricing of the future in Web 3.0

Participation in the Web 3.0 Future is free for everyone.

Just enter your name and email address online formand you will receive a link to the live webinar free of charge on the day it is to take place.

What’s the catch?

There is no “catch” to The Web 3.0 Future being free. It’s legitimately free for everyone to attend, and you don’t have to buy anything to attend the webinar.

The goal of the webinar is to demonstrate the value of other products and services from The Ask Method Company, including master classes, certification programs, and coaching services. However, you are not required to purchase these services after attending The Web 3.0 Future webinar.

When will Web 3.0 be the future?

Web 3.0 Future is scheduled for June 6-10, 2022.

The five-day event consists of a new webinar each day. You will receive a link to each webinar before it is broadcast.

Each daily webinar will air at 4:00 PM ET, 3:00 PM CT, or 1:00 PM PT.

What is Web 3.0?

Web 3.0 is the third generation of internet services, websites and applications.

People have different definitions of Web 3.0. However, common characteristics of Web 3.0 technology include:

  • Web 3.0 focuses on leveraging machine understanding of data to provide a data-driven and semantic web
  • The goal of Web 3.0 is to create smarter, more connected and more open websites
  • Web 3.0 includes AI, machine learning, semantic web analytics and more
  • Web 3.0 implements virtual assistants and a world increasingly integrated with AI
  • Web 3.0 is increasingly integrated with the Internet of Things; This includes using smart devices to predict user behavior, give them the results they want, and understand their browsing and online shopping habits

To understand where Web 3.0 came from, it helps to understand Web 2.0 and Web 1.0. Web 1.0 was the first generation of the internet with simple websites and connectivity as companies explored the new technology. Web 2.0 was the rise of social media and increased connectivity. And Web 3.0 is the increasing focus on AI, machine learning and intelligent technology to improve Internet technology even further.

About The Ask Method Company

The Ask Method Company is a registered trademark of RL & Associates, LLC. The company is a five-time Inc. 5000 Fastest Growing Company Honoree (2017, 2018, 2019, and 2021 for Bucket.io and The Ask Method Company).

The Ask Method Company is based in Austin, Texas with team members located around the world.

You can contact The Ask Method Company as follows:

  • E-mail: contact@askmethod.com
  • Phone: 1-844-KICK-ASK (1-844-542-5275)
  • Postal address: 4500 Williams Drive, Suites #212-311, Georgetown, TX 78633, USA

In addition to offering webinars, The Ask Method Company offers master classes, coaching, certification, and online educational tools, among other products and services.

The Ask Method Company and Bucket.io were founded by Ryan Levesque.

Last word

The Ask Method Company has launched a 5 day online event entitled The Web 3.0 Future.

Web 3.0 is here and it’s becoming more relevant to marketers every day. During The Web 3.0 Future, you can discover actionable strategies you can implement today to embrace Web 3.0, take advantage of Web 3.0 technology, and maximize marketing success in the Web 3.0 technology era.

To learn more about The Web 3.0 Future or to attend the free five-day online event today, Visit the official website at AskMethod.com >>>


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UK retail boss condemns Boris Johnson’s proposed return to imperial measures

UK plans to relaunch the traditional system of imperial measurements, including pounds and ounces, are ‘complete and utter nonsense’ at a hugely difficult time for the industry, a retail leader has said .

Prime Minister Boris Johnson’s government has proposed changes to the Weights and Other Measures Act in what it said was a post-Brexit benefit to give businesses greater choice over how they sell their products.

But the move has angered businesses struggling with soaring costs and sparked criticism that the government would rather be nostalgic than find solutions to modern problems that threaten the standard of living of millions of people.

Stuart Rose, chairman of supermarket chain Asda, told Times Radio that the proposal ignored key issues faced by retailers in the UK.

“I have never heard such nonsense in my life,” he said.

“We have serious problems in the world and we are now saying that we have to go back?

A consultation will determine whether vegetables should be sold in pounds only or in pounds with a lesser metric equivalent.

The government has said businesses will not be forced to revert to the old measures, meaning there will be no additional costs.

“While we think of our fruit and vegetables by the pound, the legacy of EU rules means we must legally sell them by the kilo,” said Business Secretary Paul Scully.

The UK maintained some imperial measure, such as beer in pints, even when they were in the EU.(Reuters/PA: Jacob King)

Britain is overhauling thousands of rules after leaving the European Union in 2020.

While the bloc normally requires members to use the metric system, Britain has been allowed to use some imperial units alongside metric units.

Speed ​​limits were set in miles per hour when they were EU members, and milk and beer are sold in pints.

Inflation hit a 40-year high of 9% in April and is expected to rise further, while government forecasts last month showed living standards were set to fall to their biggest drop since records began at the end of the 1950s.


“We quit our jobs to start a tequila cocktail business in the kitchen and now we’re turning in six figures”


Two friends who gave up their nine-to-five jobs to start their own tequila cocktail business from their kitchens say they are now making six-figure sales.

Wynter Karo, 26, and Alice Parmiter, 27, both from Wandsworth, London, were inspired to start their liquor brand Pimentae after spending some time in Mexico. The couple went full-time with their business in March 2021, giving up their £30-40,000 jobs at Sky and ASOS. “The concept was born in the kitchen,” Wynter told the Mirror.

“We often sat on the balcony, drinking an ungodly amount of spicy margaritas, always wondering who would be in charge of the painstaking work of making the next round… We used our friends as focus groups to test various iterations of our spicy margaritas , ranking by spice, sweetness, aroma, color and what they would be willing to pay.

The first Pimentae drink – now there is a second different bottled drink

“For the six months of pre-launch, we – alongside the rest of the UK – were working from home. Miraculously, myself and Alice lived within a three minute walk of each other, so we allocated every spare minute to building Pimentae and marketing the concept.

Wynter and Alice started the business with £15,000, made up of their personal savings, loans from friends and family, monthly income and credit card expenses. The seed money was used to develop recipes, the Pimentae brand, launch their website, and purchase their bottles and labels.

Over the past year, the friends have made over £100,000 in net sales and say their best hits have come from trade shows and festivals. “Our bank balance is like a roller coaster ride, with big expenses followed by big revenue inflows, depending on whether it’s time for a production tour or a festival season,” Wynter explained. “Cash flow management is the difference between Pimentae existing or not.” But starting their business was not easy.

“We learned the hard way – if you need it, there’s probably a global shortage,” Wynter said. “Due to Mexican law and the strict regulations surrounding the agave plant, tequila can only be produced in Mexico and in turn imported into the UK. A constant supply was imperative for us to regularly produce our cocktails according to demand.

“Unfortunately, we were too early to work directly with a tequila brand, so we ordered our tequila wholesale through a wholesaler. Five days before our production run – the manufacturer set these dates in stone – our wholesaler sold 700 bottles of our tequila at a bigger brand, so we were out of stock for our next cycle.

But Wynter and Alice have no regrets and plan to expand their business over the next few months. The pair currently do not employ anyone else, but will hire part-time brand ambassadors over the summer.

Pimentae offers two different tequila-based drinks – Tommy’s Chilli Margarita and the Cucumber and Elderflower Eclipse mix.

For more stories of where you live, visit In your region.

Denmark gives ‘clear signal’ with vote on EU defense policy


Danish Foreign Minister Jeppe Kofod has said he expects Denmark to join the European Union’s common defense policy after two-thirds of voters who voted in a referendum backed scrapping a 30-year-old waiver that barred the EU country from entering.

There are “a series of formal steps before Denmark can be admitted” to the defense agreement, Mr Kofod said, including the Danish parliament giving its consent on the referendum result.

The minister said he expects Denmark to be able to join from July 1.

With 100% of votes counted, 66.9% voted in favor of scrapping the opt-out while 33.1% were against, according to figures from Statistics Denmark. The participation rate was 65.76%.

Danish Prime Minister Mette Frederiksen said the results were “a clear signal” to Russian President Vladimir Putin.

People vote at the Rude Skov school in Birkeroed, Denmark (Ritzau Scanpix via AP)

The referendum followed the decisions of the other Nordic countries, Sweden and Finland, to apply for NATO membership.

For Denmark, a founding member of the 30-member defense alliance, joining the EU defense policy will have a relatively modest impact on Europe’s security architecture, especially compared to Sweden’s historic candidacies and Finland.

But experts said the two measures reflected the same concerns and would boost military cooperation on a continent stunned by war in Ukraine.

The main effect of dropping the opt-out will be that Danish officials will be able to remain in the room when their EU colleagues discuss defense matters, and that Danish forces will be able to participate in EU military operations , such as those in Africa and Bosnia and Herzegovina.

Mr Kofod called the referendum “not good and important”, adding: “Cohesion in Europe is the best answer we can give in the situation in which we find ourselves”.

New law would allow 100% interest on payday loans; Louisiana’s governor vetoed what critics call a trap

Governor John Bel Edwards opposed the new legislation, which would have imposed undue hardship on state residents.

Democratic Louisiana Gov. John Bel Edwards has vetoed new legislation that would have imposed undue hardship on residents of the state who take out payday loans.

Senate Bill 381 was sponsored by Republican Sen. Rick Ward, who said it would help those using the loans to meet higher-than-expected expenses. The legislation would have offered installment loans up to $1,500. However, with fees and interest, the amount owed or principal could increase by 100% The lawyer.

Check 'n Go Cash Advances and <a class=Payday Loans on Scott Street in Covington, Ohio will be shown in 2019. (Photo: Cara Owsley/The Enquirer, Cincinnati Enquirer via Imagn Content Services, LLC)” src=”https://s.yimg.com/ny/api/res/1.2/xOG9pcUCcMm_tay.UxzFdA–/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyNDI7aD02OTk-/https://s.yimg.com/uu/api/res/1.2/KEDrY68Kw89l8Yefz59fQA–~B/aD0zOTY7dz03MDQ7YXBwaWQ9eXRhY2h5b24-/https://media.zenfs.com/en/aol_thegrio_365/265cbc413004d2c621228a6994d54105″/>

Check ‘n Go Cash Advances and Payday Loans on Scott Street in Covington, Ohio will be shown in 2019. (Photo: Cara Owsley/The Enquirer, Cincinnati Enquirer via Imagn Content Services, LLC)

The report notes that with a “maintenance fee” of up to 13% of the original loan amount, a $1,500 loan could have a $195 per month fee.

Edwards agreed with the bill’s critics, who complained that the predatory loans had further trapped those on low incomes in debt cycles. In his veto memo, Referring to Ward, he writes, “Despite the best efforts of the bill’s author, I do not believe this bill will adequately protect the public from predatory lending practices.”

“I’ve long been opposed to payday loan products,” Edwards added, “which aim to keep vulnerable people in debt, often paying exponentially higher interest rates than would otherwise be available from commercial banks.”

The governor said he was “ready to support and sign legislation reforming payday loans so that interest rates and fees are adequately protected.”

The lawyer noted that Senate Bill 381 would not have replaced or reformed the existing system. Instead, it would have created a new product with monthly payments over a period of three to 12 months.

After research by the pew trust, “Black people make up about 13% of the entire American population, but they make up 23% of all payday loans in business.”

Bank Notes that many payday lenders rely on repeat customers, both in-store and online, noting that “repeat customers are also desirable because they default on loans at lower interest rates than new customers. Industry analysts estimate that even if an online lender charges a fee of $25 per $100 per payment period, the customer would need to borrow at least three times to make a profit.”

The University of North Georgia notes that many families using payday loans are unbanked and underbanked and are disproportionately black or Hispanic, recent immigrants, and/or undereducated. The university has a Student Money Management Center that helps students set up emergency savings funds and financial plans.

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Evidence shows midwifery training in Bangladesh is having a real impact in improving women’s access to safe childbirth

In association with the British High Commission in Bangladesh, the Directorate General of Nursing and Midwifery (DGNM) and the United Nations Population Fund (UNFPA) organized a dissemination seminar on Wednesday, June 1, 2022, at the auditorium from DGNM in Dhaka, to share the results of two studies on midwifery practice in Bangladesh.

These two independent studies focused on lessons learned from strengthening midwifery practice in Bangladesh and pathways to women’s empowerment through midwifery education. Findings indicate that UK Government support has helped the Government of Bangladesh to increase deployment and use of trained midwives, which has significantly improved women’s access to safe childbirth over the past three years. In 2021, midwives, deployed in 403 Upazila Health Complexes (UzHCs), performed 87% of the total deliveries in these UzHCs. In 2018, the percentage was only 24.

The studies also found that existing midwifery training in Bangladesh is effective and helps to sharpen social and counseling skills, and improve midwives’ interpersonal communications while supporting service recipients. Unlike traditional birth attendants, trained midwives are able to provide more institutional support to use technological tools for childbirth, making midwifery practice in Bangladesh more reliable for service recipients.

The midwifery education program helps midwives enormously in making life-saving decisions when a situation is critical. Over the past decade, the attitude and acceptance of the community towards midwives has changed remarkably. Today, rural residents seek the services of registered midwives for childbirth and maternal care; they strive to obtain help and advice from registered midwives.

Mr. Md. Saiful Hassan Badal, the Honorable Secretary of the Medical Education and Family Welfare Division of the Ministry of Health and Family Welfare graced the occasion as the chief guest. HE Mr. Robert Chatterton Dickson, British High Commissioner to Bangladesh, Dr. Vibhavendra Raghuyamshi, Chief of Health, UNFPA, Bangladesh, Dr. Daniel Novac, First Secretary, Swedish Embassy in Bangladesh attended the seminar along with more than one hundred representatives from different ministries, partners agencies, implementing agencies, midwifery institutions and student midwives. Ms. Siddika Akter, Director General of the Directorate General of Nursing and Midwifery (DGNM) of the Ministry of Health and Family Welfare (MoHFW), chaired the seminar.

Md. Saiful Hassan Badal, the Honorable Secretary of the Medical Education and Family Welfare Division of the Ministry of Health and Family Welfare (MoHFW), said

“The national midwifery program has greatly contributed to the reduction of maternal and neonatal deaths, as well as caesarean section rates in Bangladesh. The Ministry of Health and Family Welfare has initiated the development of a cadre of world-class professional midwives. This was possible thanks to the strong commitment and support of our Honorable Prime Minister. The government has opened the door to higher education for midwives. I believe that midwives will play an important role in enabling us to achieve the SDGs by 2030.”

In his address, British High Commissioner HE Robert Chatterton Dickson said

“The UK has been a close development partner of Bangladesh since independence. Our joint effort to strengthen midwifery in Bangladesh adds to the five-decade Brit Bangla Bondhon for development.

“Today, nearly 3,000 midwives work in the public health system and have helped deliver more than 300,000 children over the past five years. Nearly 500 midwives work in Rohingya camps and others in the private sector, enabling safer childbirth for women and their babies across Bangladesh.

During her speech, the British High Commissioner highlighted the importance of empowering young women through midwifery education, which helps women realize their potential and contribute to a healthy society. He reiterated the UK government‘s priority for women and girls in its new international development strategy.

“I thank the Government of Bangladesh and hope that they take into account the recommendations that the UK-supported studies have offered to further strengthen midwifery practice in Bangladesh,” he added.

The Seminar Chairperson, Ms Siddika Akter, Director General, Directorate General of Nursing and Midwifery (DGNM), Ministry of Health and Family Welfare (MoHFW), said

“Midwives play a vital role in saving the lives of mothers and newborns. Bangladesh’s national midwifery program has enabled thousands of mothers to give birth normally. Considering the need for their services across the country, more than 20,000 midwives are to be deployed to different health facilities including district hospitals and medical colleges in the near future. To continue these promising developments, the Government has created 5,000 new midwifery positions.

For a decade, UNFPA Bangladesh has been a committed UK implementing partner playing an important role in promoting midwifery practice in Bangladesh. Dr. Vibhavendra Raghuyamshi, UNFPA Chief of Health, said: “It has been a great pleasure for UNFPA to be involved in carrying out these studies, the findings of which are very valuable. Professional midwives not only play a critical role in preventing maternal and newborn deaths, but also provide family planning and gender-based violence response services to vulnerable women and girls. We look forward to continuing our partnership with the Government of Bangladesh, as well as our generous donors from the UK, Sweden and Canada, to ensure that life-saving midwifery services are as widespread as possible across the world. Bangladesh available.

  • The UK is one of Bangladesh’s largest bilateral donors and development partner. The UK is providing financial and technical assistance to the Government of Bangladesh’s Fourth Health Sector Programme, which aims to strengthen the Bangladeshi health system to address issues related to global health insecurity, including COVID– 19, ensure sexual and reproductive health and rights (SRHR) to end preventable maternal and newborn deaths.

  • Globally, the UK is a champion of the Sustainable Development Goals (SDGs) and a significant contributor to the Global Alliance for Vaccines and Immunizations (Gavi), the Global Fund to Fight AIDS, Tuberculosis and Malaria (GFATM) and the Global Financing Facility. (GFF). The UK is also a major contributor to the COVAX facility which has helped millions around the world get vaccinated against COVID-19.

  • The study titled “Strengthening Midwifery Practice in Bangladesh – Lessons Learned” was conducted by ARK Foundation with the following objectives:

  1. study the role that trained midwives can play in improving maternal/neonatal health care services in the country;
  2. generate information on the effectiveness of midwifery services and its long-term impact on maternal health; and
  3. provide suggestions on the future direction of the midwifery program, among others, identifying possible scaling up options, opportunities and challenges, involving/linking the private/NGO sectors to train more midwives -women according to the needs of the country.
  • The study “Pathways to Women Empowerment through Midwifery Education” was prepared by Disaster Management Watch (DM WATCH) as part of the “Better Health in Bangladesh (BHB)” program supported by the British government. The study shows the impacts of the midwifery education program on the empowerment of young women in Bangladesh.

More information

British High Commission in Dhaka

United Nations Road


Dhaka – 1212


Email: Dhaka.Press@fco.gov.uk

Follow the British High Commissioner to Bangladesh on Twitter: @RCDicksonUK

Follow the British High Commission in Dhaka on TwitterFacebook, Instagram and Linkedin

Labour’s Starmer and Rayner receive police questionnaires as part of ‘beergate’ investigation


Sir Keir Starmer and Angela Rayner have received questionnaires from Durham Police as the force investigates a rally held at party offices during lockdown.

The Labor leader and his deputy said they would step down if fined by police.

Sir Keir was filmed drinking a beer in an MP’s office after a day of campaigning for local elections in Durham in April 2021.

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Sir Keir has promised to resign if fined by police (UK Parliament/Jessica Taylor/PA)

Ms Rayner was also present at the event, dubbed by some “beergate” following Downing Street’s “partygate” investigation into lockdown breaches.

At the time of the Durham rally, non-essential retail and outdoor venues, including pub gardens, were open, but social distancing rules – which included a ban on mixing households indoors – are remained in place.

But Labor argued the food was eaten between work events, meaning it was within the rules.

Earlier this month, Durham Constabulary announced it had reversed an earlier ruling that no offense had been committed, after receiving ‘significant new information’.

Mrs Rayner on a walk on Seaton Carew seafront during the election campaign
Mrs Rayner on a walk on Seaton Carew seafront during the election campaign (PA)

Sir Keir has previously said he was ‘putting everything on the line’ promising to quit if he was handed a fixed fine, and that quitting would be ‘the right thing to do’.

On Tuesday, a Labor Party spokesman said: ‘Keir Starmer and Angela Rayner have received questionnaires from Durham Constabulary.

Labor has sought to contrast Sir Keir’s actions with those of Boris Johnson, who refused to quit after being fined by Met Police for a rally at No 10 in June 2020 to mark his 56th birthday .

Union sources are confident they can prove the Durham event was work-related and those in attendance were taking a break to eat while working late on preparations for the Hartlepool by-election.

Knitters Create Life-Size Yarn Queen Ahead of Jubilee Celebrations


A life-size woolen queen created by a group of knitters for the Platinum Jubilee is a hit with locals.

The knitted monarch and a pet corgi were installed at Holmes Chapel in Cheshire over the weekend and villagers have already stopped to pose for photos with Her Majesty ahead of the celebrations.

The figure, whose outfit is accessorized with a knit purse, belt and crown, was created by Holmes Chapel Community Yarn Bombers, who started work on the Queen’s Jubilee decorations last July.

They also decorated the area with knitted banners, chains, soldiers and mailbox decorations.

The life-size knitted queen and a corgi have been a hit with locals in the village of Holmes Chapel in Cheshire (Peter Byrne/PA)

Anita Armitt, 66, who created the group with a friend, said around 40 women, aged between 10 and 80, came together for the creations.

She said: “It’s been wonderful. It’s a bunch of people who didn’t know each other before and some haven’t met yet but we talk on Facebook.

“We welcome anyone who wants to try and everything that has been done has been used.”

The mannequin used to create the queen, donated by a village fitter, was stored in Mrs Armitt’s house for almost a year before being unveiled in the village.

She said: “She has been in my dining room at different stages of dress.

“The first night she came out, I felt like I had to go downstairs and say goodnight to her because I had gotten into the routine of doing it!”

Platinum Jubilee
The knitted queen was created by Holmes Chapel Community Yarn Bombers (Peter Byrne/PA)

The project began with knitters making six-inch squares of red, white and blue wool which were used to create the queen’s dress, cape and red carpet.

Ms Armitt said a cage has been created around the model to support the weight of the dress and she hopes it will be strong enough to withstand the weather.

Word of the village decorations is already spreading, and visitors come from further afield to take a look.

Ms Armitt said: ‘I was told by a couple that they stopped for coffee while here so that’s great for local business too.

She now collects photos people have taken with the Queen to put into a scrapbook.

The decorations will be in place during the village fete with a beacon illumination on Thursday evening and a large picnic on Sunday.

Platinum Jubilee
A knitted top of the Queen and Windsor Castle was placed on a letterbox in New Brighton, Wirral (Peter Byrne/PA)

Holmes Chapel knitters aren’t the only ones marking the occasion, with mailbox toppers popping up across the country as the anniversary approaches.

In New Brighton, Wirral, a knitted top of the Queen and Windsor Castle was placed over a letterbox and in Belle Vale, Liverpool, a letterbox was topped with a crown.

Fintechs are increasing their exposure to gig economy workers as inflation fuels credit demand

Fintechs and payday lenders are aggressively lending to gig economy workers, even as banks and large non-bank financial corporations (NBFCs) are becoming more conservative in this area. Fintech lenders have found executive demand for groceries and grocery deliveries using various app-based platforms increased by as much as 40% in Q4 FY22, industry executives said. Higher demand, in turn, is being driven by increased inflation, prompting suppliers to borrow more to bridge liquidity mismatches.

Lenders operating in this segment believe demand will stem from improving consumption trends as the pandemic abates. Bhavin Patel, co-founder and CEO of LenDenClub said that as consumption has increased, the need for delivery executives has increased across all industries for various app-based platforms.

Additionally, as the workforce grows, many delivery executives are looking for small loans or advance salaries and payday loans to help meet their operating expenses. The increase in demand is also due to the alignment of the product to the segment,” said Patel. According to Patel, there isn’t enough data to determine whether a surge in inflation has anything to do with increased demand.

Others, on the other hand, see the situation more bleakly. They point out that while the prices of fuel and other essential goods have increased, delivery drivers’ wages have not increased. To make matters worse, the rise in 10-minute deliveries has led to an increase in traffic norm violations and fines paid by delivery drivers.

A loan to a delivery manager can be up to 30-40% of their monthly income and terms range from one month to three months. Interest rates range from 18% to 30%. LenDen Club’s Patel says there is little to worry about indebtedness in this segment, as loans are only approved after reviewing the borrower’s credit bureaus and assessing the borrower’s ability to repay.

Still, concerns about the high level of debt remain. “The money they are borrowing now is essentially gap funding. It’s inherently prone to high churn rates, which means the guy keeps borrowing from new apps to pay off old ones,” said an industry leader on condition of anonymity.

Given the tight finances of gig workers, large lenders have recently turned their backs on funding them. CreditVidya co-founder and CEO Abhishek Agarwal said banks and large NBFCS are becoming cautious in this segment. “The segment’s risk perception has increased significantly in recent months as their cost of living has increased without a corresponding increase in their income. However, some fintechs and payday lenders continue to lend to gig economy workers, and interest rates on such loans are quite high,” Agarwal said.

NHS workers in England and Wales claiming pension hit record high

The number of NHS workers in England and Wales claiming pension benefits has reached a record monthly high, according to data which underlines the difficult backdrop to the government’s efforts to curb soaring patient backlogs.

The figures reveal that 8,902 retirement pensions were granted to health workers in April this year, compared to 6,932 in April last year, an increase of 28%. The previous record, based on NHS data dating back to 2008 obtained through a Freedom of Information request, was 7,384 in April 2015.

Pension benefits, which include those paid for the first time at normal retirement age or to those taking early retirement, generally peak in April at the end of the financial year.

“While there are a number of reasons why someone would receive their pension benefits, the most common is that they are retiring,” said Graham Crossley, NHS pensions specialist at Quilter, the independent financial adviser who submitted the FOI request.

“We hear that healthcare workers are just plain burnt out, feeling undervalued and wanting out of the NHS for a better quality of life,” he added.

The revelations of the rise in demand for pension benefits come as patients across the UK face record waiting times for appointments and treatment. Staff shortages rose to 110,000 across the NHS by the end of 2021. More than a third of vacancies were for unregistered nurses, according to official data.

Meanwhile, the number of people waiting for surgery or other procedures in hospitals hit a record high of 6.4 million at the end of March this year, up from around 4.4 million people in December 2019. before the pandemic.

In April, the Health Service Journal reported on a leaked letter from senior NHS staff to a chief executive of the trust, which warned that patients routinely waited over 60 hours to be admitted to a bed due to accident and of an emergency, leaving staff “crying with frustration and anger”.

In response, the British Medical Association, the biggest union of doctors, warned on Monday that the situation could deteriorate significantly if the government did not fully tackle the problems that were pushing experienced doctors and general practitioners into early retirement. to avoid huge tax bills if they fail to meet their annual obligations. retirement savings allowance.

“It is extremely concerning that a record number of employees retired in April, but unfortunately this is not a surprise,” said Dr Vishal Sharma, Chairman of the BMA’s Consultants and Pensions Committees. .

“Despite incredible pressure, the Chancellor is adamantly refusing to make the necessary changes to pension taxation rules which leave thousands of our most experienced doctors with little choice but to cut their hours or retire early. .

“Unless the government takes urgent action, staff will continue to retire in record numbers over the next 12 months. »

Caroline Waterfield, director of development and employment at NHS Employers, part of the NHS Confederation which represents organizations in the sector, said “the NHS needs as much flexibility as possible to retain staff”. This includes pension benefit reforms for all staff, not just the top earners.

“It is essential that we have a system that provides options so that all NHS staff can continue to afford to be part of the pension scheme and access the range of benefits that membership of the scheme offers. “, she said.

The Department of Health did not respond to a request for comment.

Junius Burrows (1932-2022): company founder trained dozens of plumbers – The Royal Gazette


Created: May 30, 2022 08:09

Junius H. Burrows (Photograph provided)

An industrious West End plumber and pillar of the Somerset community has trained dozens of people in the trade, leaving a lasting mark on businesses and residences across the island.

Junius Burrows, known to all as JB, ran a historic plumbing business on the Hog Bay Level stretch of Middle Road in Sandys.

Along with his first wife, Louise Swainson, Mr. Burrows turned the facility into a thriving business and showroom that by the 1990s had more than a dozen plumbers on its payroll at any one time.

The two had two daughters, Renée and Giselle.

Married in 1959, the couple divorced after 15 years but continued to move forward in business after their separation, according to a family tribute.

“Together they were great business partners, allowing them to give back to others in the community and lend a helping hand to countless others in times of need.

“Some of JB’s greatest legacies are the dozens of plumbers who were trained under him who became independent business owners, and the myriad of iconic buildings across the island that were touched by him.”

Plumbing was a family trade and Mr Burrows, who apprenticed with his father, attended Southampton Glebe School, now Dalton E Tucker Primary School, until he started working at age 15 years old.

Mr Burrows became a familiar figure across the island as he ran his taxi business.

Junius H. Burrows (Photograph provided)

Later in life, Patricia Burchall, of Somerset Bridge, became his long-term partner.

Giselle Burrows Wilson said her father, born and raised in the area, with a home on Patience Avenue, was perhaps the oldest resident of the White Hill neighborhood.

“He never lived anywhere else,” she said. “He was a White Hill boy, through and through.”

She said the outpouring from the community since her father’s death had been “overwhelming”.

“The theme I take from people who stop me to talk is his generosity and willingness to help people in their trade, as apprentices and as owners.

“He gave everything he had in his heart and in his mind.”

Mr Burrows helped those in need or new to plumbing and construction by not charging them for materials – and for decades without fail, ‘JB’ bought Christmas turkeys as gifts for his clients and tenants.

Son of Julian and Muriel “Movie” Burrows, Mr. Burrows died May 8, Mother’s Day.

Ms Burrows Wilson said it was fitting that her father’s memory was celebrated on the day every year.

“His mother was the most important and influential person in his life,” she said.

“Spending Mother’s Day could not have been more symbolic and a true blessing from God.

“This day also honors the passing of my mother and my sister.”

· Junius Harrington Burrows was born on December 1, 1932. He died on May 8, 2022, at the age of 89.

Truss belligerence will prolong conflict in Ukraine, says Russian ambassador to UK


Liz Truss has been accused by Russia’s ambassador to the UK of being “very belligerent” and of wanting to “prolong” the conflict in Ukraine.

Andrei Kelin said the foreign minister wanted to “ignite the conflict” by pushing for the West to continue supplying Kyiv in a position he said would be “not good for Ukraine”.

Ms Truss, during a visit to the Czech Republic on Friday, told Western allies they had to be “prepared for the long term” when it came to backing the Ukrainian resistance, not to “talk about a ceasefire”. fire or to appease Putin”.

She said: “We have to make sure Ukraine wins and Russia gets out and we will never see this kind of Russian aggression again.”

Mr Kelin said Ms Truss’ position showed London was not interested in ending the dispute, which Moscow sparked in February when it ordered an invasion of its neighbour.

Attempts to take the whole country were abandoned due to fierce Ukrainian defence, especially around the capital.

Kremlin forces have regrouped and since last month have instead focused their firepower on taking the Donbass region in the east where Russian-backed separatists have held out for eight years.

The Russian ambassador, speaking to the BBC Sunday morning show, said: “She is very belligerent, your foreign secretary, Liz Truss.

“She is neither a career soldier nor has she been in this position for a long time.

“But she is very belligerent. If she wants to continue the war, she will prolong the conflict.

Foreign Minister Liz Truss has urged Western allies to continue supporting Ukraine in its fight against the Russian invasion (Stefan Rousseau/PA)

“And it’s up to her of course to make that statement or do those deeds. But it won’t be good for Ukraine, it won’t be good for European peace and stability, and Europe itself. .

This is not the first time Kremlin figures have sought to discredit Ms Truss.

After talks in Moscow between the Cabinet Minister and his Russian counterpart Sergei Lavrov in February before the start of the invasion, the Foreign Minister called the meeting “a conversation between deaf and dumb”, saying Ms Truss was not did not listen to Russia’s position.

In a lengthy interview, Mr Kelin said British encouragement to Ukrainian President Volodymyr Zelensky and his troops would only delay a peace deal.

Prime Minister Boris Johnson told Mr Zelensky in a phone call on Saturday that the UK would “continue to support Ukraine’s heroic armed forces”, including by providing “the equipment they need”.

On the “stalemate” between Kyiv and Moscow over a ceasefire, Mr Kelin added: “And what we have from London is not the will to finalize it or negotiate it.

“We hear new calls every day to send more weapons to Ukraine, to fight to the last Ukrainian soldier, to continue the conflict. And no negotiation until Russia is defeated.

The diplomat said Russian troops were involved in a “limited operation” and not a war in eastern Ukraine.

He argued that Moscow had come to the aid of “two independent republics”, a reference to Kremlin-backed dissidents in Donetsk and Luhansk, important areas of the industrialized Donbass region, and that the advance was aimed at protecting the Russian people .

The official said Russian President Vladimir Putin would not use nuclear weapons in the conflict, saying there were “very strict” rules on their use, with nuclear missiles only allowed to be deployed “when the existence of the state is threatened”.

Russia Ukraine War
Ukrainian President Volodymyr Zelensky visited the war-affected Kharkiv region on Sunday (AP)

“It has nothing to do with the current operation,” he added.

The battle for Donbass has centered on Sievierodonetsk and Lysychansk in recent weeks, with constant shelling focused on the last major areas under Ukrainian control in Lugansk province.

Ukrainian officials reported that Russian forces were “storming” the eastern town of Sievierodonetsk, where fighting cut off electricity and mobile phone services and terrorized civilians who did not flee.

Mr Zelensky, following a Sunday trip to Ukraine’s second-largest city, Kharkiv, in a rare visit to the eastern frontline, described the situation in Donbass as “indescribably difficult”.

Ukrainian fighters pushed Russian forces back from their positions near the town several weeks ago, but it remains under fire.

Kyiv has warned the West that unless its troops are equipped with more advanced weaponry, it will not be able to stop the Russian advance.

Fire crews tackle a large fire at the hotel site in West Huntspill


FIRE crews tackled a large fire started by a ruptured fuel tank on a boat at Laburnam House in West Huntspill yesterday (May 28) afternoon.

Crews from Taunton, Bridgwater, Burnham On Sea, Street, Yeovil, Cheddar, Martock, Somerton and Wells were all needed to put out the fire which had spread to the neighboring building on the site.

A spokesman for the Devon and Somerset Fire Service said: “Fire Control has received 23 calls reporting a fire in Highbridge.

“3 fire apparatus and an aerial ladder platform were immediately mobilized and 2 more fire apparatus were added to the response due to the volume of calls and the large amount of smoke seen by members public.”

After arriving, crews discovered that a 20ft boat was well lit and the fire had spread to adjoining accommodation measuring 20m x 8m.

“A fuel tank had ruptured on a boat with 30 liters of fuel spillage which was being treated with CAFS (foam),” the spokesperson said.

“3 bottles of 45 kg were removed and two bottles of 19 kg from the shipyard to avoid any damage to the flames.

“Western Power Distribution has been asked to help isolate the power supply. The police were also present.

By 8:24 p.m. the fire was out, but that was after the fire had spread from a boat under repair to the adjacent building, causing 50% fire and heat damage, with the rest of the building sustaining slight smoke damage.

“Crews used 7 BAs in total, 4 main jets, 1 CAFS (foam) jet and 2 open water light portable pumps and a fire hydrant. A triple extension ladder was also used with 4 thermal cameras to check hot spots.”

“The cause of the fire is accidental.”

When should you prioritize saving for retirement over paying off debt? | Smart Change: Personal Finance

(Christy Bieber)

Like most people, you have a limited amount of money and you must decide what to do with it. This can be a complicated decision if you have debt that you want to pay off, but you also really want to save for retirement so that you are financially secure in your later years.

So how should you decide whether to focus on paying off debt or investing in your future? Here’s what you need to know to make that tough decision.

Image source: Getty Images.

Here’s how to decide whether paying off debt or saving for retirement is the wisest choice

To decide whether to pay off debt or focus on retirement provision makes sense, there are a few things to consider. However, one of the most important factors is which approach gives you a better return on investment (ROI).

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You will always want to pay the minimum balance due on any debt you have incurred. However, if you pay extra over and above the required payment instead of putting that money into retirement savings, your return on investment will be equal to the amount of interest saved. If you have 17% credit card debt, you get a pretty high ROI. But if you have a low-interest 3.50% mortgage debt and are able to itemize your deductions and deduct the interest you paid on your home loan on your tax return, then your ROI is very low.

On the other hand, if you invest instead of prioritizing paying off debt, your ROI will be lower Money that your investments bring in. However, you could also get a 401(k) match from your employer, which could offer up to a 100% return on investment if your company matches your contributions on a dollar-for-dollar basis. And you might qualify for tax breaks on retirement savings. These tax breaks could include deductions for contributions to a 401(k) or IRA and even the savings loan This could save up to $2,000 on your tax bill if you’re eligible and contribute the maximum.

If you can get a better ROI by paying off additional debt — even after accounting for tax savings and 401(k) matching contributions — then you’d better be investing your extra money toward paying off your loans as soon as possible. But if your ROI from investing is better, you should make minimum payments and invest the rest of your money in retirement savings.

For most people, this often leads to a hybrid approach. For example, you could put extra money into your 401(k) until you’ve earned the maximum employer match, and then divert extra money to pay off credit cards as soon as possible. Or you could work on paying off your payday loans and credit card debt before investing in an IRA, but then focus on saving for retirement rather than putting extra funds into a mortgage or low-interest car loan.

By strategically assessing which use of your money will pay off best for you, you can decide where exactly your extra money goes. Remember that since you can’t live on Social Security alone, you’ll need some retirement savings. So make sure you don’t put off investing for your later years too long. If you’re focused on getting rid of your debt first, be aggressive with your additional payments and get that task off your list as soon as possible so you can start building a secure future.

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Nostalgia for the British Empire played a part in the Brexit vote, says Nobel laureate | hay festival

Nobel laureate Abdulrazak Gurnah said he suspected the British Empire was “still important in Britain” and may well have played a role in the Brexit vote.

The Zanzibar-born author, 73, told Hay Festival audiences he thought there was a sense of ‘we can go it alone, because we’ve done it before’ among voters during of the 2016 referendum.

Even though such views can no longer be expressed by the “wave flag” or the “shouting”, Gurnah said he believes subconscious imperial attitudes affect the way many Britons think.

The Kent-based writer also said details of Britain’s colonial past had been “deliberately concealed” by the government. He cited the example of pensioners who took the government to court for being tortured during the Mau Mau uprising in the 1950s.

“The reason they won their case was that it turned out that there were boxes and boxes of documents, held somewhere in the country, which were the archives of various documents from various colonies,” said Gurnah.

“Among these were documents from Kenya, which … proved that torture was a normal practice in the detention center where these people were being held. This led to the Foreign Office paying £19.9 million in fees and allowances to elderly Kenyans.

Gurnah criticized how governments, even in recent years, have chosen to pay those who have brought such lawsuits, rather than release potentially incriminating documents. “The main thing [the government is concerned about] is to make sure the stories don’t come out whole,” he said.

Not knowing the full history of Britain’s colonial crimes had led to lingering imperial attitudes, Gurnah suggested, and helped explain Britain’s current hostility to immigration.

The writer, who arrived in Britain from Zanzibar in the 1960s, said he had seen a number of “freaks about foreigners” over the years. “I don’t know what to do about it, mainly because it seems like an infinitely cruel narrative,” he said.

He added that the desire for an old-fashioned empire was not specific to Britain, noting that “there is something medieval about what Putin is doing in Ukraine.”

Gurnah, who retired from teaching at the University of Kent in 2017, became the first black African writer in 35 years to win the Nobel Prize for Literature last October. Her novels include Paradise, shortlisted for the Booker in 1994, and most recently Afterlives, published in 2020.

DA Thomas obtains the agreement of the judge to work in the company of his father while waiting for the trials


The electronically monitored house arrest of Somerset County District Attorney Jeff Thomas was changed by a labor release court order to include his father’s garage in Windber.

Cambria County Senior Judge Timothy Creany ordered Thomas ‘to complete his work release at his father’s place of business, however avoiding exclusion zones (witnesses and possible victims) and hours relevant as determined by the County of Somerset Probation Office”. Creany is scheduled to preside over Thomas’ sexual assault case, which is scheduled for trial September 14-20, not including the weekend.

Thomas, 36, grew up working with his father in his car garage, he said in a previous interview.

After graduating from law school and passing the state bar, Thomas worked in his own law firm until he was elected to the position of Somerset County Attorney in 2019. He is the father of three children and his wife is also a lawyer. His lawyer’s license has been suspended since criminal allegations were made.

Why:State Supreme Court suspends law license of Somerset County Attorney Jeffrey Thomas

How does electronic monitoring work?

Every time Thomas leaves his parents’ house — and now his dad’s garage — he has to get preapproval for probation. Probation examines what his movements will be and where they will occur and establishes a route which he must not deviate from when he is outside the places authorized by the court.

To visit his lawyer in Pittsburgh, for example, Thomas must go through the same actions. Changing his route from any approved location while participating in the electronic monitoring program would violate probation and put him behind bars until his trial.

Electronic Monitor GPS tracking allows probation to create specific inclusion and exclusion zones, mapping and tracking. The defendant must pay an installation fee and then a daily usage fee for the device, according to probation officials.

Results:Woman goes to jail for breaking probation rules

Why electronic monitoring for Thomas?

The initial bail and its terms were set when Thomas was arraigned on sexual assault charges for an incident in September.

Thomas is accused of entering the home of an adult acquaintance on the evening of September 18 without permission and of remaining in the residence even after being ordered to leave. Police said he then began to sexually and physically assault the woman.

Four days later, charges of sexual assault, aggravated indecent assault, indecent assault, strangulation, common assault and criminal trespass were brought against Thomas.

He was free after posting his $5,000 bail in that case until his bond was revoked. The bond stipulated that he was to have no contact with the woman or anyone listed as witnesses by either side in the case.

Most recently, on March 31, Thomas was charged with chasing a vehicle driven by a man who will more than likely be a prosecution witness in his sexual assault case. Windber police charged him with summary harassment and traffic tickets. He has pleaded not guilty and a summary trial is scheduled for June 22 before District Judge William Seger of Windber.

Creany said that incident prompted him to revoke Thomas’ bail after a revocation hearing on April 29.

Creany decided that Thomas would stay at his parents’ house in Windber until his trial for sexual assault. He placed Thomas on an electronic ankle monitoring device at all times. Somerset County Adult Probation Service installed the equipment and is monitoring the system.

“Strong message”:Acting DA: Baker sentencing sends ‘strong message’ to domestic abusers

Additionally, Thomas is to have no communication with his wife — who is among those police say they victimized — unless it’s for something like marriage counseling. Even this contact must first be approved by probation.

Thomas is awaiting trial in a domestic dispute case involving his wife which occurred on May 15, 2021 in Cambria County. Both he and his wife maintained that the alleged abuse did not take place.

Follow Judy DJ Ellich on Twitter at @dajudye

This article originally appeared on The Daily American: DA Jeffrey Thomas receives furlough from work

Launch of new cheap flights from the UK to New York


A new airline launching this summer could give more Britons than ever a taste of New York’s Big Apple. The Mirror reports that Norse Atlantic Airways has opened bookings on its new flights between London Gatwick and New York JFK, and there are currently return fares from £255.

There are two cabin choices: economy and premium. Passengers can choose from light, classic and more fares – the latter including one baggage allowance, two meals and flexible tickets. The daily service will begin operations on August 12, with services on the stunning Boeing 787 Dreamliner.

The airline says it plans to add more US destinations, although it hasn’t given a timeline yet. As well as the new route, the company will operate temporary flights between Gatwick and Oslo this summer, also with premium and economy cabins, and fares from £41 each way.

Holidays to the United States have become a little more expensive this month, with the destination increasing visa fees by 50%. The cost of an Electronic System for Travel Authorization (ESTA), the visa most Britons use to enter the country, has risen from £11 to £17.

The document lasts for two years and is mandatory for visitors to the United States, such as Britons using British passports, traveling under the Visa Waiver Scheme. Anyone crossing the country to go elsewhere must also have one.

For more stories of where you live, visit In your region.

Woman throws Molotov cocktail at Branchburg business, prosecutor says


BRANCHBURG, NJ — A woman has been charged after police say she was filmed throwing a Molotov cocktail at a Somerset County business, according to Acting Somerset County District Attorney Annmarie Taggart.

Meredith Kaye, 39, of Plain Township, Pa., has been charged with third-degree arson and attempted third-degree arson of a business on Route 202 in Branchburg Township, Taggart said .

Just before 11 p.m. Monday, Branchburg police were called to the business to a report of a woman, later identified as Kaye, throwing a Molotov cocktail at the building.

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Before police arrived, witnesses told them Kaye left the parking lot in a white sedan with Pennsylvania license plates and drove south on Route 202, police said.

The white sedan was found and stopped on Route 202 with Kaye identified as the driver of the vehicle, Taggart said.

Find out what’s happening in Bridgewaterwith free real-time Patch updates.

CCTV cameras outside the business showed Kaye getting out of the white sedan and walking towards the back door of the building. She then returned to her car and drove past the business before throwing a bottle out the window of the vehicle, Taggart said.

Investigators found a broken glass bottle with a burnt paper towel that had been soaked in alcohol on the ground outside the building where the bottle had been dumped, according to the report.

Kaye was charged and released on her own recognizance pending appearance in Somerset County Superior Court.

Anyone with information related to this incident is asked to contact the Branchburg Township Police Department at 908-526-3830 or through the STOPit app.

Information may also be provided through the Somerset County Crime Stoppers Information Line at 1-888-577-TIPS (8477). All anonymous STOPit reports and Crime Stoppers advice will be kept confidential.

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Hundreds of youth groups across the country will benefit from a £380m youth investment fund

Hundreds of services, facilities and organizations for young people in impoverished areas will benefit from a cash injection as the government begins providing its £380m Youth Investment Fund.

The Fund was designed to create, improve and expand local youth facilities and services across the country, to support the health, well-being and skills of young people for work and life, wherever they are. live.

Funding of £12m has been fast-tracked to local youth services where supply currently falls far short of demand. This will help to improve access to services, trusted youth workers and dedicated facilities for young people.

The funding will help expand the scope and range of services offered, meet demand and reduce operating costs. It will be used to cover small-scale capital improvements such as the supply of new laptops to youth groups, small building and facility upgrades and transport improvements, such as the supply of a new minibus for a youth club so that it can ensure the safety of young people and expand activities beyond their territory.

Nigel Huddleston, Minister for Sport, Tourism and Civil Society, said:

We want every young person, no matter where they come from, to have the chance to get the best start in life.

Today, we’re kicking off the rollout of our National Youth Guarantee and putting more money into improving access to services for young people where they’re needed most.

Here are some examples of those supported by the fund and announced today:

  • Carlisle Youth Zone, which provides a safe meeting place for young people, especially those living in poverty, family breakdown and at risk of being involved in anti-social behavior. It has been awarded a grant worth £48,770 to create a welcoming space in its current building with a new lighting system and sustainable furnishings. This has already resulted in an increase in new members and more young people coming to use the center for study sessions, peer mentoring, one-on-one discussions with youth workers, as well as wellness sessions.

  • Simple Norfolk CIO in Thetford, which provides services and volunteering opportunities to young people from low-income families who are new to the UK. He has been awarded a grant worth £19,924 to fund new equipment for woodworking sessions which helps to increase skills and job opportunities.

  • Aptitude Organization in Coventry, which aims to help children and young people facing poor mental health to develop new skills, improve their mental well-being and reduce the risk of anti-social behaviour. He was awarded a grant worth £18,046 for building improvement materials that made the building a warmer and more welcoming space, alongside kitchen and play equipment. It helps young people learn and develop new skills through meaningful activities.

Funding applications were assessed by BBC Children in Need as the intermediary funder.

Today’s announcement is part of the government‘s ‘National Youth Guarantee’ which will ensure young people across England have access to more activities, trips away from home and opportunities to volunteerism, supported by an investment of £560 million.

This includes building or renovating up to 300 facilities for young people over the next three years through the Youth Investment Fund, offering the Duke of Edinburgh’s Prize to every public secondary school for the first times, as well as increased access to service projects or the opportunity to learn new skills in money management or public speaking through the National Citizen Service.

The pledge will mean that by 2025 every young person in England will have access to regular extracurricular activities, adventures away from home and volunteering opportunities as part of the government’s commitment to improving opportunities for all young people. . This includes all ages 11-18, and up to age 25 for those with special educational needs and disabilities.

Simon Antrobus, CEO of BBC Children in Need said:

We are incredibly proud of the work that has been done in Phase 1 of the Youth Investment Fund with DCMS.

A wide range of grants have been awarded, from providing minibuses to enable children living in neglected areas to access youth care, to upgrading buildings so that young people facing mental health have a safe place to go and talk to a trusted adult.

This funding will make a huge difference to the way these projects carry out their crucial work across England and have a lasting effect on the children and young people they support.

The application process for the remaining £368m tranche of the Youth Investment Fund is due to start in the summer of 2022. Youth services in 45 local authorities and over 600 district neighborhoods across the regions the most disadvantaged in England will be eligible to apply.

Ahead of that, the government also launched a competition to identify four organizations across England to pilot at least four new facilities for young people. Successful organizations will receive funding to pilot a range of new facility concepts and the delivery process associated with their construction. Further details, including eligibility, can be found on our gov.uk page.


Notes to editors: * Applications have been solicited from local authorities, district councils, voluntary organizations and housing associations, and have been assessed by BBC Children in Need, Intermediary Grant Maker for Phase 1 of the Youth Investment Fund , which distributed £12 million in funding to the winning grant. recipients. A full list of funded projects is available here.

  • Further details on the eligibility criteria for the first tranche of the Youth Investment Fund can be found here. DCMS has developed a detailed methodology that underpins the selection of areas.

  • The £380m Youth Investment Fund includes capital and resource funding.

  • The National Youth Guarantee follows the completion of a review of DCMS spending on programs for out-of-school youth. The review, which was announced in 2020, engaged around 6,000 young people and 175 youth sector organisations, and found that:
    • The Covid-19 pandemic has had an unprecedented impact on young people – their mental health and wellbeing have declined, with anxiety levels at their highest level in 12 years – and they have seen the biggest increase unemployment for all age groups.
    • Youth services are an essential part of the response to these challenges, providing benefits for well-being and employability skills.
    • Going forward, young people would like the government to prioritize regular clubs and activities, adventurous travel and support for volunteering in their local communities.
  • The government has listened to these young people and has created the new National Youth Guarantee, which will ensure that long-term government spending on youth programs is focused on supporting the mental well-being of young people and developing life skills. life and work. In response to feedback from youth organisations, he will ensure government funding for youth is co-ordinated, improves accessibility across all regions, so that no young person is left behind as the nation recovers from the pandemic.

  • The full findings of the government’s review of public spending on out-of-school youth programs can be found here

The parking meter deal is getting worse for Chicago taxpayers, the annual audit shows

In their failed attempt to block Bally’s $1.7 billion River West Casino, members of the downtown city council warned that the deal was rushed – like the one that privatized Chicago’s parking meters – and that taxpayers “still… would get worse.

That grim prediction is hard to imagine given the results of accounting giant KPMG’s recent parking meter audit.

It shows Chicago parking meter revenue is almost back to pre-pandemic levels. After falling to $91.6 million in 2020, they rose to $136.2 million last year.

The increase is due to a recovering Chicago economy and hundreds of new metered parking spaces in Montrose Harbor and busy neighborhood streets created under Mayor Lori Lightfoot’s 2021 budget.

With 61 years remaining on the 75-year lease, Chicago Parking Meters LLC has now recouped its entire $1.16 billion investment and an additional $502.5 million.

Abu Dhabi retail investors would have done even better if they hadn’t brought in a new investor and borrowed $22 million at 15% to weather the pandemic. This loan was repaid in full last year.

In addition, four municipal parking garages earned $22 million, up 37.5% from last year’s $16.2 million.

Thanks to increased traffic and a further increase in tolls, the privatized Chicago Skyway made $114.3 million. That’s a 34.7% increase in revenue and well above Skyway’s annual revenue of $92 million in 2019, the year before the no-door zone was closed.

Not a dime of that revenue relieved Chicago taxpayers, who were absorbing a $76.5 million increase in city property taxes after a $94 million increase in property taxes the year before.

The parking meters, downtown garages, and skyway were all unloaded by then-Mayor Richard M. Daley, who used the money to avoid raising property taxes while city employees’ pension funds sank deeper into the hole.

Of those three deals, the parking meter lease was the biggest political nightmare for the two mayors who inherited it and the council members who approved it with lightning speed.

Initially, there were steep rate increases, including for downtown parking, which went from $3 an hour in 2008 to $6.50 an hour in 2013. Now it’s $7 an hour.

Motorists were so outraged by the rate hikes that they smashed the parking meters and boycotted them, leading to a dramatic reduction in on-street parking. Revenue eventually recovered — until the pandemic.

After the privatization of the parking meters, the tariffs were increased.

Tyler LaRiviere/Sun Times

The latest audit proves again how great the deal was for private investors.

Even though Chicago Parking Meters LLC lost a third of its annual revenue in 2020, the system still generated enough money this year to pay out a $13 million distribution to investors.

The total revenue was far greater than the $23.8 million in meter payments in 2008, the year before CPM acquired the system. That’s because the mayor and city council, afraid of risking a political backlash by raising parking meter fees themselves, decided to relieve parking meters rather than directly entrust LAZ Parking with managing a new-technology city system instruct.

Investors recovered an additional $6.7 million through a contract provision that required the city to compensate investors for each acreage taken out of service.

These include temporary road closures for special events, sewer repairs and other construction projects, as well as road closures that have allowed restaurants and bars to serve more customers outdoors when indoor capacity was restricted, if not prohibited.

In 12 full years since the meters were privatized, the city has made $78.8 million in true-up payments.

That’s true even after then-Mayor Rahm Emanuel tweaked the fine print and reduced the city’s liability in 2013 by increasing the hours and days motorists pay for parking.

Taking into account the newly reported figure for 2021, private investors have already raised $2.1 billion from the deal, in part through three refinancings. The most recent $1.2 billion refinancing was completed in 2019.

Now that park revenue has returned to normal, the company should end up earning at least six times more than investors invested over the life of the deal.

The results of the most recent audits were provided to the Chicago Sun-Times by attorney Clint Krislov. As director of the IIT Chicago-Kent’s Center for Open Government Law Clinic, Krislov has reviewed dozens of transactions and produces an annual analysis of each year’s results.

“These three deals turned out to be payday loans. You were so short-sighted. They took the quick buck and ignored the fact that they were burdening the city with horribly structured, undervalued deals that would cost the city decades to come,” Krislov said Thursday.

“The city should have just hired a parking lot operator to update the technology and run the system for the city. If they had done that and gotten a better price for all three assets, Chicago today would have between $3 billion and $4 billion more than those three deals combined.”

Scott Burnham, a spokesman for Chicago Parking Meters LLC, declined to comment on the audit.

Although the rental of parking meters is the deal that council members and their constituents are happy to hate, Krislov again argued that it “pales” in comparison to the Skyway deal.

A decade after investors gave the city more than $1.83 billion to lease the Skyway for 99 years, the rights to operate the privatized freeway and rising tolls have been handed over to a consortium of three Canadian 1st-year pension plans $1 billion more than the original price.

“Canadian pension funds spent $2 billion to buy the Skyway and it’s doing well. It would have worked well for the city if the city had just hired an operator to operate the skyway,” Krislov said.

Krislov tried to outlaw the meter and garage deals because the city cannot legally sell the public roads.

He further claimed the garage deal both restricted development in the Loop and imposed huge penalties on the city, like the $62 million the city spent to compensate owners of the Millennium Park and Grant Park garages after the City purchased the Aqua building at 225 N Columbus Drive to open a competing garage.

Both lawsuits were dismissed after the Emanuel government defended the deals.

As mayor-elect, Lori Lightfoot promised to revisit the parking meter deal and try to find a way to break the lease, shorten it, or sweeten the sour conditions for taxpayers.

She called it a “burr under your saddle” that “rubs and rubs,” but her administration has done nothing to remove it.

“We know they call when the phone doesn’t ring like they say,” Krislov joked, paraphrasing a Randy Travis song.

Krislov got serious and said he would have been more than happy to team up with City Hall to “fight this thing”.

“Would the city council have said: ‘This is not a legal transaction. The city cannot agree to selling right of way to private parties in this type of deal. “We might have managed to get the city out of it,” he said.

Danny Drinkwater departure calls Chelsea switch ‘a business move gone wrong’


Danny Drinkwater has apologized to Chelsea fans for a “business decision gone wrong” as he confirmed the end of his five years at Stamford Bridge.

Drinkwater’s loan spell at Reading ended last week, and the 32-year-old has also announced his official departure from Chelsea.

The former England midfielder joined the Blues from Leicester for £35million in 2017 but failed to make a significant impact at Stamford Bridge.

From injury gluts to off-field issues, Drinkwater never managed to warm up to his task in west London.

The former Manchester United trainee helped Leicester win the league in 2015 but now finds himself a free agent, after four loans in three years to end his spell at Chelsea.

“My time at Chelsea is over, it’s really strange writing this,” Drinkwater posted on Instagram.

“I, the club and the fans are extremely disappointed, there’s no doubt about that.

“The injuries, the way I was treated, the mistakes I made, the problems off the pitch, the lack of playing time; the list of excuses could be endless but I wouldn’t and can’t not change what happened.

“Football is a fantastic sport, but for both parties it was a business decision gone wrong, it’s as black and white as that.

“To the Chelsea fans, I apologize for how this happened.

“I wish you could see me at my best in this shirt doing what I love.”

Danny Drinkwater, left, has traveled to Reading this season (John Walton/PA)

Drinkwater was banned from driving for 20 months in 2019 after an accident while exceeding the drink-driving limit.

Later that year, he was caught up in an altercation at a nightclub and has been fighting to rebuild his career ever since.

“I’m going to look at the positives over the last five years,” Drinkwater said.

“I’ve played with great players, coached by awesome managers, worked with brilliant staff, met fantastic people, lived in beautiful places, traveled the world and won even more silverware.”

Truespeed adds 5 Somerset areas to FTTP broadband rollout


UK ISP Truespeed, which is currently focused on rolling out a 10Gbps capable Fiber to the Premises (FTTP) broadband network in rural Bath and Somerset, England, today announced that it is investing An additional £8m of its budget to be expanded to additional premises in 5 towns and villages.

The operator, which has so far covered 200 communities across Somerset and confirmed last year that it had run a “ambitious goal of reaching 500,000 properties within five years(i.e. by the end of 2026), is currently funded by a £175m Aviva investment.

REMARK: The provider usually offers “free broadband for life» to schools and associations through its network (100 sites have already benefited from it).

The good news is that another 9,500 premises (residences and businesses) in the towns and villages of Peasedown St John, Midsomer Norton, Radstock, Keynsham and Saltford have now been added to their rollout plan (Truespeed already has an existing network in part of the last three locations).

Construction and development works are already well advanced in the five zones. Customers at Peasedown St John, Saltford and Keynsham can expect to be online in mid-summer, followed closely by Radstock and Midsomer Norton which will be commissioned by the end of summer 2022.

James Lowther, CEO of Truespeed, said:

“We are delighted to extend our existing network in Radstock, Keynsham and Saltford so that more people can benefit from Truespeed’s ultra-reliable fiber optic connectivity. Expansion into new areas including Peasedown St John and Midsomer Norton will provide homes and businesses with better access to superfast broadband, essential in everyday life.

Truespeed is working hard to deliver an exceptional broadband experience to all of our customers and improve connectivity across the region.

Customers of the service typically pay from £40 per month for a symmetric 150Mbps speed plan over an 18-month contract term (currently reduced to £25), rising to £70 for their top tier of 900Mbps (currently reduced to £49). The service also includes free phone service, installation and a heavily restricted router. Currently, you can also get the first 3 months of service for free.

The ISP has also frozen its prices until May 2023 and offers a 30-day money-back guarantee.

UPDATE 11:09

Truespeed informed us, for the first time, that they have so far completed coverage for 40,000 premises, which, it should be noted, is somewhat short of their original target of 75,000 by the end of 2021, set a few years earlier. No one ever said rural FTTP builds were easy…or fast.

New leader and top team unveiled at Somerset County Council


A new leader and manager were announced at Somerset County Council’s annual general meeting – the first since the May election.

Liberal Democrat councilor Bill Revans was confirmed as leader of the Council and announced that Cllr Liz Leyshon would take on the role of deputy leader.

Councilor Mike Best was elected as Council Chair and Councilor Hazel Prior-Sankey as Vice-Chair. The nominations were proposed by the Liberal Democrat Group and unanimously backed by councilors at the meeting.

The Council cabinet will be replaced by an executive, with cabinet members now known as senior executive members and junior cabinet members known as senior associate members.

In his address to the full Council, Cllr Revans said: ‘I am determined that within the limits set by the government, this administration will strain every element of what a unitary council can do to support our vision of a Somerset fairer, greener Somerset, more flourishing Somerset. A Somerset that cares and listens to all its people.

“Under our leadership, the new Somerset Council will be built on the shared values ​​that run through our communities. In building a team to realize this vision, I invited members of my group to support me as core executive members. Given the volume of work they will have to put this process in place in the next ten months, I have also asked ten Associate Core Members to support them. »

The new Principal Executive Members and their areas of responsibility are as follows:

  • Deputy Leader of the Council and Senior Member of Finance and Human Resources – Cllr Liz Leyshon
  • Core Member for Children and Families – Cllr Tessa Munt
  • Senior Adult Social Care Member – Cllr Heather Shearer
  • Core Member for Transport and Digital – Cllr Mike Rigby
  • Core Member for Public Health, Equalities and Diversity – Cllr Adam Dance
  • Senior Member for Local Government Reorganization and Prosperity – Cllr Val Keitch
  • Core Member for Environment and Climate Change – Cllr Sarah Dyke
  • Senior Member for Development and Assets – Cllr Ros Wyke
  • Core Member for Communities – Cllr Federica Smith-Roberts

Senior Associate Members (formerly known as Junior Cabinet Members):

  • Associate Senior Member for Governance and Communications – Cllr Derek Perry
  • Senior Associate Member for Finance – Cllr Peter Seib
  • Associate Principal Member for Education – Cllr Caroline Ellis
  • Adult Associate Senior Member – Cllr Mike Stanton
  • Associate Principal Member for Transport and Digital – Cllr Mike Hewitson
  • Associate Senior Member for Public Health – Cllr Ross Henley
  • Associate Principal Member for Economic Development and Foreign Investment – Cllr David Woan
  • Associate Principal Member for Environment and Climate Change – Cllr Dixie Darch
  • Associate Senior Member for Development and Assets – Cllr Sarah Wakefield
  • Associate Senior Member for Communities – Cllr Nicola Clark

The executive will be responsible for all Somerset County Council services and overseeing the local government reorganization program to establish the new single unitary council on April 1 next year. Then, from April 1, 2023, they will be responsible for all services currently provided by the county and four district councils, ranging from social care for adults and children to highways and housing, and from libraries to planning and licensing. .

Cllr Revans added: “It is important to us that this council has a positive relationship with the residents of Somerset. And we all know that the key to any successful relationship is listening. I want us to be a listening board. Use the shift to unity and the development of local community networks to give residents a real role in shaping the functioning of the new council. It is a riding of communities and I want the voices of the communities to be heard.

How to spot predatory lenders

  • Loan sharks are illegal lenders, often part of organized crime, who use threats and violence to get their money back from borrowers.
  • Although loan sharks are less common with a decline in organized crime, vulnerable people are still victims of robbery loans.
  • If borrowing money from loved ones isn’t an option, consider secured credit cards or second-chance banking as an alternative.

As the name suggests, loan sharks prey on vulnerable people who have no other options. They are usually associated with organized crime, which is becoming more common on TV than on the streets.

However, these vulnerable borrowers still exist. Over time, loan sharks have evolved into a new, technically legal form of lending to take advantage of these people: predatory lenders.

What is a loan shark?

A loan shark is a type of predatory lender, often an element of a larger criminal organization that lends money to outside borrowers. These loans often carry high interest rates, usually above the state legal maximum. Repayment is usually enforced with threats and the use of force.

Loan shark victims are typically vulnerable people who are desperate for cash right away. They either don’t have time to wait for loan approval or they don’t qualify for any loan. Loan sharks operate locally, so a victim is usually “someone in the neighborhood who knows someone who has the money on the street,” says Jeffrey Cramer, a senior executive at Signpost solutions and former New York City Attorney. “Loan sharks don’t advertise. So it’s mostly word of mouth.”

That’s how loan sharks work

Most loan sharks offer smaller, short-term loans. “We’re not talking about a mortgage on a house or anything. It’s usually several hundred, several thousand dollars, money that they owe right now,” says Cramer. This loan comes with high interest rates that are usually insurmountable for the people who usually need to look for an alternative financial service.

How to find a loan shark

Knowing where to find loan sharks is important to avoid them altogether.

Fortunately, you’re unlikely to encounter a loan shark in the first place because they’ve largely fizzled out with the decline in organized crime. Cramer also says that most people who borrow from loan sharks know what they’re getting into but have no alternative, so you don’t accidentally bump into a loan shark.

However, you could quickly find yourself in a similar situation if you take out a loan with a high interest rate. “The concept of a loan shark has been built into these, let’s call them, predatory lending companies,” says Cramer. These predatory loans often disregard the borrower’s ability to repay. “They won’t break your legs, it’s all done under the paint of the law. They’ll garnish wages; they’ll send a debt collector.”

Alternatives to robbery loans

While loan sharks are largely a thing of the past, their potential victims are still very much present. A Morning Consult 2021 survey found that 10% of American adults are unbanked — meaning they don’t have a checking or savings account — and 25% are unbanked — meaning they have a savings or checking account but do have one within a year of responding to the survey alternative financial service used.

These households do not have access to financial institutions for a variety of reasons – they don’t trust financial institutions, they are undocumented, they cannot qualify due to previous credit failures. A large portion of this group simply cannot afford the fees involved or the minimum deposit requirements. “If you can go to a bank or borrow money with a credit card, it’s infinitely cheaper,” says Jack Miller, strategic finance advisor at real estate bees and founder of Gelt Financial, LLC. “But there is a large part of the population that is just underserved.”

Instead of turning to financial institutions, these borrowers turn to alternative lending companies with high interest rates. Payday loans are a good example. Also known as cash advance loans, these loans give borrowers instant access to small amounts of money — typically $500 or less — with high interest rates. Repayment is made on the next payday of the borrower.

These loans can be attractive to struggling borrowers because they do not take into account the borrower’s ability to repay the loan. However, this rate can quickly become a problem if it turns out that the borrower does not have the funds to repay the lender.

Miller says the best option for the unbanked is to borrow from a loved one, either a family member or a friend. Of course, this may not be an option for everyone because “in a lot of communities, the friends and families don’t have that money,” Miller says. If that’s the case, here are some alternatives:

Second chance banking: Banks often offer a stripped-down version of a checking account for people with complicated credit histories. The sign-up process typically skips the credit check, but comes with some caveats. For example, people with these bank accounts typically don’t have access to a debit card to avoid overdraft fees. They also usually come with lower monthly fees and lower minimum balances.

Secured Credit Cards: Another option for those with a checkered credit history could be a secured credit card. These are credit cards backed by a security deposit that you leave when you open the card. These credit cards often overlook credit errors or the lack of a credit history. The minimum security deposit is usually around $200 depending on the credit card, but you can get it back if you close the credit card.

Not only do they offer a line of credit and the ability to rebuild your balance, they also offer lower APRs than unsecured credit cards because the debt is already covered by that deposit.

These options don’t directly solve the US underbanking problem, but they’re a start. “You really have to take every little step you can to push her in the right direction,” Miller says.

Renewal of non-executive directors of DBS

Mary Cunneen and Samantha Durrant have both been reappointed as non-executive directors of the Disclosure and Barring Service (DBS) board. Mary was reappointed for a second term of two and a half years and Samantha was reappointed for a second term of three years.

Mary Cunneen

Mary Cunneen’s reappointment began April 1, 2022 and was conducted in accordance with the Public Appointments Governance Code.


Mary Cunneen has served as a non-executive director on the DBS board since April 2019. She is chair of the compensation committee and a member of the people and change management committees. Mary is also a council equality champion.

A lawyer by profession, Mary has worked in the private sector, non-governmental organizations and government. She began her career as a criminal defense lawyer before becoming director of law and policy at Liberty, director of Anti-Slavery International, human rights adviser to the Foreign Office and a lawyer Principal at the Equality and Human Rights Commission.

Most recently, Mary was Commissioner of the Independent Police Complaints Commission (IPCC), overseeing substantial change and expansion. A board member and responsible for public confidence in the police complaints process, she has led high-profile investigations into police conduct, including deaths in custody, corruption and serious sexual assaults. She led the IPCC Child Sexual Abuse Board and oversaw the development of IPCC strategy and procedures, as well as numerous investigations into police handling of child sexual abuse cases. children.

In addition to her role at DBS, Mary is also chair of the National Referral Mechanism multi-agency committees, reviewing Home Office decisions on the status of victims of trafficking and slavery.

Samantha Durant

Samantha Durrant’s reappointment began on April 1, 2022 and was conducted in accordance with the Public Appointments Governance Code.


Samantha Durrant has been a non-executive director on the DBS Board since April 2019. Samantha is a member of the Quality, Finance and Performance Committee and the Audit and Risk Committee and chairs the Change Management Committee .

Samantha has worked as a senior executive in a wide range of public and private sector organizations. His executive responsibilities included business change, IT, client management, legal, governance and operations. Samantha is also a non-executive director of NHS Sussex Commissioners and the Insolvency Service.

DBS Board Members

Board members are personalities from outside DBS who bring a mix of expertise and skills from the public and private sectors. They:

  • monitor performance
  • define the strategic direction of DBS
  • support and challenge management on the implementation of DBS’s strategic direction
  • ensure that legal obligations are fulfilled

Members of the DBS Board of Directors are appointed following an open and fair competition and in accordance with the Code of Governance for Public Appointments. Appointments are for an initial period of 3 years, with the possibility of renewal.

Bridgwater and Taunton College host annual awards ceremony


BRIDGWATER & Taunton College (BTC) held their annual Learning Awards ceremony at the McMillan Theatre.

The annual awards ceremony brings together their employer partners, apprentices and staff for an evening of celebration.

The judges had the unenviable task of narrowing down the record number of nominations to just 15 winners to receive recognition for their hard work and contribution to their organization.

Guest speakers Caroline Noon, Head of Learning at the National Trust, and Kathryn Tanner, Electrical Design Apprentice at Cavendish Nuclear, with Andy Berry, Principal and Chief Executive of Bridgwater & Taunton College

The winners were announced by Matt Tudor, Director of Business Development, Strategy and Partnerships.

Matt said: “The achievements of our apprentices are outstanding which makes the judging process difficult.

“The opportunities offered by our employer partners are staggering, from working on oil rigs and submarines to contributing to the well-being of the most vulnerable in our community, with apprentices contributing from the start to organizations.

Somerset County Gazette: Georgia Sellick and Joshua Wilkins, Rising Star of the Year winnersGeorgia Sellick and Joshua Wilkins, winners of the Rising Star of the Year award

“The skills learned on the job will prepare apprentices for great careers in their chosen fields. »

The evening included videos of employers and apprentices describing their work with guest speakers Caroline Noon, Head of Learning at the National Trust, and Kathryn Tanner, Electrical Design Apprentice at Cavendish Nuclear, delivering keynote speeches on the importance learning for organizations and how they fill the skills gap in the UK.

The event was kindly sponsored by Learning Curve, NCFE, Tradebe Inutec, Whittlesea Mortgages, the Colleges Partnership, Notebook Assessment Services, University Center Somerset, the McMillan Theatre, the Walled Gardens of Cannington, the National College for Nuclear and the Quantock Restaurant .

Rising Star of the Year was awarded to co-winners Georgia Sellick and Joshua Wilkins. Georgia, who is currently embarking on her Level 3 apprenticeship as a chef de partie, has gone from pot washer to chef de partie in her own right.

The fact that her teammates dubbed her “Hero” says it all. As part of his job, Joshua recently had to complete his basic sea survival and emergency training.

This was a week-long hands-on training covering HSE for work in the North Sea, survival suits, underwater rebreathers, firefighting, first aid, lifeboats, rescue pods and helicopter evacuation.

Intermediate Apprentice of the Year was awarded to Mia-Ann Churchley, who completed her Level 2 apprenticeship in adult social care, working at the Rectory care home. Mia’s employers said “Mia is way beyond her years with her attitude towards life in general.”

Somerset County Gazette: Mia-Ann Churchley Intermedia Apprentice of the YearIntermediate Learner of the Year Mia-Ann Churchley

The Advanced Apprentice of the Year was awarded to Chiara Giannetti, who is currently completing her Level 3 veterinary apprenticeship.

Chiara’s employer, the Vale Vet Group, said of her that “despite balancing work, night shifts and hybrid online delivery during the COVID lockdowns, Chiara passed all of her exams and assignments for the first time, and achieved distinction marks in most of them”.

Somerset County Gazette: Advanced Apprentice of the Year Chiara GiannettiAdvanced Apprentice of the Year Chiara Giannetti

Senior Apprentice/Diploma of the Year was awarded to Ryan Sanders, who is completing his Level 4 Farm Business Management apprenticeship, and in his nomination, his employer said: ‘On a recent visit, I saw him confirm a large order with a livestock company, discuss a finance deal on a tractor and negotiate a price for diesel. It was quite overwhelming.

Work Experience/Industry Placement Individual of the Year was awarded to Christopher Moore.

Somerset County Gazette: Work Experience/Industry Placement Person of the Year Christopher MooreWork Experience/Industry Placement Individual of the Year Christopher Moore

His employer, Apuljack Electronics, is so impressed with his dedication and willingness to adapt and learn that he told him that a full-time job would be available to him upon completion of his course.

Small Employer of the Year was awarded to Matravers Engineering, a small family business that now has over 25 apprentices who have completed their training, with their current apprentices working with local schools to promote engineering.

The Average Employer of the Year was awarded to Ensinger Plastics Ltd, which has run an apprenticeship scheme for over 25 years, invests heavily in training and takes pride in the retention of its apprentices.

The Large Employer of the Year was awarded to the NHS Somerset Foundation Trust, which not only faced immense pressure in the face of the Covid-19 pandemic, but also continued to invest in and support learning, development and staff welfare throughout.

Most recently, they partnered with the College to launch the first-ever Associate in Nursing program for continuing education trainees and a registered nursing apprenticeship program.

They also offered internships to 18 BTC T Level Health (Nursing) students and, in the 20/21 academic year, supported 43 people in non-nursing apprenticeships within the trust.

Employer of the Year in Work Experience/Industry Placement was awarded to Rebecca Anne Designs, a one-man business that designs bespoke bridal veils.

Rebecca, the owner of the company, said she remembered the opportunities from her own internship and wanted to be able to emulate that experience for students wanting to work in her growing industry.

The T-Level Employer of the Year went to Willmott Dixon, who said of their work placements, “We treat our work experience students as if they’re part of the team. We think it’s extremely important that they have real building experience”.

The BTC Champion for Apprenticeships or Industry Internships from Employer of the Year was awarded to the Environment Agency.

The Environment Agency currently employs over 150 Apprentice Water Environment Workers (WEWs).

WEW learning has been running at the Environment Agency for just over two years and they have managed to host seven cohorts to date.

The College would like to congratulate all finalists and winners for their successes.

Bridgwater & Taunton College currently works with over 1,400 employers, from local micro-businesses to global corporations.

It is also the only UK college to have received a National College and Institute of Technology, and is well on its way to achieving its ambitions of being a world-class provider of further and higher education.

For more information on apprenticeship studies at Bridgwater & Taunton College or if you are looking to recruit an apprentice, visit our website or email business@btc.ac.uk.

Here are more photos from the event.

Somerset County Gazette: Matravers Engineering Small Employer of the YearMatravers Engineering Small Employer of the Year

Somerset County Gazette: Ensinger Plastics Ltd Average Employer of the YearEnsinger Plastics Ltd Average Employer of the Year

Somerset County Gazette: Major Employer of the Year NHS Somerset Foundation TrustMajor Employer of the Year the NHS Somerset Foundation Trust

Somerset County Gazette: Work Experience/Industry Placement Employer of the Year Rebecca Anne DesignsIndustrial Work Experience/Internship Employer of the Year Rebecca Anne Designs

Somerset County Gazette: T-Tier Employer of the Year Willmott DixonWillmott Dixon T-Level Employer of the Year

Somerset County Gazette: Apprenticeship or Industry Placement Champion Environment Agency Employer of the YearApprenticeship or Industry Placement Champion Environment Agency Employer of the Year

Biden: the United States would intervene with the army to defend Taiwan | Don’t miss it


A White House official said Biden’s comments did not reflect a shift in policy for the United States, a point echoed more forcefully by Defense Secretary Lloyd Austin, who was asked by reporters if Biden’s response Biden was indicating that the United States would do more to help Taiwan than it has done to help. Ukraine and whether the United States would commit to sending troops to help Taiwan in the event of an invasion.

“As the president said, our one-China policy has not changed,” Austin told the Pentagon. “He reiterated this policy and our commitment to peace and stability across the Taiwan Strait. He also underscored our commitment under the Taiwan Relations Act to help provide Taiwan with the means to defend itself. So, again, our policy is not changed.

But Biden’s words drew a strong backlash from mainland China, which claimed Taiwan was a rogue province.

Chinese Foreign Ministry spokesman Wang Wenbin expressed “strong displeasure and resolute opposition” to Biden’s comments. “China has no room for compromise or concessions on issues involving China’s core interests such as sovereignty and territorial integrity.”

He added, “China will take firm measures to safeguard its sovereignty and security interests, and we will do as we say.”

Speaking alongside Japanese Prime Minister Fumio Kishida, Biden said any effort by China to use force against Taiwan would “simply not be appropriate”, adding that it would “disrupt the whole region and be another similar action.” to what happened in Ukraine”.

China has intensified its military provocations against democratic Taiwan in recent years, aimed at intimidating it into accepting Beijing’s demands to unite with the communist mainland.

“They’re already flirting with danger right now by flying so close and all the maneuvers that are being undertaken,” Biden said of China.

Under the “One China” policy, the United States recognizes Beijing as the government of China and has no diplomatic relations with Taiwan. However, the United States maintains unofficial contacts, including a de facto embassy in Taipei, the capital, and provides military equipment for the defense of the island.

Biden said he “expects” China won’t try to take over Taiwan by force, but he also said “it depends on how hard the world makes it clear that this type of action will lead to long-term disapproval by the rest of the community.

He added that deterring China from attacking Taiwan was one of the reasons why it is important that Russian President Vladimir Putin “pay a high price for his barbarism in Ukraine”, lest China and other countries do not have the idea that such an action is acceptable.

Wanting no escalation with nuclear-armed Russia, Biden quickly ruled out bringing U.S. forces into direct conflict with Russia. But the United States sent billions of dollars in military assistance that helped Ukraine put up a stronger-than-expected resistance to Russia’s onslaught.

Taipei applauded Biden’s remarks, with Foreign Ministry spokeswoman Joanne Ou expressing “heartfelt welcome and gratitude.”

“China’s challenge to the security of the Taiwan Strait has caused great concern in the international community,” Ou said. “Taiwan will continue to improve its self-defense capabilities and deepen cooperation with the United States, Japan and other like-minded countries to jointly uphold the security of the Taiwan Strait and the international order based on rules, while promoting peace, stability and prosperity in the Indo-Pacific region.

It’s not the first time Biden has pledged to defend Taiwan against a Chinese attack, followed by administration officials saying there has been no change in US policy. In a CNN town hall in October, Biden was asked about using the U.S. military to defend Taiwan and replied, “Yes, we are committed to doing that.”

Taiwan isn’t the only foreign policy issue the White House has clarified or backtracked on Biden’s comments. When he declared in March that Putin was a war criminal, then-press secretary J en Psaki said the president was “speaking from his heart” even though no legal findings had been made on the matter.

During a March speech in Poland, Biden said of Putin, “This man can’t stay in power.” White House officials rushed to say Biden was not calling for regime change in Russia.

Biden’s latest comments on Taiwan came just before he officially launched a long-awaited Indo-Pacific trade pact that excludes Taiwan.

White House national security adviser Jake Sullivan confirmed on Sunday that Taiwan is not among the signatory governments to the Indo-Pacific Economic Framework, which aims to allow the United States to work more closely with major Asian economies. on issues such as supply chains, digital trade, clean energy and anti-corruption.

The inclusion of Taiwan would have upset China.

Sullivan said the United States wants to deepen its economic partnership with Taiwan on a one-to-one basis.


Miller reported from Washington. Associated Press writer Darlene Superville in Washington contributed to this report.

Ukrainians will continue to fight even if surrounded, Western officials say


Ukrainian forces will continue to fight even if surrounded by the Russian advance in Donbass, Western officials have said.

Following the final fall of the port city of Mariupol, the Russians seek to cut off the entrenched Ukrainians around the strategically important city of Severodonetsk.

The city is seen as key to the Russians taking full control of the Donbass region in eastern Ukraine, which has been partly held by pro-Moscow separatist rebels since 2014.

Western officials said that while a higher number of Russians meant they would eventually succeed in encircling the “Severodonetsk pocket”, that did not necessarily mean defeat for the Ukrainians.

An official said that although no more aid could get through, the Ukrainians had shown they were ready to continue the fight, inflicting further damage on the Russian military machine.

“I think a lot of it depends on political will.

“The Ukrainians do not want to cede any territory.

“They want the Russians to fight for a very small part,” the official said.

“If these forces continue to fight, they serve an important military function, degrading Russia’s ability to advance and allowing time for Ukrainian forces to continue improving their defenses elsewhere.

“From the point of view of death, escaping might be desirable but from a military point of view and from a political point of view, the Ukrainians will intend to fight.

“We would expect them to fight for every bit of territory they can.”

The assessment came as President Volodymyr Zelensky issued a fresh appeal to the international community to step up financial support for his country while continuing to tighten sanctions against Moscow.

In a video address to the World Economic Forum in Davos, he said: “Here is what the sanctions should be: they should be maximum, so that Russia and any other potential aggressor who wants to wage a brutal war against his neighbor know clearly consequences immediate of their actions.

Meanwhile, Western officials have played down Lithuania’s call for an international naval coalition to lift the Russian blockade of the Black Sea port of Odessa, which is cutting off vital grain exports to the rest of the world.

An official said that in practice this could only be achieved with the agreement of the Russians, which seems unlikely.

“I think the thing we should rule out is any sense that it could be done without Russian permission,” the official said.

“They have the ability to target both ships entering and leaving Odessa and Odessa itself.

“Trying to do so without their consent would obviously increase the risk of there being an incident.”

Citrus North explained the different types of loans offered by Canada

Interest rates can be an extremely difficult subject to understand, especially for people unfamiliar with the rules and regulations governing borrowing in Canada. Understanding the concept of interest rates is something you cannot master on your own. Here is a brief description of the different types of loans.

1. Payday Loans

The payday loan can be anywhere from two weeks to two weeks to a month. You can withdraw up to $1500, but the balance due is due when your next paycheck is due, so you must pay on time. In the event that a payday loan cannot be repaid, the borrower has the option of taking out another loan or overdrafting their account until the next payout.

If you are looking for specific areas, you can search for “payday loans in Kamloops” and go through the regulations applicable to that specific area. These loans feature high interest rates, typically around $25 for every $100 borrowed.

However, there are cheaper options that you can take advantage of. Certain loans offer interest rate reductions when you make a direct deposit or pre-authorized transfer to the credit card. Payday loan companies that offer the service online, such as CitrusNorth: Immediate Approval.

2. Credit line credit loans

The unsecured credit line, also known as a credit loan, is a form of overdraft facility that can be used to pay certain costs. For example, if you are traveling and have additional expenses related to your travel plans, these may be paid for through lines of credit or lines of credit.

This is also known as a credit loan. The procedure is simple. You can borrow any amount and pay the interest until the loan is paid off in full.

If you are looking for more money, this is possible. The amount you can spend is unlimited. However, there are some limitations. Some people are not eligible to get these loans as they are credit loans.

If the credit is not good, chances are you will be rejected. Line of credit is generally not that expensive compared to payday loans, however, they are still dependent on creditworthiness.

3. Student Loans

If you have just graduated from college or are attending college or university or university under certain circumstances, student loans may be the right choice. They differ from other types of loans in that, rather than requiring collateral for a loan, applicants are required to show that they are currently enrolled at the institution or have completed a course at the institution.

They allow you to withdraw the amount you want depending on your financial situation and the tuition fees you currently have to pay. Additionally, there are no fees as they do not rely on credit scores as a method of determination.

Many students do not recognize the requirement to repay loans immediately with withdrawals from their accounts or through the scholarship office of the university or college they attend and pay the scholarship department.

4. Citizenship Loan

Citizenship loans are offered to people who have recently recognized citizenship in Canada. This type of loan is generally offered to people who need cash to pay for their application or travel expenses.

These are usually small sums of money that have a return. There are no fees as this is a short-term loan and you must repay it immediately. Assuming everything goes according to plan, it could take as long as a week for the loan to appear on your credit card.

To qualify for the loan, you do not need to show that you have good credit, but in certain situations when you first apply for a loan after you have been approved for the loan, they will look over the details of your credit report.

5. Unsecured Loans

The unsecured loans do not require collateral and are usually given to those with a good credit history and low interest rates. The people who qualify for this type of loan are usually the ones who need funds to cover unplanned expenses or pay for a longer period of time.

For example, you may qualify for an unsecured loan if you need money to renovate your home or pay for a major procedure.

What you can receive generally depends on the conditions of your work and your income. However, there are other types of loans that are secured, such as the loan amount in case of default collateral being called.

6. Secured Loans

Secured loans are usually given to those who have a bad credit history. Because they are people with poor credit ratings, these loans generally have a higher interest rate, which means you will be charged higher interest rates on the loan.

Due to the higher interest rates and poor credit rating, this type of loan is usually secured by collateral. Because of this, you can get as much as $25,000 depending on the type of security you want to test.

If you want to get a secured loan, you must be at least 18 years old, but there is no age limit if you can show that you can meet the financial obligation. The type of loan has to be repaid within a certain period of time as specified by your lender.

What advantages do loans offer?

They are vital for numerous reasons. They allow you to achieve your goal of owning your own home even if you don’t have enough funds in your account. Another reason for loans is that they allow those with bad credit to still get cash and may help improve their credit situation.

You can get a loan that is unsecured and does not pay a higher interest rate. Another reason credit might be necessary is that it allows businesses to expand and grow, as most businesses need money to start their business or to increase the scale of their business.

Torben A Carlsen out Citrus North notes that credit is a powerful tool that can be used in many ways. The other benefit of credit is the fact that it helps individuals become financially independent by helping them start their own business, buy a home, or pay for medical expenses that might otherwise not be feasible.

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UK government releases new advice on monkeypox

Anyone at high risk of having monkeypox should self-isolate for 21 days, the UK government said in its latest guidance.

Guidance from the UK Health Safety Agency now recommends that people who have had “unprotected direct contact or high-risk environmental contact” be isolated for three weeks.

This includes banning travel, providing details for contact tracing and avoiding direct contact with immunocompromised people, pregnant women and children under 12.

Those considered to be at high risk of having caught monkeypox may have had household contact, sexual contact, or changed bedding of an infected person without wearing proper PPE.

The agency also says they are being offered a smallpox vaccine.

The advice comes after Dr Susan Hopkins, the authority’s chief medical adviser, warned that monkeypox was spreading through community transmission.

The agency has confirmed 20 cases in the UK so far.

Dr Hopkins said updated figures for the weekend will be given on Monday as she warned of more cases “on a daily basis”.

The disease, first discovered in monkeys, can be transmitted from person to person through close physical contact, including sexual intercourse, and is caused by the monkeypox virus.

Dr Hopkins warned that doctors are seeing community transmission, with cases mostly identified in people who identify as gay or bisexual, or men who have sex with men.

“We’ll post updated figures tomorrow – figures for the weekend,” Dr Hopkins told BBC One.

“We are detecting more cases every day and I would like to thank all those people who come for testing at sexual health clinics, GPs and emergency services.”

When asked if there was community transmission in the UK, she replied: “Absolutely, we are finding cases that have no identified contact with an individual from West Africa, which we have seen previously in this country.

“Community transmission is largely centered in urban areas and we see it primarily among people who identify as gay or bisexual, or other men who have sex with men.

“We recommend anyone who changes sexual partners regularly or is in close contact with people they don’t know to come forward if they develop a rash.

“There is no direct vaccine against monkeypox, but we use a form of smallpox vaccine – a third-generation smallpox vaccine that is safe for people who come into contact with cases.

“So we don’t use it in the general population. We use it in people who we think are at high risk of developing symptoms, and we use it early, especially within four or five days of the onset of symptoms.

“For contacts, it reduces your risk of developing disease, which is how we are focusing our vaccination efforts at this stage.”

Updated: May 23, 2022, 00:58

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Bristol Airport apologizes after 90-minute delays and closed security checkpoints


Bristol Airport has issued an apology to passengers who experienced long waits this morning as only ‘half the security points’ were open during peak hours.

After weeks of similar queues and delays at the airport, this morning saw even longer queues, with some passengers saying the queue for check-in and security was around 90 minutes. In a tweet, posted around 6:24 a.m., a passenger also said that “only half of the security checkpoints” were open and that service personnel were having “an insane amount of time dealing with the chaos”.

In a statement from Bristol Airport, a spokesperson said: ‘We are sorry that customers experienced an above average check-in and security queue this morning during peak hours (Sunday May 22. We are working closely with all business partners and airline handling agents to ensure there are sufficient staff to provide good service and our average wait time for security is 30 minutes.

READ MORE: Closure of the A38 road near Bristol Airport begins tonight as passengers are urged to plan

“We are constantly reviewing resources in all areas and adapting plans to meet demand and build resilience where possible to ensure service standards are consistent throughout the day. We appreciate the frustration felt by customers currently and rest assured, our teams are working exceptionally hard to support customers throughout the airport journey.

“All business partners continue to recruit and train new colleagues, but this takes time. We advise all customers to check with the airline when their check-in/baggage drop desk is open and to arrive in the terminal at this time – do not arrive too early as customers will not be able to check in.

From tweets, messages and comments from passengers, it seems that the longest queues seem to happen in the morning. Just days ago, Bristol Live reported that there had been longer queues caused by delays at security, with footage showing passengers queuing outside the airport just to get away. record.

There have been a series of IT problems recently, among the staff shortages the airport is facing. But the queues all seemed to disappear throughout the day – one traveler this week tweeted it was ‘organized chaos’ saying it was ‘very busy but well run’.

Bristol Airport bosses said they were working with airlines to address persistent issues of long queues at check-in and security gates that regularly frustrate passengers. The airport advises people to check with their airline for check-in or baggage drop-off times, and to arrive at that time – and not to arrive too early.

Bristol Airport has a large number of flights scheduled each day within the hour after 6am – and has advised passengers that they may need to arrive up to three hours before, to clear the various check-ins and security doors.

The problems have seen queues of people so long they stretch out of the terminal and onto the road this week.

Photographer’s delight turns to heartbreak after long-awaited health diagnosis has no cure


A photographer has shared how her joy at finally receiving a diagnosis after years of suffering turned to grief. Chloe Lawrence, 24, had hoped that finally finding out what led to her constant pain would solve the problem.

But she was devastated after doctors told her there was no cure. Now she is speaking out to urge others to “trust your instincts” if you feel something is wrong.

Chloe said she was a “normal, active kid” without any health issues until she was 11. Suddenly his joints started making crackles that could be triggered by something as simple as laughing.

But this led to a sharp, stabbing pain that eventually became a dull, lingering ache. She spent days bedridden, ravaged by pain, and missed two years of secondary school, which saw rumors of her death circulating among her classmates, reports the Liverpool Echo.

Believing it could be a growth spurt or anxiety, doctors suggested she wait. But the pain continued and despite years of searching for answers, none were found.

Chloe’s mother continued to search for answers as the crackle spread to her daughter’s kneecaps, knocking them out of place. Her symptoms continued to evolve, with “loose” skin developing around her ankles, which she thought was weight gain.

It was then at the age of 22 that the photographer, originally from St Helens, was diagnosed with hypermobile Ehlers-Danlos syndrome. According to the NHS, it is one of a group of inherited conditions affecting the connective tissues that support skin, tendons, blood vessels, organs and bones, resulting in greater range of motion in joints, stretched skin and fragile skin that breaks or bruises easily.

Chloe, who has been the same height since she was 11, said: “I was so happy, because all these years I said to my mum, ‘If I can finally get a diagnosis, it means I can get treatment and there will be a solution,’ and then we were told there was no treatment, just pain management.”

Although there is no specific treatment for Ehlers-Danlos syndromes, physical therapy can help strengthen joints and prevent injuries. Ehlers-Danlos Support UK said: “EDS cannot be ‘cured’, but many people learn over time to control it and lead full and active lives.

“Daily management of most types of EDS is based on the right kind of exercise, physical therapy, and stimulation. Additionally, you should seek referrals for any associated conditions you may have.”

Opinions vary on how common this ‘rare’ condition is, with some studies suggesting it affects one in 5,000 people. A study published in the British Medical Journal in 2019 found it in one in 500 people, around 70% of whom were women. According to the study, it takes an average of more than eight years longer for women to be diagnosed with Ehlers-Danlos syndrome.

An earlier diagnosis would have made a difference for Chloe, including avoiding counterproductive suggestions to treat her pain and joint issues. She has been told to try yoga, which is “one of the worst things” she can do.

Chloe’s skin is tight and fragile

Chloe said: “The problem is that my body stretches too much. My joints are stretched too much. They can just come apart. Since yoga is all about stretching, I would just stretch my body.”

Having answers as a teenager when symptoms first appeared would also have saved Chloe from setbacks caused by missed classes and negative feedback from other students. She said: “It was kind of hard to get out of the mindset that all the pain had put me in, and be joyful and happy to make friends.

“I really missed the friends I already had, and I was such a big lover of school before. I loved learning, I loved going to school. It was something that I was really passionate about. I was in the higher sets, then after that I got dropped a set or two.”

Chloe fortunately had understanding and supportive tutors at university who nurtured her love of photography. But she wishes it hadn’t taken so long to get a formal diagnosis explaining the symptoms she’s been living with for so long.

he said: “Please trust your instincts when something is wrong. Take your child to the doctor, go to the doctor yourself.

“It took over a decade for me to be believed and diagnosed, and even though they didn’t believe me, they still gave me painkillers. They tried in their own way to help.”

For more stories of where you live, visit InYourArea

Trooping the Color Stand Collapse: What We Know So Far


Sections of the spectator stand collapsed, injuring five people in a parade of color rehearsal in central London.

Three people were taken to hospital and a total of five were treated for injuries following the incident at Horse Guards Road on Saturday morning, London Ambulance Service (LAS) said.

The event, which is the Major General’s review of the parade before Queen’s Jubilee celebrations on June 2, saw dozens of spectators turn up to watch.

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However, shortly before 11 a.m., one of the stands gave way, injuring three people, one of whom was taken to hospital.

Shortly after, part of another stand collapsed and two more people were injured. One of them was taken to hospital.

Emergency authorities assisted the injured and evacuated the grandstand before the parade was cut short and the entire area evacuated.

An Army spokesman said: ‘During the Major General’s review on Horse Guards Parade, two parts of the viewing stand unfortunately caved in resulting in a small number of injuries.

“Emergency services were called to assist the injured and others were safely evacuated from the stands.

“Safety is our number one priority and we are working urgently with our partners and relevant organizations to understand what happened and ensure it doesn’t happen again.”

LAS said three patients were treated and discharged at the scene, but transport to hospital was arranged for one of the patients later in the day.

A spokesperson said: ‘We were called at 10.59am to report an incident on Horse Guards Road, SW1.

“We sent a tactical response unit, an ambulance team, two bicycle responders and an incident response officer.

“We worked alongside St. John Ambulance volunteers to treat five people at the scene.

“We took a patient to a major trauma center as a priority.

“St. John Ambulance took a second patient to a major trauma center on a priority basis.

“We have discharged three patients to the scene. We then arranged transport to the hospital for one of these patients.

Household Cavalry troops during the Brigade Major’s Review at the Horse Guards Parade on Thursday. Photo: PA

Alex O’Grady, 34, from Bromley, told the PA news agency the incident was “surreal”, a “terrible situation” and “people were in tears at the scene”.

He said: “We heard a loud bang – we thought someone had fallen down the steps at the start, turned around to see a hole in the floor of the second row from the front of the grandstand A.”

Mr O’Grady said he saw a woman screaming over the hole at a man, whom he presumed to be her husband, but there was no response and paramedics quickly began treating the man .

He added: “There was also a young child who had a scrape on his knee, another man who was obviously worried and the woman was inconsolable.”

Another witness told the PA news agency: “There was a loud bang and then a scream and a voice shouting ‘help, help’.

“A number of ambulances were there and stretchers were brought out for the injured.”

READ MORE: 7 tips for drivers during the Jubilee bank holiday weekend

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One Twitter user wrote: “It was a fun experience to watch until we stood up for the national anthem, the stand next to us collapsed with someone falling.

“They cut the procedure short and the police started to evacuate us for safety reasons because there had already been two collapses with the fear of more.

“It was certainly a very ‘British’ experience with us queuing for an hour to watch horses and soldiers parade.”

Financial literacy coursework could become a requirement for Montana schools next year | Montana News

When Butte resident Mike Paffhausen graduated from Carroll College in 2009, the school gave him a thin, purple book that he said changed his life. It was titled Life After Graduation: Your Guide to Success.

Paffhausen went on to create a to-do list on a few blank pages at the end of the book that were full of points the book advised. The list was a page plus a few, and included things like “buy life insurance,” “make a budget,” and “make a will.”

He still owns the book today and has crossed every item off the list within two years of reading it.

The book and the lessons learned from it were pivotal to Paffhausen’s life, he said, and since then he has been determined to ensure other young adults benefit from those lessons.

“Finances are like sex, religion and politics,” said Paffhausen. “It is no longer discussed at the table; it’s inappropriate and taboo, and it shouldn’t be. And it’s really inappropriate in families where they’re not good with money. So then we perpetuate poverty.”

Paffhausen’s many efforts to improve the community’s financial literacy include working with Carroll, local high schools, through his church, and even raising funds to continue buying books for future seniors.

Last summer, he told the board of directors of the National Association of Insurance and Financial Advisors Montana, of which he is a member, about his goal of providing guaranteed personal finance courses to every high school student in Montana. Paffhausen and other proponents call it guaranteed rather than required—as in all high school students, a financial literacy class is guaranteed.

Paffhausen came into contact with Next Gen Personal Finance, a non-profit organization that he said had worked with him and the board of NAIFA MT for most of the year to achieve their goal. Paffhausen was introduced to Carly Urban, a PhD economist. in Economics and Associate Professor at Montana State University in Bozeman, through Next Gen.

In October 2021, Paffhausen spoke at the Montana Association of Business Professionals of America Fall Leadership Conference as part of the NAIFA MT. Paffhausen said he spoke at a roundtable with teachers from the organization about guaranteed financial literacy instruction at Montana high schools, and that they were all “resoundingly supportive,” urging him and the NAIFA MT board to move forward.

In January, he became President of the National Association of Insurance and Financial Advisors Montana.

On Tuesday, Urban, who is a leading researcher in the field, presented her findings on guaranteed personal finance courses in schools at the 2022 NAIFA MT State Convention at the Fairmont Hot Springs Conference Center near Anaconda, where NAIFA MT members who were not in attendance were the board was present.

About literacy courses

The thinking behind financial literacy in schools is that high school seniors need to make many very important financial decisions when they graduate and should learn about money before they start earning it.

The case for financial literacy, Urban said during her presentation, is found in her favorite pastime: data. According to her research, only 27% of 23-28 year olds can correctly answer three basic questions about interest rates, inflation and diversification.

“And when I say basic questions, I mean, ‘You have $100 today, the interest rate is 2%, how much money will you have next year? Are you going to have more than $100, exactly $100 or don’t you know exactly?'” Urban said.

She said her research also found that 54% of student loan borrowers didn’t calculate their future monthly payments before deciding to take out a loan, and a statistic she found really insightful: 38% of 18-34 year olds reported using alternative finance services, such as payday loans, in the past five years.

Urban called these alternative financial services a “debt trap for young people”.

“If you want to make sure that as a young adult or in your lifetime you can never start a small business, start with the payday cycle,” she said.

When her research looked at states that guaranteed financial literacy courses as a graduation requirement, they found that first-year graduating class creditworthiness was unchanged up to age 23, and 90-day loan defaults fell by 1.4%. The second graduating class had a 16-point improvement in credit score and a 3.4% decrease in 90-day delinquency, and the third graduating class had a 32-point score increase and a 5.8% 90-day decrease -Offending by age 23. Urban called the results of the third cohort of high school students “huge.”

Her research also shows that people want finance classes in schools, with 88% of respondents in a 2022 survey saying high school students should be required to take a semester or a year-long course in personal finance.

Student loan repayment rates for first-generation and low-income students and a shift from expensive to inexpensive borrowing methods also rose with guaranteed financial literacy courses, and payday loans declined. Students who had guaranteed financial literacy in high school were 21% less likely to have credit card balances on them. Additionally, their research found that students from low-income families were helped the most by this requirement.

However, Urban says there is no evidence that guaranteed financial literacy courses increase the likelihood of opening a retirement account, retirement account, or home ownership.

She said that’s because most college students by age 16, 17 and 18 are thinking about what’s happening right now, like car loans and student loans, and they’re not ready to think about retirement or home ownership.

Guaranteed personal finance courses also do not change graduation rates, college attendance rates, college graduation rates, income, or jobs.

According to Urban’s presentation, eight states in the country guarantee financial literacy courses for every high school student, and another five are in the early stages of implementation.

The reason these courses need to be mandatory and not optional, Urban said, is because research shows that the fact that they’re optional makes no difference in a student’s future credit score, borrowing habits, or loan default rate.

Paffhausen said in addition to the other benefits of guaranteed financial literacy courses studied, it is an impartial cause that everyone he spoke to supports.

State of Courses in Montana

Eight Montana schools currently require financial education, including Absarokee High School, Anaconda Sr. High School, Box Elder High School, Hamilton High School, Polson High School, St. Ignatius High School, Sweet Grass County High School and Victor High School, according to Urban’s presentation.

About three weeks ago, according to Paffhausen, the efforts that he and the board of NAIFA MT had made paid off. Paffhausen and Urban were able to meet with Elsie Arntzen, Montana Superintendent of Public Instruction, and found a home for their cause in her.

According to documents from the Montana Office of Public Instruction, the updated administrative regulations of Montana Chapters 55, 57 and 58, which provide guaranteed financial literacy for high school students, would go into effect in January 2023, if adopted.

Currently four English Language Arts units, three Maths units, three Science units, three Social Studies units, two Vocational and Technical Education units, two Arts units, one Health Promotion unit, two World Languages ​​units and two elective units.

The proposed rule changes include adding a required half credit for civics or government to the three units of social studies, and adding a required half credit for economic and financial literacy to either the three units of social studies or the two units of career and technical education, according to materials from OPI.

Urban’s research shows that social studies is actually the best course to implement financial literacy, not math as some people might think.

There will be challenges, Paffhausen said, and those are primarily “strategic and tactical issues” in delivering the coursework, like training existing teachers to teach personal finance and finding space for the new content in the high school curriculum.

According to research on the required personal finance courses in Peru, the teachers of the classes also benefit. The teachers involved in the Peru study saw their savings increase after teaching the class because they, too, were learning about personal finance in a more entertaining and digestible way than personal finance is sometimes explained to adults.

The cost for schools can also be free, according to Urban, as Next Gen Personal Finance offers high-quality, free teacher training and accreditation, as well as a free curriculum.

Arntzen also said she will provide personal finance units to be taken as part of the 60 units teachers must complete every five years to maintain an active teaching license.

Paffhausen said NAIFA MT is just the right organization to champion this cause. “What organization is better suited to bring this conversation to the forefront?” he said. “Everyone in this room had clients we sat across from who we wished had gotten a better start and received a simple, basic education on how money works.”

And although NAIFA MT is an advocacy organization, Paffhausen said advocating guaranteed personal finance courses doesn’t directly benefit them.

“Society doesn’t know who NAIFA Montana is and never will,” he said. “We have no discernible earnings advantage.”

As for his own children, he said they will learn about financial literacy one way or the other. But he said he believes in this cause for all the other kids who might not, and ultimately because it’s a good thing to do.

Public Notice: Somerset Wetlands NNR

National Parks and Countryside Access Act 1949

Wildlife and Countryside Act 1981

Declaration of National Nature Reserve

Somerset West and Taunton, South Somerset, Sedgemoor and Mendip districts

County of Somerset

Notice is hereby given that:

Under section 19(1) of the National Parks and Countryside Access Act 1949 and section 35(1) of the Wildlife and Countryside Act 1981 and all other powers enabling them in this respect, Natural England has, by Somerset Wetlands National Nature Reserve No 01 Declaration made on 4th May 2022, declared that the National Nature Reserves of Bridgwater Bay, Ham Wall, Huntspill River, Shapwick Heath, Somerset Levels and Westhay Moor are extended and collectively shall henceforth be known as Somerset National Wetlands Nature Reserve.

Pursuant to Section 19(3) of the National Parks and Countryside Access Act 1949 (as amended) and all other powers enabling them in this respect, Natural England declares that the land of ‘a total area of ​​78.15 hectares or thereabouts shown hatched and shaded in yellow on Map No. 7 annexed to the said declaration, lying in the districts of Mendip and Sedgemoor in the county of Somerset, (which land was included in the declaration Ham Wall No. 01 made by The Nature Conservancy Council for England on 19 July 1995) ceased to be owned by Natural England and is now owned and managed as a nature reserve by the Royal Society for the Protection of Birds.

The extension land totaling 2,274.16 hectares or thereabouts shown in plain hatching or hatched and shaded in yellow on the maps accompanying said declaration, situated in the districts of Somerset West and Taunton, South Somerset , Sedgemoor and Mendip in the County of Somerset, was acquired and is held by Natural England or is held by the Environment Agency, Hawk and Owl Trust, National Trust, Royal Society for the Protection of Birds, Somerset Wildlife Trust and Wildfowl and Wetlands Trust, bodies approved by Natural England to hold and manage national nature reserves.

The said land now having a total area of ​​6138.92 hectares or thereabouts is managed as a nature reserve, and Natural England is satisfied that the land is of national importance.

And pursuant to Section 19(3) of the National Parks and Countryside Access Act 1949 (as amended), and all other powers enabling them in this respect, Natural England declares that the land aggregating 1.24 hectares or thereabouts shown hatched and unshaded on Map No. 7 appended to the said declaration, lying in the district of Mendip in the county of Somerset, (which land was included in the Shapwick Heath National Nature Reserve No 05 Statement made by English Nature 29th September 2006) ceased to be owned and managed by Natural England as a nature reserve.

The statement and associated maps can be viewed on the Natural England website at: https://www.gov.uk/government/collections/national-nature-reserves-formal-notice-of-new-or -extended-sites

Rachel Williams, Area Manager for Wessex,
on behalf of Natural England.

Archer Building Company officials charged with insurance fraud


Three El Dorado Hills executives have been charged with insurance fraud related to the alleged formation of a second company to avoid paying insurance premiums.

Three El Dorado Hills executives have been charged with insurance fraud related to the alleged formation of a second company to avoid paying insurance premiums.

Getty Images/iStockphoto

The owner of the Archer Building Co. in El Dorado Hills and two company executives face charges related to the alleged theft of more than $125,000 from the state workers’ health insurance fund.

John Allison, 63, of Rocklin, company chairman Troy Williams, 49, of Angels Camp and Nanci Morman, 68, of Somerset, the company’s controller and accountant, have all been charged with multiple counts of insurance fraud, the California Department of Insurance said in a news release.

Bail was set at $15,000 each for each of the individuals on Monday by El Dorado County Superior Court Judge Douglas Phimister.

Company officials did not return phone calls from The Bee.

The three defendants allegedly conspired together to illegally lower the company’s workers’ compensation rate after the company increased rates in 2016, the Department of Insurance says.

Allison, listed as the owner on the company’s website, is accused of forming a second company, Allison Development. Archer Building Co’s payroll was transferred to the new company from 2016 to 2020 to avoid paying exact insurance premiums, the press release said.

“In 2020, Allison Development’s workers’ compensation policy was rescinded and employees transferred to Archer Building Company,” the statement read.

The investigation, the statement said, found that Archer Building Co. and Allison Development attempted to defraud the state fund of $127,795 due to lower bonus payments.

Morman was the accountant and person responsible for insurance audits for both companies, according to the statement.

The next court hearing in the case is scheduled for May 26. The El Dorado County District Attorney’s Office is the prosecutor in the case.

Archer Building, client and construction company, insists on its ethics on its website.

“Starting with the simple but hugely important philosophy of ‘The Golden Rule’ and associating it with honesty, we strive to treat our customers, customers and employees the same way we like to be treated “, said the company.

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Randy Diamond is a business reporter for The Sacramento Bee.

Lloyds and Halifax branch closures – full list


Other branches of Lloyds and Halifax are set to disappear from the high streets as their owner announced 28 more closures. The move will see 20 Lloyds Bank branches and eight Halifax branches closed between August and November.

Owner Lloyds Banking Group said the drop in usage was to blame. The Unite union said the decision affected 69 workers.

Lloyds Banking Group – which also owns the Royal Bank of Scotland – said each of the affected branches had an ATM or free post office within a mile, reports the Mirror.

A spokesman for Lloyds Banking Group said: “It remains true that online and mobile banking services continue to grow, as branch usage declines. On average, visits to these 28 branches have fallen by 60 % since 2016, when we now have 18.6 million regular online banking customers and over 15 million mobile app users.”

Caren Evans, Unite National Officer, said: ‘Branch closure today announced yet another for-profit financial institution fails to address the needs of consumers and staff beggars. This news is another example of a bank choosing to distance itself from communities that need access to banking services.

“The actions of Lloyds Banking Group over the past few months are completely inexcusable. The management let down the customers and their dedicated staff.

“These closures will leave some customers more than 10 miles from their nearest bank branch. It is a betrayal of some of the most vulnerable, elderly and socially excluded people in our communities who need local access to community banking services.

Unite said more than 5,000 branches of banks and building societies have closed since 2015. The new closures mean the banking group will have closed 88 branches by the end of 2022.

The full list of bank branch closures announced today is below.

Closure of Lloyds branches

Norwich Heartsease – 23/08/2022
Thatcham – 24/08/2022
Ashby de la Zouch – 08/25/2022
Billborough Nottingham – 08/31/2022
Broadstone – 08/31/2022
Letchworth – 09/01/2022
Nottingham Hyson Green – 06/09/2022
Oadby – 06/09/2022
London – 07/09/2022
Verwood – 07/09/2022
Ilfracombe – 09/12/2022
Whickham – 09/12/2022
Atherstone – 09/13/2022
Hadleigh – 09/14/2022
Swanage – 09/19/2022
Ystrad Mynach – 09/20/2022
Bourne – 11/21/2022
Heald Green – 11/22/2022
Banstead – 11/24/2022
Williton – 11/24/2022

Closure of Halifax branches

Coalville – 08/22/2022
Falmouth – 07/09/2022
Hoddesdon High St – 09/01/2022
Manchester Trafford – 09/05/2022
Lewes – 05/09/2022
Walton Vale – 08/09/2022
Dover – 13/09/2022
Dorchester – 11/22/2022

Britons can access some banking services at post offices due to a link between the banks and the mail delivery institution. Banks are paying the Post Office to do this to offset the impact of branch closures.

However, this range of services is limited compared to a real bank branch. You can’t open a bank account at a post office, for example, or fix problems with your account. What you can do at a post office also depends on which bank you are with.

If you are a Bank of Scotland, HSBC or Lloyds customer, you can use all of the Post Office’s banking services – withdraw and deposit money, check your balance and deposit a cheque. But if you’re dealing with Nationwide, all you can do is withdraw money and check your balance.

3,000 evacuees from Mariupol are believed to be held in a penal colony by the Russian army


Ukraine’s human rights ombudsman said the Russian military is detaining more than 3,000 civilians from Mariupol in a former penal colony in the Donetsk region of eastern Ukraine.

Seven buses carrying an unknown number of Ukrainian soldiers evacuated from the Mariupol steelworks were seen arriving at the former penal colony No. 120 near Olenivka on Tuesday.

Ombudsman Lyudmyla Denisova said earlier on Telegram that the civilians were being held in the former penal colony No. 52, also near Olenivka.

She said most civilians are detained for a month, but those considered “particularly unreliable”, including former soldiers and police, are detained for two months.

Ukraine has decided to abandon a sprawling steel factory where its soldiers had withstood relentless shelling for months (AP)

Ms Denisova said among the detainees are around 30 volunteers who delivered humanitarian supplies to Mariupol as it was besieged by Russia.

It comes as the fall of Mariupol appears imminent, with Ukraine preparing to abandon a sprawling steelworks where its soldiers had held out under relentless bombardment for months, making it the biggest city to fall to the Russians. .

Much of the steelworks was reduced to rubble.

Ukrainian President Volodymyr Zelensky said Ukraine was working to get its remaining troops safely out of the Azovstal steelworks.

In his nightly video address to the nation, Mr Zelensky said the evacuation mission was overseen by Ukrainian military and intelligence officers and that “the most influential international mediators are involved”.

However, hundreds of Ukrainian fighters left the Azovstal steelworks and surrendered into Russian hands.

Elsewhere, Ukrainian guerrillas reportedly killed several high-ranking Russian officers in the southern town of Melitopol, the regional administration said on Telegram.

Russian forces have occupied the city since the beginning of the war.

FILE - Smoke rises from the Azovstal Metallurgical Combine in Mariupol during a shelling, in Mariupol, in the territory under the government of the Donetsk People's Republic, eastern Ukraine, May 7, 2022
Much of the steel plant has been reduced to rubble (Alexei Alexandrov/AP)

According to the regional administration, the occupiers are trying to cover up the situation but Russian troops were more actively checking private cars in the city on Tuesday, most likely looking for the guerrillas.

No details of the killings were given and the report could not immediately be confirmed.

Throughout the war, the Ukrainians claimed to have killed many generals and other Russian officers. A few of the deaths have been confirmed by the Russians.

DUP promises ‘graduated and cautious’ response to UK government protocol

The DUP will take a “gradual and cautious” approach to re-engaging with Stormont’s power-sharing – depending on progress on legislation to override parts of the Brexit protocol, party leader Jeffrey Donaldson has said.

Mr Donaldson described the government’s announcement to table legislation that would allow it to act unilaterally to change parts of the Northern Ireland protocol as a ‘welcome step if it is overdue’.

But he stressed that his party, which refused to return to devolved government in Northern Ireland in protest at the Irish Sea trade deals, needed to see actions rather than words from London.

A new executive can only be formed in Belfast after the recent election if the DUP agrees to fill the post of Deputy Prime Minister.

DUP leader Jeffrey Donaldson (centre) leaves Hillsborough Castle after speaking to the British Prime Minister on Monday (Liam McBurney/PA)

The party has also refused to back the nomination of a new Speaker of the Assembly, meaning the Parliament Buildings legislature cannot meet.

Donaldson has made it clear that sweeping changes to protocol must be made if the party is to return to power-sharing.

Responding to the announcement made by British Foreign Secretary Liz Truss on Tuesday, the DUP leader told the House of Commons: “From the start in this House, the DUP has warned of the consequences of this protocol and that’s why we opposed it from the start, because we recognized the political and economic instability it would cause and the harm it would cause the union itself.

“Today’s statement is a welcome, albeit late, step towards resolving the issues created by the protocol and re-establishing power-sharing based on cross-community consensus.

“Therefore, we hope to see progress on a bill to address these issues in days and weeks, not months, and as the legislation progresses we will take a gradual and cautious approach.

“We want to see the Irish Sea border removed and the government honoring its commitments in the New Decade and New Approach Agreement (the 2020 agreement which restored power-sharing) to protect the place of Northern Ireland in the UK internal market.

“Today’s statement indicates that this will be covered in legislation to bring in further revised provisions.

“Under the Belfast/Good Friday Agreement, power sharing can only be stable if there is consensus on a cross-community basis. It currently does not exist on the part of the Unionist community.

“We want to see political institutions working properly as soon as possible, but to restore the confidence of trade unionists, decisive action is now needed in the form of legislation to undo the damage done by the Protocol to Acts of Union and put in place reasonable arrangements. which, in the words of the Queen’s Speech, ensure the continued success and integrity of the whole of the United Kingdom, including the internal economic links between all its parts.

“Finally, Mr President, today’s words are a good start, but the Minister of Foreign Affairs will know that actions speak louder than words and I welcome her commitment to such decisive action in this statement at home.”


Alliance Party MP Sorcha Eastwood said Ms Truss’ comments offered no solution to the problems with the Northern Ireland protocol.

Ms Truss’ comments were being touted as a breakthrough, but that was not the way to go, it was not what companies were asking for, she told RTÉ radio’s News at One.

The issues could be ‘examined and dealt with’, she said, but she did not think a suggestion by Ms Truss of a dual diet was ‘a follower’.

There was a “hodgepodge” of suggestions emerging, she said. “That’s a lot of revamped ideas” combined together like a fig leaf to appease the DUP.

The other parties elected to the new Assembly were ready and willing to get to work, but it appeared that their votes had not counted because of the actions of the DUP. A change was needed.

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“We have a voice and we have the right to speak on behalf of the people of Northern Ireland,” Ms Eastwood said.

It was not enough for one party to resist and stop the work of others.

“Let’s continue the dialogue and make a breakthrough,” she urged.

-Additional reporting by Vivienne Clarke

Somerset win big derby on day three


Somerset win big derby on day three


Somerset crushed Gloucestershire to claim a record LV= Insurance County Championship win by one run and 246 runs in three days at Bristol.

It was Somerset’s biggest margin of victory over their rivals, which had previously been by an innings and 170 at Taunton in 1893, a match in which WG Grace featured for the visitors.

Gloucestershire, without injured skipper Graeme van Buuren, were knocked out for 186 in their first innings to 119 overnight for four, with Jack Leach finishing with five for 49 from 25.4 overs.

There was no respite for a home side, including three new loan signings when they trailed 405 behind under cloudless skies. Leach completed game numbers of eight for 90, while teenager Jacob Bethell hit 61 for a total of 159.

Somerset took 23 points from Gloucestershire and have now won back-to-back victories after losing their opening three league matches.

With van Burren nursing a shoulder injury sustained in the field on day two, Somerset needed just five wickets at the start of the day to wrap up their opponents’ opening innings.

Bethell, on a one-game loan to Gloucestershire from Warwickshire, started with a sweet drive for four against Craig Overton and followed with another boundary in the same over.

Somerset were worried when Overton was sent off with a left knee pinch, but the all-around England man was able to return to the bowl at the end of the innings.

Josh Davey made the breakthrough for Somerset with the total of 144, hitting Ryan Higgins on the back cushion and pinning him lbw for 31, before quickly taking Zafar Gofar to the slip.

Lewis Gregory uprooted Zak Chappell’s center stump and the impressive Bethell fell front leg over back foot against Leach for 37 as Gloucestershire tipped to 152 for eight.

Final pairing Matt Taylor and Brad Wheal offered some resistance, taking the tally to 186 for eight at lunch. Taylor finished 24 steps when Wheal fell lbw on a ball from Leach that seemed to stay low.

Gloucestershire’s second innings had reached 24 in the ninth when George Scott edged Peter Siddle straight to James Hildreth at the second slip.

Marcus Harris fell on the same tally, missing a shot from Overton and catching Tom Lammonby halfway. It was 28 for three when Miles Hammond nicked a ball from Davey to wicketkeeper Steve Davies.

Higgins was caught down 16 tries to force Gregory off the back foot and by the tea Gloucestershire were in disarray at 74 for four.